yeah highest is 20% liao. Najib started this trend about 10 years ago i think, i rmb he offering 20% off and applauded greatly. but damn i paid off everything at 15% discount earlier this year. should've tahan a bit, that 5% can be used for some shopping. hahaa!

Hello, how long did it take for ur all application to be approved? Some say within 14 days can already hmm

Hello, how long did it take for ur all application to be approved? Some say within 14 days can already hmm

Depends your luck, number of submission, and complication in your documentation.

Hi ISean, is there anything that needs to be completed on my end once I see lulus for my waiver application on the portal? Or is that just it?

Just check you have any outstanding payments like PTPTN insurance?

I just paid like RM 50-100+ ish just to clear out everything to avoid any loose ties.

Seems like I dont have anything pending for payment on my end after checking this. Thanks ISean

Hi Congrats @eelniloc

Ahhh I also not sure, because I also new to this.
https://www.ptptn.gov.my/PengesahanBakiPeny...ianHutang/Utama

Because when I check for Pengesahan Baki Penyelesaian Hutang (link above) I can't print out the Surat Penyelesaian Hutang. I see two strange amounts I still owe.
My Takaful in my PTPTN contract is RM 446.89. If you add the Sum up not sure got some 2 sens difference.




No. Peminjam can be accessed from here from the Penyata Terperinci
https://www.ptptn.gov.my/perkhidmatan-menu/...aran-balik-menu

You may refer to this post at the "Pengesahan Baki Penyelesaian Hutang"
I apparently had RM 400 outstanding balance somehow.