Pengecualian Bayaran Balik

[Update]
I've applied on 13-Jan-2021, and gotten approved on 27-Jan-2021 (14 working days)! Officially Tertiary Education Debt Free!

Here is also the latest 2020 B40 M40 T20 Table



[TS's Guide]
Hi all, let me show you the quick and easy guide on the Steps you should need to do, so you don't get screwed over by yourself doing redundant things.

1. Upon Completing your University Course,
go to https://www.ptptn.gov.my/kelaspertamaonline/Utama and login with your NRIC as your ID and password.


(Optional) Also apply for a LDHN and KWSP account for yourself, as this might be updated into PTPTN Exemption system and also easier for your future company, if they hire you.

2. Fill in accurately your current personal details, and your parents / spouse's salary and other details the system needs to know about you.
(BUT TO AVOID REJECTION PLEASE, PANDAI PANDAI COUNT YOUR SALARY + PARENTS (MOM+DAD) SALARY < RM11K (B40/M40) Category )
(IF YOU'RE MARRIED, PANDAI PANDAI COUNT YOUR SALARY + SPOUSE SALARY < RM11K (B40/M40) Category )


3. PTPTN will generate a lists of documents for you to prepare onwards AFTER YOUR CONVOCATION.
Everyone is different depending how much info you and your parents have provided to the Government. Those Akuan Sumpah sample letters you can refer in the section below.

Your case might be uploading tons of documents :
My case, my dad retired - not working, my mom working, based in KL, my salary RM 3.5k, my mom's RM 3.3k.
By right, I should have upload an Akuan Sumpah as my dad wasn't working + my payslip. But since PTPTN system didn't request, so I didn't provide.


Classmate A, his father work privately at his own, mother doesn't work, his salary slip also was requested by PTPTN.


4. Wait for your University Convocation is held, and received all the documents.
5. Upload all the documents under 500 kilobytes then should be good to go.
For File Compression : https://www.ilovepdf.com/compress_pdf
You be surprised PTPTN actually accepts unreadable compressed documents

6. Wait within 60 days to get a reply. I gotten my reply within 14 days. (13/Jan/2022 to 27/Jan/2022)


You will need to daily login/check with LiveChat to check your Approval Status: PTPTN WILL NEVER EMAIL YOU.

https://www.ptptn.gov.my/kelaspertamaonline/



Hi all, I'm going to apply for PTPTN Exemption later this coming November 2021, after getting my official scroll, might as well write thread on the current 2021 procedure on getting PTPTN Exemption.

Since I think this will help candidates to figure out themselves their current COVID situation, where to go, like how to get the Surat Akuan Sumpah, and etc.
Pray hard government don't suddenly U-Turn kata tak boleh apply then topkek now.


https://www.ptptn.gov.my/pengecualian-bayaran-blk-side

Website description:


PTPTN Loan Repayment Exemption

1. Loan repayment exemption conditions:

Pursuing a Bachelor's Degree Full Time;

Obtained a Bachelor's Degree with First Class Honors by an IPT;

Graduating within the stipulated period according to the PTPTN loan offer document;

PTPTN education loans do not overlap with any other sponsorship;

Courses/ Programs followed by borrowers in Private Institutions of Higher Learning (IPTS) must obtain a Certificate of Full Accreditation from the Malaysian Qualifications Agency (MQA) within the period the loan is issued;

Submit application within 12 months from the date of convocation; and

Categorized from B40 and M40 families based on income information when applying for repayment exemption (applies to borrowers who graduated from 1 January 2019).



2. Loan repayment exemption method:

Borrowers must apply online at the PTPTN Portal - First Class Degree Exemption no later than 12 months from the date of convocation.



3. Documents to be attached:

(i) Borrowers who graduated before 1 January 2019:



(ii) Borrowers who graduate from 1 January 2019:








FAQ Loan Repayment Exemption for Borrowers Obtaining a First Class Bachelor's Degree
https://www.ptptn.gov.my/faq-bayaran-balik-...a-kelas-pertama
1. What are the conditions of the refund exemption set?

The refund exemption conditions are as follows:
i. Pursue a Bachelor's Degree full -time;
ii. Obtained a Bachelor's Degree with First Class Honors by an IPT;
iii. Graduating within the stipulated period according to the PTPTN loan offer document;
iv. PTPTN education loans do not overlap with any other sponsorship;
v. Courses/ programs followed by borrowers in Private Institutions of Higher Learning (IPTS) must obtain a Certificate of Full Accreditation from the Malaysian Qualifications Agency (MQA) within the period the loan is issued;
vi. Submit application within 12 months from the date of convocation; and
vii. Categorized from B40 and M40 families based on income information when applying for repayment exemption ( applies to borrowers who graduated from 1 January 2019 ).


2. What is meant by household income and how does PTPTN determine the income range category of borrowers whether B40 or M40?
In the context of PTPTN, household income refers to gross income when applying for repayment exemption according to the categories below:-
i. If still single: Borrower's household income, parents (or guardians);
ii. If married: Borrower's and spouse's household income.
The B40 and M40 income range information is based on the latest House Income and Expenditure Survey (HIES) published by the Department of Statistics. From 10 July 2020, the B40 and M40 income range information is as in the table below:-
Categories Income Range
B40 Less than RM4,850
M40 M40 RM4,850 - RM10,959

3. Who determines the awarding of First Class Honors?
The determination of the First Class is given by the senate of the respective Institutes of Higher Learning (IPT).

4. What is the method of applying for this refund exemption?
Borrowers must apply online at the PTPTN Portal ( https://www.ptptn.gov.my/kelaspertamaonline/Utama ) within 12 months from the date of convocation. Applications after that period are not accepted.

5. What documents are required to apply for loan repayment exemption?
Borrowers are required to upload certified copies of their supporting documents such as:
Bil Borrowers who graduated before January 1, 2019 Borrowers who graduate from 1 January 2019
1 Certified copy of First Class Honors Bachelor's Degree or equivalent (Scroll). Certified copy of First Class Honors Bachelor's Degree or equivalent (Scroll).
2 Certified copy of transcript of examination results. Certified copy of transcript of examination results.
3 Certified copy of Accreditation Certificate from MQA (For IPTS borrowers). Certified copy of Accreditation Certificate from MQA (For IPTS borrowers).
4 First Class confirmation letter (if the word "First Class" is not noted on the Degree). First Class confirmation letter (if the word "First Class" is not noted on the Degree).
5 Letter of confirmation of graduation (if the date of graduation is not recorded on the degree/ transcript). Letter of confirmation of graduation (if the date of graduation is not recorded on the degree/ transcript).
6 - Income document when applying for refund exemption according to the specified category*.
• Latest Salary Slip.
• Affidavit of Oath (confirmation of income).
• Latest Assessment Tax Return.
• Latest EPF Statement / Non -EPF Confirmation Letter.
• Pension statement.
• Penakat Pension Statement (SOCSO).
• Death certificate.
• Divorce Certificate.
• Affidavit of Oath (For Undetectable Cases).
• Affidavit of Oath (Guardian).
* (any applicable)
*Confirmation stamp must contain the Name of the Officer, Position and Name of the Department.

6. My loan has been consolidated for Diploma and Degree levels. Am I eligible to apply for repayment waiver for the entire loan if I get First Class Honors?
Not deserved. Only Bachelor’s degree loans will be exempt from repayment. Borrowers are still subject to repaying Diploma level loans.

7. Who can certify copies of transcripts and Degrees?
Copies of transcripts and degrees must be certified by the officer of the Academic Division of the IPT or the division responsible for issuing transcripts/ scrolls according to the branch of the borrower's IPT. The confirmation stamp must contain the Name of the Officer, Position and Name of the Department.

8. I obtained my First Class Bachelor's Degree while studying at UPM and am currently continuing my studies in the Master's program at UM. Can I get confirmation for my Degree documents and transcripts from the UM Academic Division?
It can't be. Document verification can only be done at the Academic Division of the IPT or the section that issues transcripts/ scrolls according to the branch of the borrower's IPT pursuing studies only. In this case, the borrower needs to get confirmation from the UPM Academic Division.

9. I have canceled my PTPTN education loan due to receiving another sponsor and have graduated with a First Class Bachelor's Degree. Can I apply for education loan repayment exemption on the loan amount received before the loan is canceled?
Yes. Repayment waiver consideration will be given on loan amounts that do not overlap with other sponsors. Rescheduling will be done and the borrower can make installment payments according to the Repayment Schedule (JBB).


10. I have completed my studies earlier than the usual period set by the IPT. Am I eligible for education loan repayment exemption?
Worthy. Repayment exemption consideration can be given on the amount of loan received during the period of study only. For loans received after graduation, the amount must be repaid to PTPTN.


11. What are the reasons why the borrower does not get a repayment exemption on the entire loan amount received?
Borrowers do not get a repayment exemption on the entire loan amount received if:
i. Receive a loan after graduation;
ii. Overlapping sponsorships; and
iii. Has a Loan Advance (WPP) debt that is still unresolved.

12. How is the repayment method for the remaining ineligible loan amount exempted for the reasons informed in question 11?

v. Loan rescheduling on the non -exempt loan amount will be provided and the borrower is subject to make repayments consistently according to the new monthly installments and repayment period.
vi. A loan rescheduling offer letter will be issued to the borrower within one month after consideration is given.
vii. Borrowers are required to make a full settlement if they do not want to make repayments in monthly installments.

13. How can I find out the status of the loan repayment exemption application?
The status of the application can be known within 60 days from the date of application through the 2 methods below:
i. Check on the PTPTN Portal ( https://www.ptptn.gov.my/kelaspertamaonline/Utama ) * Contact PTPTN Careline (03-2193 3000) to get No. Loans.
ii. The letter will be sent to the borrower's mailing address.




DOCUMENTS TO UPLOAD

LOGIN USING YOUR NRIC and BORROWER'S ID : Same as NRIC




DOKUMEN SOKONGAN YANG PERLU DILAMPIRKAN (SEMUA SALINAN HENDAKLAH DISAHKAN)
BAGI SALINAN TRANSKRIP PEPERIKSAAN DAN IJAZAH KELAS PERTAMA
Pegawai IPT yang layak untuk pengesahan dokumen adalah :-
(i) Pegawai Kumpulan A Bahagian Akademik; atau
(ii) Pegawai Kumpulan A Bahagian Pengurusan Rekod yang mengeluarkan Ijazah pelajar.

LAIN-LAIN DOKUMEN SOKONGAN
Pengesahan hanya boleh dibuat oleh :-
(i) Pengetua, Guru Besar Sekolah (Sekolah Kerajaan Sahaja);
(ii) Penghulu, Penggawa, Tuai Rumah, Ketua Kaum, atau Mukim Bertauliah;
(iii) Pegawai Kerajaan, Kumpulan Pengurusan Dan Profesional (Gred 41/ Kumpulan A ke atas), Pengamal Undang-Undang, Jaksa Pendamai atau Ahli Majlis Mesyuarat Kerajaan Negeri (Ahli EXCO).

*Hanya fail format PDF sahaja yang boleh dimuat naik dan maximum saiz bagi fail yang akan dimuat naik adalah 500kb sahaja.


PEMINJAM
1. Salinan Transkrip Peperiksaan
2. Salinan Ijazah Kelas Pertama
Adakah perkataan KELAS PERTAMA tidak tercatat pada Ijazah anda? Ya/Tidak
3. Surat Pengesahan Tamat Pengajian
4. Salinan Sijil Perakuan Akreditasi daripada MQA
5. Penyata KWSP / Surat Pengesahan KWSP - Peminjam Tiada Caruman
6. Surat Akuan Sumpah (Peminjam - Tidak Bekerja)

BAPA
7. Penyata KWSP / Surat Pengesahan KWSP - Bapa Tiada Caruman
8. Surat Akuan Sumpah (Bapa - Tidak Bekerja)

IBU
9. Penyata KWSP (Ibu) / Surat Pengesahan KWSP - Ibu Tiada Caruman
10. Surat Akuan Sumpah (Ibu - Tidak Bekerja)




SUPPORTING DOCUMENTS TO BE ATTACHED (ALL COPIES MUST BE CERTIFIED)
FOR COPIES OF EXAMINATION TRANSCRIPTS AND FIRST CLASS DEGREE
IPT officers who are eligible for document verification are:-
(i) Group A Officers of the Academic Division; or
(ii) Group A Officer of the Records Management Division who issues the student's Degree.

OTHER SUPPORTING DOCUMENTS
Confirmation can only be made by:-
(i) Principal, Headmaster of School (Government Schools Only);
(ii) Penghulu, Penggawa, Tuai Rumah, Ketua Kaum, or Mukim Bertauliah;
(iii) Government Officials, Management and Professional Groups (Grade 41/ Group A and above), Legal Practitioners, Justice of the Peace or Members of the State Executive Council (EXCO Members).

*Only PDF format files can be uploaded and the maximum size of the file to be uploaded is only 500kb.


BORROWER


1. Copy of Examination Transcript
2. Copy of First Class Degree
Is the word FIRST CLASS not recorded on your Degree? Yes No
3. Graduation Confirmation Letter
4. Copy of Certificate of Accreditation from MQA
 Salinan_Sijil_Perakuan_Akreditasi_daripada_MQA.pdf ( 577.56k ) Number of downloads: 658

5. EPF Statement / EPF Confirmation Letter - No Contribution Borrower
 Penyata_KWSP_KWSP_Tidak_Mencarum.pdf ( 889.99k ) Number of downloads: 1152

6. Affidavit of Oath (Borrower - Not Working)
 Surat_Akuan_Sumpah_Peminjam_Tidak_Bekerja.pdf ( 585.58k ) Number of downloads: 780

7. Pay Slip or LHDN Tax Forms - https://www.ptptn.gov.my/kelaspertamaonline...nyata_Cukai.pdf


FATHER / MOTHER
[Not Working]
1. EPF Statement / EPF Confirmation Letter - Father/Mother No Contribution
 Penyata_KWSP_KWSP_Tidak_Mencarum.pdf ( 889.99k ) Number of downloads: 1152

2. Affidavit of Oath (Father/Mother - Not Working)
 Surat_Akuan_Sumpah_Bapa_Tidak_Bekerja.pdf ( 447.89k ) Number of downloads: 688


OR

Berkerja Sendiri
1. Pembayar cukai pendapatan?
If Ya then upload Penyata Cukai / Tax Statemtent : https://www.ptptn.gov.my/kelaspertamaonline...nyata_Cukai.pdf
2. Penyata KWSP / Surat Pengesahan KWSP Ibu/Bapa Tidak Mencarum https://www.ptptn.gov.my/kelaspertamaonline...umat_lanjut.png
3. Affidavit of Oath (Father - Self Working) https://www.ptptn.gov.my/kelaspertamaonline...rja_Sendiri.pdf

For Self Working : Change line No. 2 in the Surat Akuan to




STEP BY STEP GUIDE

 MANUAL_PERMOHONAN_PELEPASAN_KELAS_PERTAMA_ONLINE.pdf ( 1.68mb ) Number of downloads: 901


===========================================
Those who are M40/B40 category, but misclassified as T20.
Please contact LiveChat / Call PTPTN Department. Provide the necessary documents and reapply again.








Please Fill in Carefully if your Parents Are RETIRED, THEY HAVE NO INCOME. THEY DON'T HAVE SALARY.
Else you need call PTPTN Office fix for you liao


This post has been edited by iSean: Jul 28 2022, 10:02 PM


Attached File(s)
 Surat_Akuan_Sumpah_Ibu_Tidak_Bekerja.pdf ( 447.89k ) Number of downloads: 514

PTPTN videos on some student guide



Thread Guide : 2020 onwards
https://leannetan97.medium.com/ptptn-first-...de-dec0396c744b


Due to Covid-19, it changes our normal norm. I have completed my Bachelor’s Degree in January 2020 and my Graduation ceremony was postponed to May of 2021. However, my university, the Univerisity of Malaya (UM) still officially declared our graduation date as 🎓17 October 2020. The first thing I thought of after knowing the graduation date was paying back my debt to PTPTN. Since I know that First Class Students are still able to apply for PTPTN waive through the online system. Therefore, I made some research about that and compiled a list of steps for my junior & friends for future references.
For your information, I prepared this guideline at end of the year 2020 and now I finally found a more suitable platform to share it with you. The sharing includes:
Detailed step by step guide to apply for PTPTN first-class loan waiver.
➡️ How to get the list of documents needed?
➡️ How to prepare the list of documents needed?
➡️ How to check your application status?
➡️ How to pay back your remaining debt?
➡️ How to calculate the Takaful (insurance) that we need to pay back?
➡️ How to request a refund for the extra payback?
Sharing from me and my friends regarding the documents verification.
Sharing from my friends regarding how to you waive the cancelled PTPTN loan after receiving another scholarship.
The steps are as follows (Remember to read through all the parts before you start preparing your documents).
PART I: GET THE LIST OF DOCUMENTS NEEDED
Get ready your No. Pinjaman
➡️ You may refer back to your PTPTN loan contract
➡️ You may refer back by login to your Online account
➡️ You may call PTPTN direct phone line (Phone number is available at the website at Part I Step 2)
Login to Pemohonan Pengecualian Bayaran Balik Pinjaman Ijazah Sarjana Muda Kelas Pertama / Setaraf website using your NRIC number and No. Pinjaman
Fill up your and your parents’ details carefully.
📎 NOTE: Especially the total salary amount of your family including yourself. If you accidentally filled the amount that exceeds the M40 range (Refer to the second link at Reference part). They might straight away block you from the next step but I believe you may still call the service line to clarify your mistake when filling the salary if you unintentionally did that.
After filling in the details, you will see a list of documents they need you to upload.
📎 NOTE: This list of items may be different from others as they will refer back to your university type (Public / Private University), your parents working status, your family background etc.
I will suggest you all screenshot on the list of documents needed and download all the sample document provided (at ℹ️ info icon).
❔ Reasons: You will need to repeat PART I Step 3 & 4 again to look at these documents needed once you close the application website.
📌Extra Information For PART I:
For UM Student, I believe there isn’t have “First Class” written on your scroll. If you can’t find the “First Class” word you will need to request First Class Letter from UM Exam Section. (I will explain this in the PART II sections, just bear with me).
I will share the list of documents needed for my case to give you some reference (Again this list may be different from yours):
1. Scroll
2. Academic Transcript
3. First Class Letter
4. Completion Letter
5. Pay Slip
6. Father’s Self Employed Surat Akuan
7. Father’s 2019 LHDN statement
8. Father’s KWSP Details Statement
9. Mother’s not working Surat Akuan
10. Mother’s KWSP Details Statement
📎 NOTE:
➡️ Documents No 1 & 2 can only be verified by Exam Section.
➡️ Others Documents (excluding Document 6 & 9), you may ask favour from EXCO, Government Servant (DG41 and above / Kumpulan A), Government School’s Principal etc. (You may refer to the instruction given by PTPTN)
👬 👭Sharing from my friends:
➡️ I have a friend that brave enough to request verification for Document(No. 3-10 except No 6 & 9) from the head of police.
➡️ I have a friend from UPM (University Putra Malaysia) who only verified Document 5 and just scanned the other original documents with colour.
➡️ I have a friend from UM who scanned the original Academic Transcript with colour got rejected and need to submit the verified copy of the Academic Transcript.
➡️ I have a friend that request verification from Advocate & Solicitors and got rejected because PTPTN only accepted verification from a government servant.
➡️ Yup. Depends on LUCK 🍀 . You may try your luck 😂.
PART II: PREPARE THE LIST OF DOCUMENTS NEEDED
Basically, this part might be more relevant for UM students but if you from another university, you may read through to have some brief idea.
First, request a “First Class Confirmation Letter” from UM Exam Section.
➡️ You may request from Academic Administration and Service Centre(AASC) via email which is written on this website.
Request a Completion Letter from AASC / Your Faculty’s Assistant Registrar
📎 NOTE: You may not find any “Completion Date” written in the letter but only Senate Date. From my experience, UM might not have the terms of “completion date” but I believe the completion date is somehow the same as the Senate date.
Request verification of your copy of scroll and academic transcript from AASC.
Prepare Surat Akuan for your parents. If any.
➡️ You may download and type your Surat Akuan (Borang Am 80) on your own so that they will charge less than the usual price. In my case, they charged RM4 for verified a pre-fill document.
➡️ Bring your Borang Am 80 and get verification from Pesuruhjaya Sumpah (Commissioner For Oaths) nearby your house.
Request verification for your remaining documents (Documents No 3-10 except Documents No 6 & 9 in PART I). In my case, I asked favour from EXCO.
After preparing these documents, you can now upload these documents to the website stated in PART I Step 1 and submit your application. The process of your application might just take a few days (3 working days during my time). I also have some friends that take a few months to get response and feedback from them. Again, need to depend on your luck.
PART III: CHECK YOUR APPLICATION STATUS
What I heard from my friends if any documents are missing or not complete. You will receive the email from PTPTN within a few working days/weeks that note down what you have to take note of and reapply the application. If you didn’t receive an email from them in a few working days/weeks you may go to your application website PART I Step 2 to view your application status.
If successful, Congratulation! 🎉🥳 However, there are several steps you need to complete before you celebrate.
📎 NOTE: The letter issued will be posted to your registered address later on. To save the PDF version of the letter, you need to use the Mozilla Firefox browser. They did not support this feature in others browser. 😂
👬 👭Sharing from my friends:
For those who received other scholarship or loan from different organisations during the first semester of the second year, you should have cancelled your PTPTN loan on that semester after receiving the offer letter. However, if PTPTN had already released the loan of that semester to you, only the loans for the first year are applicable to waive.
The example scenario is as below
First-year (first semester) = PTPTN [APPLICABLE]
First-year (second semester) = PTPTN [APPLICABLE]
Second-year (first semester) = PTPTN & JPA [NON - APPLICABLE]
The rest of the year = JPA
PART IV: PAYBACK YOUR REMAINING DEBT
Login to PTPTN i-online account.
Click “PENYATA BAKI TERPERINCI”.
Select the year drop-down list to the current year.
Look for the final debt you need to pay back. (To understand the calculation, please refer to EXTRA INFO I)
Question 1: Why I still need to pay back my debt after I got waive for First Class?
❔ Reasons: The debts are actually the TAKAFUL (insurance) that payout from your account monthly since day one your loan has been approved while only the loans will be waived excluding takaful.
Question 2: Why the insurance amount payout in the first year of your loan is different from the latest insurance amount?
❔ Reasons: It is because at first, the loan release to your bank account is lesser. Over time, the accumulation amount that PTPTN release to you increase, the insurance fees to assurance definitely will increase as well.
Payback your remaining debt.
📎 NOTE: The default payback amount is the original amount they borrowed for your TAKAFUL. You should change the default amount to the TAKAFUL amount that you has been used.
After paying the debt. Check the statement and make sure the “BAKI KESERULURHAN PINJAMAN” is RM0. Then you are done. Hooray!
However, if you see bracketed amount under “BAKI KESERULURHAN PINJAMAN” row, that means you have paid excessively to PTPTN. (To request a refund, please refer to EXTRA INFO II)
The image below is the screenshot of the statement after I paid my remaining debts. There are some written explanations regarding the statement based on my knowledge and understanding. If you find anything wrong, please feel free to correct me in the comment section. Thanks. 😄
A screenshot of the PTPTN statement after I paid my remaining debts
Screenshot of my PTPTN statement
📌 EXTRA INFO I: CALCULATE THE TAKAFUL AMOUNT THAT YOU NEED TO PAYBACK
Login to PTPTN i-online account.
Click “PENYATA BAKI TERPERINCI”.
Select the year to the first year when this loan is approved. (eg. 2016)
Example: Refer to 2016 PTPTN Account Statement Snapshot at below.
The allocation for the Takaful insurance will be the amount in “BAKI (RM)” column. In my case, it was 243.26. (Let us give it a nickname as “Amount 1”)
Select the year to the current year when this waiving is approved. (eg.2020)
Example: Refer to 2020 PTPTN Account Statement Snapshot at below.
The remaining allocation for the Takaful insurance will be the amount in “BAKI (RM)” column. In my case, it was 204.25. (Let us give it a nickname as “Amount 2”)
Therefore, the total used takaful amount will be:
Amount 1 - Amount 2 = 243.26 - 204.25 = 39.01

2016 PTPTN Account Statement Snapshot

2020 PTPTN Account Statement Snapshot
📌 EXTRA INFO II: REQUEST REFUND (IF YOU PAID EXCESSIVELY)
How do you know you have paid excessively to PTPTN? You may look into your account statement. If you realize you have a bracketed amount under “Baki Keseluruhan Pinjaman” (eg. “(10.21)”), that means you have paid excessively to PTPTN.
Go to PTPTN Semakan Lebihan Bayaran Balik Pinjaman website.
Key in your NRIC No.
The system will automatically check for any excessive payment from your account. If you are able to see the excessive payment from PTPTN i-online account but the website in (EXTRA INFO II Step 1) display that you do not have any excessive payment, you might need to wait for a few days and recheck again.
If the system verifies that you have paid an excessive amount, you will see a “MOHON” button.
Click on the “MOHON” button and fill in your personal details such as email, mobile phone number, refund method, account details and submit your application form.
👬 👭Sharing from my friends:
➡️ One of my friends said, PTPTN refunded him within 3 working days.
REFERENCE
Last but not least, there are some related details about waiving your loan, you may read the following links for your further reference:
FAQ Pengecualian Bayaran Balik Pinjaman Kepada Peminjam Yang Mendapat Ijazah Sarjana Muda Kelas Pertama
Pengecualian Bayaran Balik
GOOD LUCK 😀🍀






https://www.youtube.com/watch?v=QrWitvrryEA...el=LiangJingTeh


Pre-2019:



Post-2019:

https://www.youtube.com/watch?v=qWGCeME2_vI...0%99sCloudSpace



This post has been edited by iSean: Aug 1 2021, 11:24 PM

omg this thread is very helpful, gonna need it soon

Wish I knew this when I was studying. Well I knew about it, but I did not think of the impact once graduate. Still glad finally paid out the amount.

Sorry minor update on my progression:

Sorry this thread will be delayed to November to December 2021 due to my university - UCSI plan to rescheduled the convocation by then and die die don't want to provide the certificates by August.

This post has been edited by iSean: Aug 21 2021, 10:23 PM

I got 3.68.

Need 0.2 more to get first class. Sadly I can't get it since I already take all the subject offered.

Anything can be done?

You can resit the course that you feel that you can score?

Hi there! May i know if you face any intake issue that cause the PTPTN Loan Waiver to be disqualified ?

- MQA being revoked could be a reason on uni side?
- Maybe resiting an entire subject/paper that you failed previously to wipe off bad grade to achieve first class?
- Parents + your salary jadi T20 {Recommend not to work until you settled your PTPTN if you M40-T20 boundary lah}

Oh, what I meant was some private universities have three intakes per year. Those who started their first year first sem in short sem might face issue when applying to the PTPTN Loan Repayment Exemption since there are 3 internships to be completed for the whole course. Have to check if you have finished your studies within the stipulated time set by PTPTN.

eheh. most university should count your study status until end of internship, if your final 3 semester is combined internship.
Need to ask your HOD/HOP for that.

But normally the dates given by PTPTN are accurate lah. Unless you planning like extend another semester due to subject not being offered by uni.
PTPTN will allow flexibility for 1-2 extra semesters.

Normally short semester will be counted as a normal semester, they will still pay you guys. Even you apply PTPTN at Year 2-3, they will evaluate your background and grant you the whole duration of stay of money for your few years in uni.

do we need to ask ptptn when we start the repayment.. or will they send us email or letter to inform us the amount that we need pay, when we start to pay ?

When your university conducted the Convo ceremony + 1 year : Then you should start paying.

i see. my last exam on jun20, then on nov20, register for the convo (but no ceremony lah), that means, end of this year, i shall be start paying..


but how much i need to pay? i saw my contract stated like this , however it said that 10 semester, but i had completed within 6 semester, which means that i only received 6 times instead of 10 times.

not sure should i reduce the repayment or how... or best advice is to enquire ptptn staff. right ? any idea?

thanks

eh. your degree is part time [Separuh Masa], not eligible for PTPTN exemption
https://www.ptptn.gov.my/pengecualian-bayaran-blk-side

June 2020 - Final Paper
November 2020 - Online Convo get scroll edi.

Means November 2021 - start paying.

Best advice enquire PTPTN staff since you magically finished Degree 4 month quicker, also check how much you need to pay, since PTPTN Stopped your loan early by 4 months.

https://www.ptptn.gov.my/perkhidmatan-menu/...aran-balik-menu


Loan Repayment
The borrower is responsible to repay the amount of PTPTN loan issued to him including other costs such as wage costs, takaful coverage, Revenue Stamp tax and other payments as stated in the Loan Offer Document.

Loan Repayment Commencement Period:

Borrowers must repay the loan after 12 months of graduation WITHOUT having to wait for the Repayment Notice from PTPTN.

Wage cost (Ujrah) on a monthly basis will be charged starting on the 13th month.

Borrowers who make early repayments will not be charged wage costs during the 12 -month period.

The repayment period for borrowers who make Ujrah exchange is based on the loan balance.

Bayaran Balik Pinjaman
Peminjam bertanggungjawab untuk membayar balik jumlah pinjaman PTPTN yang dikeluarkan kepadanya termasuk kos-kos lain seperti kos upah, perlindungan takaful, cukai Setem Hasil dan lain-lain bayaran seperti yang dinyatakan dalam Dokumen Tawaran Pinjaman.

Tempoh Mula Bayaran Balik Pinjaman:

Peminjam hendaklah membuat bayaran balik pinjaman selepas 12 bulan tamat pengajian TANPA perlu menunggu Notis Bayaran Balik daripada PTPTN.

Kos upah (Ujrah) secara bulanan akan dikenakan bermula pada bulan ke 13.

Peminjam yang membuat bayaran balik lebih awal tidak akan dikenakan kos upah dalam tempoh 12 bulan tersebut.

Tempoh bayaran balik bagi peminjam yang membuat pertukaran Ujrah adalah berdasarkan baki pinjaman.

This post has been edited by iSean: Sep 7 2021, 09:18 PM

haha.. ya my result so so somemore, even full time study also wont get exemption or discount lah.. sorry, coz i see u are familiar to ptptn , that's y i ask question which not related to the exemption thing. anyway i got some clue from you too, it helps a lot. so my next step is to contact ptptn staff and ask whether follow the repayment plan or can reduce to pay 60% or not. and confirm start paying on november 2021.

thank you.

This thread is useful, thanks OP!

Updated documents needed to upload.


DOCUMENTS TO UPLOAD


DOKUMEN SOKONGAN YANG PERLU DILAMPIRKAN (SEMUA SALINAN HENDAKLAH DISAHKAN)
BAGI SALINAN TRANSKRIP PEPERIKSAAN DAN IJAZAH KELAS PERTAMA
Pegawai IPT yang layak untuk pengesahan dokumen adalah :-
(i) Pegawai Kumpulan A Bahagian Akademik; atau
(ii) Pegawai Kumpulan A Bahagian Pengurusan Rekod yang mengeluarkan Ijazah pelajar.

LAIN-LAIN DOKUMEN SOKONGAN
Pengesahan hanya boleh dibuat oleh :-
(i) Pengetua, Guru Besar Sekolah (Sekolah Kerajaan Sahaja);
(ii) Penghulu, Penggawa, Tuai Rumah, Ketua Kaum, atau Mukim Bertauliah;
(iii) Pegawai Kerajaan, Kumpulan Pengurusan Dan Profesional (Gred 41/ Kumpulan A ke atas), Pengamal Undang-Undang, Jaksa Pendamai atau Ahli Majlis Mesyuarat Kerajaan Negeri (Ahli EXCO).

*Hanya fail format PDF sahaja yang boleh dimuat naik dan maximum saiz bagi fail yang akan dimuat naik adalah 500kb sahaja.


PEMINJAM
1. Salinan Transkrip Peperiksaan
2. Salinan Ijazah Kelas Pertama
Adakah perkataan KELAS PERTAMA tidak tercatat pada Ijazah anda? Ya/Tidak
3. Surat Pengesahan Tamat Pengajian
4. Salinan Sijil Perakuan Akreditasi daripada MQA
5. Penyata KWSP / Surat Pengesahan KWSP - Peminjam Tiada Caruman
6. Surat Akuan Sumpah (Peminjam - Tidak Bekerja)

BAPA
7. Penyata KWSP / Surat Pengesahan KWSP - Bapa Tiada Caruman
8. Surat Akuan Sumpah (Bapa - Tidak Bekerja)

IBU
9. Penyata KWSP (Ibu) / Surat Pengesahan KWSP - Ibu Tiada Caruman
10. Surat Akuan Sumpah (Ibu - Tidak Bekerja)

My CGPA is 3.8 but my for my degree (IPTS), im only 2nd class upper. This is sad

This post has been edited by Khabib Nurmagomedov: Dec 11 2021, 05:39 PM

Wahh what university so strict First Class Honours > 3.80?