Great Eastern ingat his customers suka2 kena critical disease like cancer in order to claim back to money...
bodoh betul
Great Eastern rejected critical illness in news, What do you think?
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 Apr 2 2021, 02:37 PM
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Junior Member
147 posts Joined: Oct 2020 
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Apr 2 2021, 03:00 PM
Show posts by this member only | IPv6 | Post
#82
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All Stars
14,962 posts Joined: Mar 2015
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QUOTE(saitamabest @ Apr 2 2021, 02:37 PM) Great Eastern ingat his customers suka2 kena critical disease like cancer in order to claim back to money... bodoh betul   on the other side of the coin,GE top mgmt may also say this " lu ingat you customers can suka suka tak mahu honestly gives the actual and true answers when asked during applying for the coverage...." kalau can,...kita punya company memang bodoh betul.... |
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Apr 2 2021, 09:31 PM
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#83
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Senior Member
3,165 posts Joined: Feb 2015
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QUOTE(rainy~days @ Apr 2 2021, 11:48 AM) it's official receipt from government hospital at "KLINIK RAWATAN HARIAN ONKOLOGI KOMPLEKS PAKAR" Wow.. simply wow...if a receipt need to be signed/verified again , then what was the use of it in the first place?i'm quite sure my mother is not going get any plastic surgery or lipo suction at that department... lets be fair, i been paying the Allianz insurance for decades for relieve and peace of mind... what i get now is mind boggling and stress when trying to claim from them... the amount is total around RM300 range for half year treatment and going there weekly... they stated need official signature "doctor endorsement" or "treatment breakdown" for each of the receipt that cost at around RM4+ or RM50+(chemo drug)...  Allianz want me to ask government hospital on doctor endorsement and treatment breakdown for weekly blood test, half day usage of hospital bed, bedding cleaning service, IV drips, chemo drug, medication, nurse, doctor... seriously "MEMALUKAN" "DISGRACE" if Allianz claim dept want me to go waste government hospital staff time to verify... imagine this... Hi, please give me a detail treatment breakdown the RM4 receipt at your oncology dayward  no6 liked this post
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Apr 3 2021, 11:05 AM
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All Stars
10,340 posts Joined: Jan 2003 
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So funny. Reject cancer claim due to mental illness. Really wtf
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Apr 5 2021, 01:24 AM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(timeonce @ Mar 31 2021, 01:01 AM) That is why never trust insurance. plain stupid. Only enrich agent and the company only. Where got protect rakyat one. that why.. insurance is just like "licensed" surewinMalaysia universal health is the best . GH RM1. |
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Apr 5 2021, 04:50 PM
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Junior Member
51 posts Joined: Feb 2018
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I bought medical insurance from Allianz and GE for my wife.. Yikes..
But I own a few hundred units of Allianz Malaysia Berhad too, hopefully the dividend can cover a bit the premium |
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Apr 6 2021, 09:34 AM
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440 posts Joined: Apr 2005
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Well kudos to the lawyer team that able to bring Justice to the insurer patient . Have to keep a ref on the lawyer name indeed
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Apr 6 2021, 09:39 AM
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#88
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All Stars
14,962 posts Joined: Mar 2015
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QUOTE(cfc @ Apr 6 2021, 09:34 AM) Well kudos to the lawyer team that able to bring Justice to the insurer patient . Have to keep a ref on the lawyer name indeed it would be great indeed, if they can win the 2nd policy case too... |
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Apr 6 2021, 12:50 PM
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#89
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Senior Member
1,377 posts Joined: Aug 2009
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GE rejects interview from The Edge
Wakakaka |
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Apr 6 2021, 01:39 PM
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#90
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Senior Member
1,616 posts Joined: Jul 2016
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insurance has its benefits if you can afford and pay...
honestly saying, it is not for the poor. Better save up on your own... life insurance on the other hand is a much better option if one can afford- of course by then the money is not spent by yourself anymore. All those CI and medical insurance have too much tricky wordings etc and agents as usual will say that this xyz agent did not tell u much about it etc. But the reality is the patient would want the minimun procedures and claimable when in need. Neighbour who had an accident had to amputate his leg and guess what, the insurance company said the amputation is too low. The patient did not meet the amputation requirement for payout as it's below knee. FUHHH!!! that kind of response- win all already. Hence he stopped all the insurance immediately. That is like the biggest scam of the century. The reason is because below knee amputation can still be fixed with prosthetic leg which is not a full disability... LEL |
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Apr 6 2021, 03:19 PM
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161 posts Joined: Oct 2020
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Insurance is , to put it simply a reverse gamble .
The thing is , you are betting with your health , or sometimes , your life that you come out on top ( Is being dead or disabled even considered coming out on top ? ) . There are tons of fine print and carefully calculated and crunched numbers to ensure the masses will never win . Why pay to essentially , lose - lose ? In short , i will personally not buy insurance . |
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Apr 6 2021, 03:31 PM
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#92
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Senior Member
2,610 posts Joined: Aug 2011
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Insurance is most likely of benefit to those who have very young dependants and aren't secure in their savings.
ironically that also makes insurance unaffordable to these segment of people |
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Apr 6 2021, 03:33 PM
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Junior Member
659 posts Joined: May 2013
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QUOTE(Cookie101 @ Apr 6 2021, 08:39 AM) insurance has its benefits if you can afford and pay... Sorry to hear about your neighbour.honestly saying, it is not for the poor. Better save up on your own... life insurance on the other hand is a much better option if one can afford- of course by then the money is not spent by yourself anymore. All those CI and medical insurance have too much tricky wordings etc and agents as usual will say that this xyz agent did not tell u much about it etc. But the reality is the patient would want the minimun procedures and claimable when in need. Neighbour who had an accident had to amputate his leg and guess what, the insurance company said the amputation is too low. The patient did not meet the amputation requirement for payout as it's below knee. FUHHH!!! that kind of response- win all already. Hence he stopped all the insurance immediately. That is like the biggest scam of the century. The reason is because below knee amputation can still be fixed with prosthetic leg which is not a full disability... LEL Wow, you should ask your neighbour to post the story on FB or social media. Or maybe just post on his behalf. Let the public know or some pressure to the insurance company. |
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Apr 6 2021, 09:48 PM
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Junior Member
303 posts Joined: Aug 2005
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Is it even legal for GE to have this kind of practice?
You see their funds bid and offer price, average is 5% away. Then every year they will do some switching of your funds here and there. You will lose 5% due to that. Is other insurance also doing this?  |
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Apr 6 2021, 10:09 PM
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#95
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All Stars
14,962 posts Joined: Mar 2015
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QUOTE(bill11 @ Apr 6 2021, 09:48 PM) Is it even legal for GE to have this kind of practice? did they actually do the switching of funds here and there without your consent?You see their funds bid and offer price, average is 5% away. Then every year they will do some switching of your funds here and there. You will lose 5% due to that. Is other insurance also doing this? i thought you are the one that select the fund(s) you wanted to have in your portfolio.... |
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Apr 7 2021, 01:37 PM
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Junior Member
671 posts Joined: Dec 2011
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QUOTE(Cookie101 @ Apr 6 2021, 01:39 PM) insurance has its benefits if you can afford and pay... which insurance company?honestly saying, it is not for the poor. Better save up on your own... life insurance on the other hand is a much better option if one can afford- of course by then the money is not spent by yourself anymore. All those CI and medical insurance have too much tricky wordings etc and agents as usual will say that this xyz agent did not tell u much about it etc. But the reality is the patient would want the minimun procedures and claimable when in need. Neighbour who had an accident had to amputate his leg and guess what, the insurance company said the amputation is too low. The patient did not meet the amputation requirement for payout as it's below knee. FUHHH!!! that kind of response- win all already. Hence he stopped all the insurance immediately. That is like the biggest scam of the century. The reason is because below knee amputation can still be fixed with prosthetic leg which is not a full disability... LEL |
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Apr 7 2021, 02:05 PM
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Senior Member
3,520 posts Joined: Jan 2003
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I canceld my GE plan few years ago after they rejected my claim (I had an injury and paid myself first before claiming as I didn't want to be warded).
I had to shoot email to their complaints department bfore I finally got my money (wasn't big total fee around RM500+). Coz I already submitted everything yet their helpdesk still say something is missing. Even my agent is baffled. After canceled lost few K from my savings plan. Don't be like me. Stick to a good and trustworthy insurance like Prudential etc. If time to pay please pay rather than escape. Why I chose Prudential is coz saw my wife's claims all so senang one.. claim then get as per promised. She claimed from Prudential multiple times already. This post has been edited by Davidtcf: Apr 7 2021, 02:07 PM |
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Apr 7 2021, 02:08 PM
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Senior Member
1,410 posts Joined: Dec 2009 From: Everywhere 
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QUOTE(rainy~days @ Apr 2 2021, 11:48 AM) it's official receipt from government hospital at "KLINIK RAWATAN HARIAN ONKOLOGI KOMPLEKS PAKAR" Wow.i'm quite sure my mother is not going get any plastic surgery or lipo suction at that department... lets be fair, i been paying the Allianz insurance for decades for relieve and peace of mind... what i get now is mind boggling and stress when trying to claim from them... the amount is total around RM300 range for half year treatment and going there weekly... they stated need official signature "doctor endorsement" or "treatment breakdown" for each of the receipt that cost at around RM4+ or RM50+(chemo drug)... Allianz want me to ask government hospital on doctor endorsement and treatment breakdown for weekly blood test, half day usage of hospital bed, bedding cleaning service, IV drips, chemo drug, medication, nurse, doctor... seriously "MEMALUKAN" "DISGRACE" if Allianz claim dept want me to go waste government hospital staff time to verify... imagine this... Hi, please give me a detail treatment breakdown the RM4 receipt at your oncology dayward So sorry this happened to your mum |
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Apr 7 2021, 02:09 PM
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#99
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Senior Member
1,616 posts Joined: Jul 2016
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QUOTE(kino318 @ Apr 7 2021, 01:37 PM) which insurance company? GE And AIA |
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Apr 7 2021, 04:40 PM
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All Stars
15,192 posts Joined: Oct 2004
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Avoid GE
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