do Allianz medi infinite+ cover male-related cancers? saw many insurance exclude this

Hi guys. I need some advise and a question answered. Long story short, my agent altered my registration form and removed my pre-existing conditions. The agent promised to fix it when I found out while trying to make a claim but then he either quit or got fired and I was reassigned to his boss who isn't helpful. I declared my pre-existing conditions in full when making another claim (not related to my pre-existing condition) and the insurance got back to me with this offer:


Exclusion:


Original plan:


1. What does the 50% for Full Coverage (HealthEnrich Premier) mean?
this is the % of premium loading due to your health condition back then

2. Is it worth continuing this policy or will I be able to get a better deal elsewhere, in light of pre-existing conditions and older age? I'll be 38 this year but the exclusion and 50% coverage while maintaining the premium, which was increased this year, seems hefty. I'm generally healthy without any diseases that require continuous medical intervention or medication.
if you don't mind disclosing, what is the pre-existing condition that you declared in your policy?

3. Will the insurance still process my second claim for a procedure not related to my pre-existing condition?
if there is non-disclosure issue, company got the right to reject any claim and has the right to also void your policy even though not related to your pre-existing condition

Hi guys gt myself aia med card recently wanna ask if feel unwell just walk in hospital how can i utilize the card? Must it be admission?

If you wish to claim with your insurance, it must result as an admission / outpatient.

You can't claim from your medical insurance if:
Hospitalization primarily for investigatory purposes, diagnosis, X-ray examination, general physical or medical examinations, not incidental to treatment or diagnosis of a covered Disability or any treatment which is not Medically Necessary and any preventive treatments, preventive medicines or examinations carried out by a Physician, vitamins/food supplements and treatments specifically for weight reduction or gain.

Thats for your prompt info. Good enough for me.

Any recommendation for Critical Illness and Personal Accident insurance ?

Thank you.

Any insurance cover covid 19 for home quarantine/ admit at hospital. No claim but using insurance gl

To any Prudential agent

Does Prudential branches accepts premium payment by walk-in using credit card?

anyone bought Takaful myClick Medicare here> is it guaranteed renewal or is there any better alternative for standalone medical card?

To any Prudential agent

Does Prudential branches accepts premium payment by walk-in using credit card?

anyone bought Takaful myClick Medicare here> is it guaranteed renewal or is there any better alternative for standalone medical card?

Can

Yes , however some smaller branch may not have the terminal. Suggest you to call customer service hotline first before go

Thanks both

If you know is paywave allowed?

ping325 I will go to the main one in my state so I believe should be ok... but will check nevertheless, thx

Alternatively you may pay using FPX/ Debit Card or CC/Boost/T&G using the online Customer portal

PruAccess Plus
or
Prudential E-Payment

anyone bought Takaful myClick Medicare here> is it guaranteed renewal or is there any better alternative for standalone medical card?