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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Dec 1 2022, 09:39 AM

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QUOTE(putra23 @ Dec 1 2022, 09:27 AM)
Visa Cashback. BigPay top up considered as under ewallet or online?
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did you read post #1? info is there.

did you refer Affin's website? info is there.
cybpsych
post Dec 1 2022, 03:22 PM

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QUOTE(Koranshita @ Dec 1 2022, 03:21 PM)
Hey guys

so was interest to apply Affin Duo and i saw Affinbank Visa Signature Card
which one better for me as both i also able to get it.

90% of my usage will be in e-wallet
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affin vs = no more available as standalone card. already bundled as new Affin Duo+ https://www.affinalways.com/en/affin-duo-plus

get Affin Duo first

if need offline retail contactless payment, get Duo+
cybpsych
post Dec 1 2022, 09:04 PM

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QUOTE(Koranshita @ Dec 1 2022, 08:22 PM)
Ah meaning I need to get 2 card and need to use both card to get annual fee waived. Thanks
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duo & duo+: free af for 3 years, each card

read the Affin page

This post has been edited by cybpsych: Dec 1 2022, 09:10 PM
cybpsych
post Dec 5 2022, 12:21 PM

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difference between theory (gst only) vs implementation (markup+gst) vs enforcement (antiprofiteering, gst refund)

most apply gst wrongly at their respective level too. simply whack the pricing
cybpsych
post Dec 9 2022, 02:27 PM

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QUOTE(tksecret @ Dec 9 2022, 02:19 PM)
thinking to apply duo+, prior to that wanna ask some questions:

1. for duo+ cash back, if wave and key in pin for transaction >RM250, is this transaction entitle for cash back?

2. i saw some commented that we have to reset by key-in pin after 3 times wave. Wanna understand how is this scenario? can we wave and key-in pin? is this count as reset? or the transaction totally rejected by the machine? and we have to slot in the card in the reader and key-in pin?
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1) as long as PIN entered, no cashback

2) any PIN entry will reset. that means, you will lose the cashback for this txn.
cybpsych
post Dec 9 2022, 02:51 PM

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QUOTE(LostAndFound @ Dec 9 2022, 02:47 PM)
Really? But transaction will still show as a wave transaction because card never got cucuk.
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bank still check if PIN entered or not
cybpsych
post Dec 9 2022, 03:13 PM

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QUOTE(tksecret @ Dec 9 2022, 03:04 PM)
ya, i also wanna confirm this, cos public bank quantum card, wave with pin still entitle cashback.
but i saw some comment here said not for duo+.

please share if anyone have experience wave with pin, is eligible with cashback / no cashback. thanks.
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what you assume works for public bank may not work with other banks, eg affin bank

affin vs/duo+ visa, already tested, couldnt get cb for wave+pin (>rm250 contactless txn)

t&c also stated contactless txn rm250 and below

user posted image
cybpsych
post Dec 22 2022, 11:49 AM

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QUOTE(LovelyPotato @ Dec 22 2022, 11:45 AM)
Does monthly auto debit for insurance count as part of the 12 swipe for AF waiver?
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yes
cybpsych
post Dec 23 2022, 06:35 PM

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QUOTE(hustlerism @ Dec 23 2022, 06:16 PM)
How to pay cc or track cc transactions?  icon_question.gif
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affin portal lor

above was for APP le
cybpsych
post Dec 24 2022, 12:27 PM

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QUOTE(eddydo @ Dec 24 2022, 11:18 AM)
Do I have to go to Affin branch on the weekdays to activate online banking....

Tried the ATM but doesn't have the option to activate
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if you're nearby, try affin mytown mall. they open on weekends.
cybpsych
post Dec 24 2022, 01:02 PM

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QUOTE(blibala @ Dec 24 2022, 12:51 PM)
U cant. Recently i just got replacement card for VS. But they sent me MC as well. I called Affin and they said i dont need to activate mc. However few days later it is auto activated..
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pending new users to validate this biggrin.gif

looks like Affin closed the loophole
cybpsych
post Dec 28 2022, 12:05 PM

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QUOTE(alvinfks78 @ Dec 28 2022, 11:56 AM)
Applied for the DUOS a week plus physically @ outlet.

If wan to cancel/un apply - how can i go about it?

Think the Ikwan plat/ PBI visa better for the same purpose.
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what outlet? affin branch?

either call CS directly or the branch lor
cybpsych
post Dec 28 2022, 01:24 PM

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QUOTE(alvinfks78 @ Dec 28 2022, 12:44 PM)
good suggestion thx  biggrin.gif
call just now
the CS say no penalty to cancelling application.
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even if not able to do now, just cancel the card upon receiving it. thumbsup.gif
cybpsych
post Dec 29 2022, 09:07 AM

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QUOTE(eddydo @ Dec 29 2022, 09:05 AM)
Activated online banking via branch, waited 1 hour for this which is pretty disappointing.

I believe the branch around my area is less than 5 years old but they don't even have an automated ticket queue available.. the staff have to come to us one by one and ask for our number to figure out the queue.
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no choice lor

the need to preactivate online banking via branch already an outdated process, even more so during/after MCO.


cybpsych
post Dec 29 2022, 04:48 PM

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QUOTE(tropik @ Dec 29 2022, 04:45 PM)
Was about to apply for the BT....🥺🥺
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fill in the eform and try lor

the agent that call you back for verification would tell you if quota still available or not
cybpsych
post Dec 30 2022, 03:50 PM

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QUOTE(frank0725 @ Dec 30 2022, 03:49 PM)
Hello All experienced Sifu, I'm going to apply Affin Duo Visa Cashback to buy furniture or electrical applicance by using 0% interest installment. Does it eligible for cashback also?
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cashback for eligible transactions

does your furniture/electrical purchases falls within cashback T&C?
cybpsych
post Dec 30 2022, 04:34 PM

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QUOTE(frank0725 @ Dec 30 2022, 04:12 PM)
3% cash back on e-Commerce/online, eWallet and auto-billing transactions.
Hello @cybpsych Sifu,  Is the installment monthly fall in auto-billing transaction? I can't find any tnc state that part.
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user posted image

cant confirm if installments are identified as autobilling for Duo

imo, auto-billing / auto-debit / recurring payment is continuous recurring payments from merchant and charge to affin card.

if i interpret it, installments are not recurring payments since it's Affin that convert initial amount to X payment portions/installments.
cybpsych
post Jan 2 2023, 08:00 PM

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QUOTE(LostAndFound @ Jan 2 2023, 07:39 AM)
Apply or approve? I applied their website, but when agent call they said no more that promo.
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QUOTE(lalahehe90 @ Jan 2 2023, 07:48 PM)
Affin 0% balance transfer still available?
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u try apply and wait for their call lor
cybpsych
post Jan 3 2023, 07:54 AM

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QUOTE(wilson7847 @ Jan 3 2023, 07:47 AM)
Can we cancel the reward card? I didn't active it but it show in my statement.
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user posted image
cybpsych
post Jan 4 2023, 08:29 PM

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QUOTE(legendgod @ Jan 4 2023, 08:01 PM)
What is this ya? Mind to elaborate
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balance transfer lor

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