affin bank very sensitive to shopeepay topup now

paid 4x small-ish topupt to shopeepay (for 12x annual fee waiver condition)

4x txn success
next final 1x txn failed

affin called to verify the txn is legit or not.

sent sms saying the card has been deactivated

sent email and listed all 4+1 txn (shopeepay topup) for clarification.

This post has been edited by cybpsych: Sep 17 2025, 05:00 PM

active blocking is norm nowadays

i'm more interested to affin's active calling and multiple notifications and even listed the last (suspicious) transactions for me to review. kudos to them

some basic question. nothing serious. they just need to verify the txn that you made were genuine and done by you (some verification on amount and to where)

i suggest doing this about 3x per day to shopeepay.

p/s: after card status restored, unfortunately, no notification sent back.

This post has been edited by cybpsych: Sep 18 2025, 09:03 AM

card

so far I can make 3x txn for 2x cards in 1x shopeepay acct


p/s: managed to pay 4th txn after waited few hours. didnt try 5th. i suppose velocity check is "3x per hour per merchant".

This post has been edited by cybpsych: Sep 21 2025, 08:29 AM

dont reply if not interested lor

this is to protect you in case of dispute later.

p/s: i also gotten the sms (again) just now.

not everyone who gotten the SMS being "auto convert"

so far, mine didnt get converted after few months.

that users, if he/she didnt reply YES, then he/she can further dispute this lor

Affin VS (duo+) expiry 11/25 (active till end Nov 2025)

received replacement card on 26 Sep.

PAN maintained. Updated Expiry mm/yy and CVV.

yah possible, but not within the same hour (i guess)

3x within same hour ... 1x at different time ... didnt try for 5th txn

iirc, got cb if pay online manually

insurance not excluded anyway

1st, earlier card users didnt know about this "benefit". like myself, we activated both cards. hence, we feel the "pain" every year

2nd, later card users didnt activate the extra cards. fortunately, bank doesnt impose sst when card not activated for 3 years..

3rd, some users reported they got charged sst (for their unactivated card) after 3 years honeymoon period. this, need more ppl to report after 3yrs.


there's no guarantee no SST perpetually as long as card unactivated. bank may be forced to impose it since card already issued to you for 3 years

1st, no guarantee can re-approved

2nd, if using Affin Duo, and got insurance/autodebit tied up with the card, leceh to move them away and back again


rm25 sst, still bearable lah

adoi, check properly mah