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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Feb 8 2023, 02:02 PM

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my insurance autodebit already ~1.2k+

kinda waste

may need to shift one of the premium to another card
cybpsych
post Feb 8 2023, 03:08 PM

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QUOTE(Human Nature @ Feb 8 2023, 02:56 PM)
Hi, can explain why waste? My insurance autodebit is around 1200 too  hmm.gif

Now is question of when is the actual cut off. If transactions made before 12 march, will they still give RM80 CB
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max spending 1k for rm30 cb anyway (for prev statement balance <3k)

no need to bother with ewallet reloads thumbup.gif
cybpsych
post Feb 8 2023, 03:31 PM

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QUOTE(Don don @ Feb 8 2023, 03:27 PM)
Aiyo I just received the card now cb already reduce what happen lar
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still got cb mah, just lesser

if u got other better cards, just cancel the duo lor. less card to manage, less sst to worry.
cybpsych
post Feb 8 2023, 04:03 PM

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QUOTE(LemonJane @ Feb 8 2023, 03:48 PM)
Aiya why must all good things come to an end!
Means only another month to go for RM80 cash back
Need to reshuffle my cards again
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my march statement will be after 12 March effective date; confusion again


nevertheless, i've changed the GE's autodebit card to different card now. better change earlier, just in case
cybpsych
post Feb 8 2023, 04:29 PM

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QUOTE(talexeh @ Feb 8 2023, 04:12 PM)
If you don't mind me asking, what card will you be shifting your premium over to? I have almost the same amount for my family's premium.
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another duo visa tongue.gif , which is primarily used for ewallet only
cybpsych
post Feb 8 2023, 05:26 PM

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QUOTE(talexeh @ Feb 8 2023, 04:43 PM)
I'm still confused on how you'll make that work. rclxub.gif
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i got multiple insurance premiums, total 1.2k+ ... moved any of the premium(s) lor

like just now, i moved my GE insurance premium ~rm250 to another duo visa #2. that means my duo visa #1 utilization would be about rm1k or lesser.
cybpsych
post Feb 8 2023, 06:47 PM

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QUOTE(talexeh @ Feb 8 2023, 06:39 PM)
I see. Unfortunately my family's premium itself is a lumpsum of >RM1k so I thought I could learn something from you.
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leave it lor

cb loss between rm6-9 (200-299 additional from 1k)
cybpsych
post Feb 8 2023, 07:17 PM

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QUOTE(jutamind @ Feb 8 2023, 07:15 PM)
With the new revision, does that mean the new spend amount per month will be 1030 (for 30 rebate) or 3050 (for 50 rebate)?
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no need 1030
cybpsych
post Feb 8 2023, 07:27 PM

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QUOTE(jutamind @ Feb 8 2023, 07:25 PM)
So meaning spend 1000 (for 30 rebate) and 3050 (for 50 rebate)?
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yalor
cybpsych
post Feb 9 2023, 08:31 AM

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QUOTE(rko0504 @ Feb 9 2023, 08:26 AM)
So will you spend 1667 or 3080 before 12 March in order to get full cashback? Or to be safe spend 1000? Mine statement date also after 12 March
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dont know yet biggrin.gif

my Feb statement not out yet.

will likely reduce to spend rm1000 after Feb statement is out.
cybpsych
post Feb 9 2023, 03:14 PM

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QUOTE(LemonJane @ Feb 9 2023, 02:29 PM)
Does this mean we can apply Islamic Affin Duos and enjoy another set of BT, COC and cash back kah?
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dont think they didnt introduce islamic duo cards

they said the platform is now shariah compliant only
cybpsych
post Feb 9 2023, 05:14 PM

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edm just out

user posted image
cybpsych
post Feb 10 2023, 08:40 AM

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QUOTE(TongCN @ Feb 10 2023, 08:28 AM)
Ouch that 3rd criteria  sweat.gif

EDIT: Wait, so still 1k can get? it doesnt mention AND or OR
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dont know what so difficult to understand biggrin.gif

they just revised the capped cb. that's all. everything the same.
cybpsych
post Feb 13 2023, 10:48 PM

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QUOTE(ktyong123 @ Feb 12 2023, 02:24 PM)
Is this two statements contradicted?

"*Maximum cash back earned from e-Wallet transactions is at RM30 per month."

"Note:
Maximum cash back earned from e-Wallet transactions is at RM50 per month.
The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards."

user posted image

user posted image
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updated FAQ already fixed the typo
cybpsych
post Feb 15 2023, 01:50 PM

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QUOTE(cempedaklife @ Feb 15 2023, 12:16 PM)
I received my statement yesterday for 14th.
Still get rm80 cashback.

will restrategize moving forward with the change in tnc.
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QUOTE(cempedaklife @ Feb 15 2023, 01:26 PM)
Ppl were very concern since the tnc effective 12th. There are instances from other banks that banks said the monthly cap will follow new tnc as long as your statement is after the effective date.

This put the concern to bed.
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errrr nothing to put to bed, revision not yet effective mah

try update again here on 15 Mar..... for your 14 Mar statement (which is after revision effective of 12 Mar) thumbup.gif

user posted image

This post has been edited by cybpsych: Feb 15 2023, 02:55 PM
cybpsych
post Feb 21 2023, 08:27 AM

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QUOTE(eternity4av @ Feb 21 2023, 07:21 AM)
okay, back to this, so online is not part of the 1k ewallet right

say
TNG - RM1k
TNB - RM380
Celcom - RM80
Streaming Services - RM20
Hotlink Top Up - RM40
AIA Insurance - RM160

Cashback after revision will be RM 50 monthly instead of RM 30 right?
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depends on your PREVIOUS STATEMENT BALANCE amount

user posted image
cybpsych
post Feb 21 2023, 09:51 AM

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QUOTE(eternity4av @ Feb 21 2023, 09:32 AM)
thanks sifu, statment balance with balance transfer now plus post 14th feb newly accrued spends around rm6.75k, rm50.40 the cb , are we still be able to get cb more than rm50 ya?
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capped to 50, i didnt change the cb calculation only
cybpsych
post Feb 21 2023, 05:52 PM

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QUOTE(helloguyssss123 @ Feb 21 2023, 03:52 PM)
If online purchases 600, auto pay 500, still can get rm30?
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follow as per T&C
cybpsych
post Feb 23 2023, 09:13 PM

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QUOTE(beLIEve @ Feb 23 2023, 09:05 PM)
I only need $2667 qualified spending before the March statement to earn $80 cashback IF I plan to earn $30 cashback (with qualified spending) in the April statement, correct?
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yes, with assumption of new cb based on April statement dates
cybpsych
post Feb 24 2023, 03:29 PM

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QUOTE(samsungXP @ Feb 24 2023, 03:08 PM)
BHP card only for petrol got rebate ?
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have you found anything else good from this card?

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