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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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ClarenceT
post Mar 17 2021, 08:07 PM

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QUOTE(kremlin @ Mar 17 2021, 08:02 PM)
Hi Clarence,

My statement date is on 16/3 and on the same day, I placed an order at Alibaba (16/3 12pm). I am surprised that it was posted on the same day and also listed as one of the transactions in my March statement. Can I say that the CB for this Alibaba transaction will be posted as April CB?
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Statement date - 16/4
Cashback - all the transactions posted on 16/3 - 15/4
ClarenceT
post Mar 19 2021, 08:17 AM

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QUOTE(MGM @ Mar 19 2021, 03:40 AM)
Dont know my cc approval date
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Check CCRIS if you want to know.
ClarenceT
post Mar 29 2021, 11:22 AM

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QUOTE(??!! @ Mar 29 2021, 10:53 AM)
Just asking for those who have not activated your Duo MasterCard, does the system remove/cancel the card after some time?
I believe the SSt is also not charged?

I had the VI mailed to me when I didn't apply for it.
The staff could have ticked off the box for application when I signed the form for INvikta.
(My bad for just signing a blank form and went off to run other errands)

Don't intent to keep the card as it's like quite useless to me.
I can see the card reflected  online . So far no SST charged.
Affin staff said , they will charge SST once it's issued, even if I don't activate the card.
Betul ke?
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Duo Mastercard cannot be cancelled if you are using Duo Visa.
SST is still charged on your card anniversary from 2nd year onwards for both Duo Visa and Mastercard.
ClarenceT
post Apr 7 2021, 12:00 PM

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QUOTE(kamen91 @ Apr 7 2021, 11:55 AM)
Hi, just curious if i topup to shopeepay using affin visa and then withdraw the amount to bank account will i still get cashback? Basically free rm80 every month
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Your credit card topup option will go disappeared if you withdraw from Shopeepay! Spend the Shopeepay credit.
ClarenceT
post Apr 8 2021, 11:18 AM

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QUOTE(crystal821 @ Apr 8 2021, 11:10 AM)
no need care so much about the list, as long as it is online, other ewallet not in the list still eligible for cb
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Give an example please!
The e-wallets delisted could not be top-up using a credit card, Affin added them to attract people to apply for Duo CC! brows.gif
ClarenceT
post Apr 22 2021, 02:28 PM

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QUOTE(sjz @ Apr 22 2021, 02:18 PM)
TNG WALLET E-COMM KUALA LUMPUR MY

have anyone check
does this being counted as online.

as mentioned in other thread, this transaction MCC is not online but some toll MCC

TNG WALLET E-COMM 2 KUALA LUMPUR MY
TNG WALLET E-COMM KUALA LUMPUR MY
MCC 4784: Toll and Bridge Fees
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If not online...
Affin Duo Visa - Direct Debit still can get 3% CB?
ClarenceT
post Apr 23 2021, 10:26 AM

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QUOTE(spreeeee @ Apr 23 2021, 10:20 AM)
fruitie was right, i jz want to skip the hassle on next year..
no point keeping/activating the card if knowing the card not going to use it..
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Don't overlook the MasterCard outstanding balance.
SST is charged on card anniversary date from the second year onwards.
ClarenceT
post Apr 23 2021, 10:32 AM

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QUOTE(spreeeee @ Apr 23 2021, 10:27 AM)
but if the card not activated? sst still imposed?
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Card account still exist as long as the credit is granted (Duo Visa is activated)
Kastam - First year SST is based on card activation, subsequent SST is based on card anniversary.
ClarenceT
post Apr 23 2021, 10:40 AM

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QUOTE(sjz @ Apr 23 2021, 10:33 AM)
so regardless activated or not, SST will still be imposed?
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For subsequent SSTs, Kastam never specify the card must be activated or not, it is charged on card anniversary date.
So just wait till September-October 2021, feedback from first batch of Duo users who haven't activated Duo Mastercard.
ClarenceT
post Apr 27 2021, 01:36 PM

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QUOTE(sjz @ Apr 27 2021, 01:26 PM)
so affin duo is safe,
but for other banks,  its like hit-or-miss ?

as there are reports of successfully getting cb
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Don't compare apple vs orange.
Duo Visa - Online + E-wallets + Direct Debit
Public Quantum MasterCard / Visa Signature - Online
RHB Visa Signature - Online
RHB-Shell Visa - Online + e-wallet (with conditions)
ClarenceT
post Apr 27 2021, 06:58 PM

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QUOTE(blabla987 @ Apr 27 2021, 06:52 PM)
I am planing to use the Affin duo for auto debit for my prudential insurance. It is possible?
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Search Topic
Keyword - Prudential
ClarenceT
post May 3 2021, 01:32 PM

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QUOTE(Human Nature @ May 3 2021, 12:57 PM)
The change in credit limit is not reflected immediately for instant transfer/duitnow.
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Instant increase in available credit limit and with a SMS...

RM0.00 AFFINBANK: MYRxxx.00 has been credited to your account/card **#### from xxxx on 03/05/21 11:xx:xx
ClarenceT
post May 3 2021, 01:34 PM

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QUOTE(Human Nature @ May 3 2021, 01:33 PM)
You may check the available CL from online portal to see  if it has been reflected.
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Checked. Instant.
ClarenceT
post May 3 2021, 01:42 PM

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QUOTE(Human Nature @ May 3 2021, 01:41 PM)
Unless they have rectified it.
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You can test and reconfirm now. Pay RM1 and check.
ClarenceT
post May 4 2021, 05:18 PM

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QUOTE(avinlim @ May 4 2021, 05:11 PM)
Just want to confirm, when this affin bank cc application got rejected, we will receive sms notification right?
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Call ‭03 8230 2222‬ IVR
No need to wait for SMS.
ClarenceT
post May 6 2021, 02:22 PM

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QUOTE(avinlim @ May 6 2021, 02:20 PM)
Congratz Lee CW...XD
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I thought Ms Chia. Haha.
ClarenceT
post May 9 2021, 08:29 AM

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QUOTE(jiaen0509 @ May 8 2021, 04:48 PM)
Shall I say 80% of the DUO holder aimed for thier cashback and all is on time payer? Haha
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Less than 50% of credit card users paid their statement balance in full.

https://www.nst.com.my/news/nation/2017/08/...tanding-balance


This post has been edited by ClarenceT: May 9 2021, 12:08 PM
ClarenceT
post May 12 2021, 03:42 PM

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QUOTE(Fantastic1218 @ May 12 2021, 03:31 PM)
I just start working this year and tried to apply for affin duo, unfortunately application is unsuccessful. Is it have to work at least for one year
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If you are under 25 y.o., consider "Affin Duo for Graduates" option.
https://www.affinonline.com/affin_duo
ClarenceT
post May 12 2021, 04:38 PM

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QUOTE(CSW1990 @ May 12 2021, 04:26 PM)
i am thinking how to use RM2667 next month at ewallet to get RM80 cash rebate...
Boost had limited the top up from CC and stop this for SSPN, Opus purchasing.
TNG had banned me for using CC to top up.
so far i only think about big pay (RM1k max), Shopee pay (i only use RM1k per month)...
have a few other cash rebate CC too... but cannot find where to use to earn the cash rebate if possible.
any thought or suggestion?
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Pay TNB / Unifi online etc lo.
Or go to POS Automated Machine to pay TNB using Shopee Pay / Grabpay (use Duo Visa to top up the ewallets)
Can pay in advance.

This post has been edited by ClarenceT: May 12 2021, 04:45 PM
ClarenceT
post May 18 2021, 07:25 AM

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QUOTE(tiramisu83 @ May 17 2021, 10:43 PM)
outstanding balance at the end of statement date, should equal to the total spending, then the bank will calculate the cashback based on this balance.

I don't think it is referring to amount due..how possible bank encourage consumer to due their payment to get cashback?
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Learned from CIMB-Petronas CC and Ambank-Carz CC. Encouraging the card users pay less than the statement balance.

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