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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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ClarenceT
post Feb 8 2021, 02:31 PM

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QUOTE(zstan @ Feb 8 2021, 02:26 PM)
erm the idea is to collect my cards when i balik kampung to KL once MCO ends.
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But your CC may be destroyed if not collected for xx weeks (eg Cheque book must be collected within 1 month)!

ClarenceT
post Feb 8 2021, 03:34 PM

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QUOTE(whycanot323 @ Feb 8 2021, 03:27 PM)
want a confirmation ....
public bank vs need a otp for to be entitled as online transaction to get the 6% cb... some ewallet i click save card, and when top up, no otp needed, straight top up ---> not entitle for 6% cb...

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Not sure, Not all the online transactions are 3D Secure with OTP verification. SSL (no OTP) is considered online all the while, the old standard before 3D secure technology.

Boost SSL-EC. Grabpay, ShopeePay are online even without OTP verification.

For Affin Duo Visa, 3% CB not only on online but also on auto billing transactions.

This post has been edited by ClarenceT: Feb 8 2021, 03:39 PM
ClarenceT
post Feb 8 2021, 03:41 PM

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QUOTE(whycanot323 @ Feb 8 2021, 03:39 PM)
the reason i asked so is, days before, i top up Touch n go without any otp due to already a saved card with pbb vs.
then no cb in statement, then i called to cs to enquiry, the cs told me if top up tounch n go without otp, not entitled for 6% cb.

my question here is , for affin duo, i want top up my ewallet. should i put affin duo as saved card and top up without otp for future, will it entitled for 3% cb ???
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It is not online, no CB from PB VS, but not sure if you can get 3% CB Auto-billing (Affin Duo Visa).
Test with a small amount and you will get an answer.
Otherwise, don't use card-saved method, use 3D secure OTP method instead.

This post has been edited by ClarenceT: Feb 8 2021, 03:43 PM
ClarenceT
post Feb 19 2021, 03:38 PM

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QUOTE(putra23 @ Feb 19 2021, 01:47 PM)
Bought a laptop from Dell. The sales person asked for credit card details.
No online cashback with Visa Cashback card sad.gif
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Not sure Affin will give you 3% for this kind of auto debit.

QUOTE(LostAndFound @ Feb 19 2021, 03:21 PM)
You give credit card details to a person but expect online cashback?
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Even you place the order and give the credit card details online, most likely the transaction is not online as well. Someone at Dell check and confirm the order a few hours/days later then debit the credit card. (The transaction date is different from the date of placing order)

Hopefully Affin won't charge 1% cross border fee if the payment is processed by Dell ... SG instead of Dell ... MY. (I placed 4 orders a few months ago, 1 of the payments charged by Dell ...SG)

This post has been edited by ClarenceT: Feb 19 2021, 03:54 PM
ClarenceT
post Feb 19 2021, 04:56 PM

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QUOTE(wjleong15 @ Feb 19 2021, 04:49 PM)
this is considered offline sales but not online
unless you make payment on dell.com
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Most likely not online as well, no OTP verification, look like you give credit card details via online only.
ClarenceT
post Feb 19 2021, 08:47 PM

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QUOTE(GrumpyNooby @ Feb 19 2021, 08:45 PM)
MOTO?
What is MOTO? Motorcycle?
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Mail Order Telephone Order
ClarenceT
post Feb 22 2021, 01:38 PM

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QUOTE(revolution @ Feb 22 2021, 01:29 PM)
hi may I know how do u appeal the rejection?
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Apply again lah in March (after 10/3), but make sure your CCRIS dated 28/2/21 looking good.
Clearing all your outstanding balance and keep (outstanding balances / approved credit limits) % as low as possible on 28/2/21. biggrin.gif

This post has been edited by ClarenceT: Feb 22 2021, 01:38 PM
ClarenceT
post Feb 23 2021, 12:42 PM

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QUOTE(kenloh7 @ Feb 23 2021, 12:38 PM)
Can anyone verify if my rebate is correct? I spent total of 2660 so I would expect 79.8, but i only got 76.8.

22 Feb 2021 Cash Rebate RM 76.80
19 Feb 2021 ShopeePay Top Up KUALA LUMPUR MY  RM 100.00
14 Feb 2021 ShopeePay Top Up KUALA LUMPUR MY  RM 100.00
12 Feb 2021 BIGPAY-EC KUALA LUMPUR MY  RM 1,000.00
10 Feb 2021 BIGPAY MY-ECOM KUALA LUMPUR MY  RM 1,000.00
10 Feb 2021 ShopeePay Top Up KUALA LUMPUR MY  RM 100.00
09 Feb 2021 TNG-EWALLET ECOM 2-EC KUALA LUMPUR MY  RM 60.00
02 Feb 2021 GRABPAY-EC PETALING JAYAMY  RM 300.00
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19 Feb ShopeePay posted on 22/2 (next CB cycle)?
ClarenceT
post Feb 24 2021, 10:31 AM

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QUOTE(JuneResources @ Feb 24 2021, 10:16 AM)
I have questions about the Affin Mastercard Duo.

It's mentioned "Annual fee waiver 3 years".

A) So it means I'm not need swipe 12 times, it will auto waiver for annual fee? (Because it's already mentioned in terms of 3 year waiver of Annual fee)

B) After 3 years annual fee will be charge annual fee but if you swipe 12 times, it will waived annual fee again until further notice

C) Annual fee will waive 3 years "in terms of you have swipe 12 times". So after 3 years (No matter you have swipe more than 12 times), you still need to pay annual fee

D) Not the answer in this listed.. (Fill in the blank in here __________________________________________)
Let's for MCQ questions... cool2.gif
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You may have terminated the cards before 2023.
Affin should have changed the card features by 2023.
Don't think too far ya.

This post has been edited by ClarenceT: Feb 24 2021, 10:31 AM
ClarenceT
post Feb 24 2021, 03:39 PM

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QUOTE(coolman128 @ Feb 24 2021, 02:38 PM)
ok, Rm0.50 per transaction when bigpay to bank , correct ?

anyone try lazada ewallet / shopee pay to bank, is that convenience and fees ?
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Forget Lazada wallet and ShopeePay.
Cash-out strictly for the sellers only.

This post has been edited by ClarenceT: Feb 24 2021, 03:43 PM
ClarenceT
post Mar 5 2021, 01:47 PM

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QUOTE(clon12 @ Mar 5 2021, 01:43 PM)
Hi guys, I was checking the affin online website and found that they have charged SST on my cashback card (rewards card not yet activated). Will the amount be refunded later on once I have made min 12 transactions?

Thanks!

Edited: First 3 years should be waived right?
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Why 12 transactions?
Service Tax =/= Annual Fee
ClarenceT
post Mar 6 2021, 03:03 PM

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QUOTE(Human Nature @ Mar 6 2021, 02:54 PM)
When instant transfer is made from other bank to pay Affin CC, do you notice that it is not reflected immediately at Affin Online. Even the credit limit available is not reflected immediately.
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Strange, I received a SMS from Affin for IBFT payment from another bank.
ClarenceT
post Mar 7 2021, 02:48 PM

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QUOTE(!@#$%^ @ Mar 7 2021, 02:34 PM)
waiting for the possibility of able to cancel the card. lol
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A card user is not the bookmaker who can change the rules.
ClarenceT
post Mar 13 2021, 08:50 AM

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QUOTE(cempedaklife @ Mar 13 2021, 08:30 AM)
This is actually the new format of cc. Not the feature of this card specifically
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But this new format lose one of the key functions and historical values of a credit card.
Debit card numbers are not embossed so can't be used at this device.


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ClarenceT
post Mar 13 2021, 10:33 AM

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QUOTE(LostAndFound @ Mar 13 2021, 10:15 AM)
I graduated and working for one and a half decades di but never seen or used that device =) when was the last time you used it?
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A few times already in my life.
Last used it about 20 years ago, when real-time authorisation was not possible.

https://www.mobiletransaction.org/how-to-ac...yments-offline/


This post has been edited by ClarenceT: Mar 13 2021, 10:41 AM
ClarenceT
post Mar 13 2021, 12:51 PM

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QUOTE(celciuz @ Mar 13 2021, 12:23 PM)
Well, probably outdated by now. But I learn something today biggrin.gif
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That's the reason why credit card numbers are embossed, except Bigpay (but no name) - maybe for on-the-flight transactions.

Ya outdated but still valid transactions. Tour guide (overseas) may still use it, you can buy add-on anytime in the coach/flight.

This post has been edited by ClarenceT: Mar 13 2021, 12:53 PM
ClarenceT
post Mar 17 2021, 08:26 AM

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QUOTE(LostAndFound @ Mar 17 2021, 08:12 AM)

My statement date shows as 16 Mar and I only received the card 15 Mar. Did some spend (Grabpay) immediately on receiving and it's included in the statement so I have earned that CB thankfully. Not maxed out but okay la, I don't plan to max out anyway (yet). Still looking for lubang.

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You already got cashback on 15/3?
If your statement date is 16/3, the transactions must be posted on or before 15/3 for CB - I don't think Grabpay would be posted on the same day (15/3). confused.gif
ClarenceT
post Mar 17 2021, 06:47 PM

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QUOTE(cucikaki @ Mar 17 2021, 06:42 PM)
Just confirmed with the bank, u can opt not to activate ur mastercard for the first 3 years, but subsequently, if u still did not activate, it will charge annual fee for the card as the AF is waived for first 3 years.
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SST should be charged on anniversary including 1st and 2nd year, because it is still a valid credit card account?

Kastam - 1st SST is upon card activation, subsequent year - anniversary.
ClarenceT
post Mar 17 2021, 07:41 PM

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QUOTE(cucikaki @ Mar 17 2021, 07:35 PM)
Yes sst will be charged on 2nd year onwards regardless whether u activated it or not. So just keep ur card till next year baru activate.
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I already activated and got RM25 rebate.
So RM25 - RM25 = RM0.00
ClarenceT
post Mar 17 2021, 08:01 PM

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QUOTE(cucikaki @ Mar 17 2021, 07:51 PM)
Isnt it only for 1 card. Unless last year the rebate was for both cards
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Duo Visa - I got RM30 credit, 2-3 months after activation.
Duo MasterCard - RM25 credit upon activation.

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