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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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ClarenceT
post May 20 2021, 01:23 PM

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Spend +RM414 at Government-related transactions / Jompay / FPX? So the monthly spending >RM3080 then monthly statement balance >RM3000... Test it...

Eg income tax 0.8% surcharge... RM414 cost RM3.31 but to earn +RM30 CB.

This post has been edited by ClarenceT: May 20 2021, 01:31 PM
ClarenceT
post May 21 2021, 09:01 AM

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This post has been edited by ClarenceT: May 21 2021, 09:02 AM
ClarenceT
post May 22 2021, 04:09 PM

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QUOTE(beebee1314 @ May 22 2021, 03:47 PM)
Those fake spend one I dunno la. Those withdrawals one colanfirm kena ban soon including me hahaha.

Then those truly spend one, can't spend 4k a mth la. Siao meh every mth 4k. Groceries also no need 4k gua. Unless 1 household 10 ppl or sharing buy lo. Otherwise 1 House 5 ppl also max rm300 a week only on food and beverage.
*
Electricity+Water RM3000/month - possible?

This post has been edited by ClarenceT: May 22 2021, 04:09 PM
ClarenceT
post Jun 18 2021, 09:05 AM

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QUOTE(eternity4av @ Jun 18 2021, 08:39 AM)
hi senior, i'm trying to a build real case here, please feel free to advise
statement date 14/7/2021
30/6/2021 - top up big pay rm1k (don't pay)
12/6/2021 - top up big pay rm1k (don't pay)
12/6/2021 - top up lazada wallet/shopee pay rm1,080.
projected cash back 14/7/2021 = rm80.
correct?
*
Be careful with Shopee pay, recently >4 days still not posted.
Happened to BigPay and Boost in the past.
ClarenceT
post Jul 13 2021, 05:39 PM

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QUOTE(beLIEve @ Jul 13 2021, 05:31 PM)
i think must be posted before statement is generated. avoid spending last minute
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Avoid winning campaign prizes as well. Haha.
ClarenceT
post Jul 14 2021, 11:23 AM

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QUOTE(kimi0148 @ Jul 14 2021, 11:15 AM)
Hi sifus, just curious, can we pay more than statement balance? i know maybank won't allow.. not sure about affin
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Maybank also can, Duitnow Transfer from Current/Savings account, or Cash payment at Cash Deposit Machine.
ClarenceT
post Jul 21 2021, 08:30 PM

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QUOTE(xiaobaiwm @ Jul 21 2021, 08:15 PM)
hi, anyone know if I spend on 21/7/21, when will my transaction be posted in the statement?
CB is based on statement date and not spending date right?
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On or after 21/7/21.
21/7/21 - very rare.
22/7, 23/7, 24/7 - most likely
After 25/7 - rare but still possible.
Never get posted - once in a blue moon.
ClarenceT
post Aug 5 2021, 03:56 PM

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QUOTE(ChiaW3n @ Aug 5 2021, 03:48 PM)
I did that with maybank but to transfer the excess balance from my cancelled card to my another active card. So I know that’s workable.

But I am not sure about 0 balance whether if it workable to transfer the excess to SA but since got member already mentioned cannot
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If you have a Maybank CC, you can convert >RM1000 transaction into 0% 12 months instalments, no need BT from Maybank CC to Affin CC
ClarenceT
post Nov 4 2021, 04:50 PM

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QUOTE(imcrazyz @ Nov 4 2021, 04:30 PM)
Hi. For any Affin Duo users that've just gone past the first anniversary with un-activated reward card, is SST still charged to the reward card?

And is there any other concerns when comes to billing for the un-activated card?
*
Exempted by Royal Kastam?
By law SST is charged on anniversary date every year.
ClarenceT
post Nov 10 2021, 03:24 PM

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QUOTE(gildan2020 @ Nov 10 2021, 02:55 PM)
Are you sure unactivated card will be charged SST?
I just called Affin Bank customer service and the person told me that SST will not be charged unless the card is activated.
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https://mysst.customs.gov.my/IndustryGuides
First SST - normally upon activation
Subsequent SST - anniversary date, regardless the card is activated or not. The card account still exist not terminated.

This post has been edited by ClarenceT: Nov 10 2021, 03:26 PM
ClarenceT
post Dec 23 2021, 04:12 PM

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QUOTE(celciuz @ Dec 23 2021, 03:54 PM)
New is RM 3271… so one of the purchases wasn’t counted for cashback? The 2 big ones are my online USD transaction (is this considered?) another is I bought voucher from ShopBack.
user posted image
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Your previous statement balance is less than RM3000.
So your cashback is capped at RM50, not RM80.
ClarenceT
post Dec 23 2021, 04:37 PM

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QUOTE(celciuz @ Dec 23 2021, 04:31 PM)
Oh now I get the rules... meaning coming one I can get RM80 right? And I need to spend RM3080 each month to maintain this right?
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Yes, don't overpay, don't pay in advance, don't win any cash prize.
ClarenceT
post Dec 23 2021, 05:01 PM

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QUOTE(celciuz @ Dec 23 2021, 04:49 PM)

Got it... aiseh this is really... jialat la... side note, SST considered or not?
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No need so calculative lah.
Peace of mind.
I always spend RM3080+, my latest statement is RM3025 (inclusive SST).
ClarenceT
post Dec 30 2021, 12:21 PM

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QUOTE(paogeh @ Dec 30 2021, 12:10 PM)
Just called CS ,
my statement date 21th .
i RELOAD RM413 on 21th , last minutes
Merchant cllaimed on 23th

caused my Dec statemment RM2587

so Jan ----max CB is RM50 as based on previos statement balance .
*AFfin cannot do anything for the RM80 .
*
Should find a merchant using Affin's card machine, the transaction is likely (not 100%) to be posted on the same day.
Especially the businesses related to LTAT and Boustead.
ClarenceT
post Dec 30 2021, 04:23 PM

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QUOTE(leootan @ Dec 30 2021, 03:54 PM)

The master card seems like dead🤣.
*
Sleeping volcano.

ClarenceT
post Feb 9 2022, 11:31 AM

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QUOTE(tevis31 @ Feb 9 2022, 11:11 AM)
What's the easiest way to check your Affin Credit Card application status ?
*
Call Affin.
IVR - your IC Number.
ClarenceT
post Feb 17 2022, 06:25 PM

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QUOTE(ChiaW3n @ Feb 17 2022, 05:45 PM)
The previous statement 2.8k sobs I Ming Ming keep track ngam 3k don’t know how can short. Next month gonna keep up cannot waste that 30 bucks liao
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Must make sure you won't win any cash prize, unfortunately can't opt out for spending campaign.
ClarenceT
post Feb 17 2022, 07:07 PM

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QUOTE(!@#$%^ @ Feb 17 2022, 07:04 PM)
affin got any campaign ke?
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RM0 AFFIN Cards: Bring out the ONG this CNY! Stand to win 128% Cash Back when you shop or dine with a min. of RM50 by 28/2/22. T&C @ bit.ly/AFCNYCB
ClarenceT
post Mar 3 2022, 01:38 PM

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QUOTE(talexeh @ Mar 3 2022, 10:52 AM)
Something weird happened to me. I noticed that my MC which I never activated (as far as I remember) was charged with RM25 SST. Chat with Affin CS & she claimed that it was activated on 1-MAR-2022 & even had a pin change on the same day which I told her I never did.

Long story short, she's escalating the issue internally for further investigation.
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The SST is for first year (upon activation) or subsequent year (anniversary date regardless the card is activated or not, as the card account is not terminated)?

This post has been edited by ClarenceT: Mar 3 2022, 01:38 PM
ClarenceT
post Mar 8 2022, 11:25 AM

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QUOTE(adele123 @ Mar 8 2022, 11:19 AM)

er... you pay >RM2000 in one transaction for your city council?
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A shop (commercial property) at KL, assessment bill >RM3000 (half year). smile.gif

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