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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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ClarenceT
post Mar 23 2025, 08:31 PM

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QUOTE(#Victor @ Mar 23 2025, 06:47 PM)
ohno wasted one month cashback bye.gif any chances that can dispute success?
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Nothing wrong, CB cycle already clearly stated in T&C since Day 1. No dispute!

This post has been edited by ClarenceT: Mar 23 2025, 08:32 PM
ClarenceT
post May 6 2025, 02:29 PM

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QUOTE(jutamind @ May 5 2025, 01:53 PM)
Question is how do i know when is the 3 year free annual fee waiver is supposed to end? I cant recall when i first activate the card and we wont know when the fee waiver ends.
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Spend RM0.10 x12 at Petrol stations lah, or RM1 at Shopee/ShopeePay/TNB/Sesco.
Peace of mind.

ClarenceT
post May 20 2025, 05:40 AM

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Can use already.
Very good.

This post has been edited by ClarenceT: May 20 2025, 05:42 AM


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ClarenceT
post Jun 17 2025, 11:59 AM

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QUOTE(cybpsych @ Jun 17 2025, 11:38 AM)
fuhhhhh mr PANG TUN YAU from ringgitplus also get
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+ Ex- Lowyat.net editor

This post has been edited by ClarenceT: Jun 17 2025, 12:00 PM
ClarenceT
post Jun 19 2025, 12:16 PM

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QUOTE(raul @ Jun 19 2025, 11:43 AM)
what about BT? I just BT 12K... the previous balance taken count?
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Previous monthly statement >RM3000

If BT RM1000 monthly, then you need to spend >RM2050 so your next monthly statement can be >RM3000.

3% CB on eligible transactions only, not on BT. Capped at RM30 only if previous statement balance <RM3000.

This post has been edited by ClarenceT: Jun 19 2025, 12:18 PM
ClarenceT
post Jun 19 2025, 02:49 PM

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QUOTE(raul @ Jun 19 2025, 02:28 PM)
in my case, BT installment rm1k/month,
if to spend rm1000 on e-wallet and additional rm1000 on online/ e-commerce, can get a rm50 cb?
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Then your next statement balance will be 3000-50 = 2950, ie <3000.
Not good for next CB.

ClarenceT
post Aug 16 2025, 01:50 PM

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QUOTE(CAPRY @ Aug 16 2025, 01:11 PM)
I'm new to Affin Visa Cashback so I wish sifus here can enlighten me about the interval for RM30 monthly cashback cap.
I would like to know the monthly cashback cap is based on statement cycle or per calendar month?

My statement cycle is on 14th of each month.

Which of the following is true:

Based on statement cycle: Spending RM1000 from 14/8/2025 to 13/9/2025 will entitled to RM30 cashback, any further spending within this cycle would not receive cashback.

or

Based on per calendar month: Spending RM1000 from 1/8/2025 to 31/8/2025 will entitled to RM30 cashback, any further spending within current month would not receive cashback.
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Very few merchants use Affin terminal so unlikely you spend on 13/9 will be posted on 13/9 but 14/9 or 15/9 or later.
So if you want to get RM30 Cashback, transactions POSTED on 14/8-13/9 >RM1000 (so better swipe on 14/8-11/9 and don't swipe on 12/9 & 13/9)

Transactions posted on 14/9 (Sep statement) -> October CB.

This post has been edited by ClarenceT: Aug 16 2025, 01:52 PM
ClarenceT
post Aug 16 2025, 02:32 PM

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QUOTE(CAPRY @ Aug 16 2025, 02:12 PM)

That means if I spend RM1000 and posted on 10/8, RM30 cashback will be posted on 14/8.
Then I spend another RM1000 and posted on 15/8, another RM30 cashback will be posted on 14/9.
Right?

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Yes
ClarenceT
post Aug 26 2025, 04:48 PM

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AFFIN BORNEO Credit Card

https://www.affinalways.com/storage/AffinAl...campaign-EN.pdf


This post has been edited by ClarenceT: Aug 26 2025, 04:49 PM


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ClarenceT
post Nov 17 2025, 06:32 AM

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QUOTE(kimgy86 @ Nov 16 2025, 10:54 PM)
Hi, would like to check 1 thing
I got my new Affin Visa Duo credit card 2weeks ago and I topped up TNG ewallet RM990.
I just got my new statement but I don't find any cash back for my Visa Duo.
my current statement shown previous spending RM0, I tot I can get RM29.7 cash back too?
Or I was wrong?
TQ
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Assume your statement date is 15/11.
Your TNG transaction must be POSTED ON OR BEFORE 14/11 to get Nov CB.

Your next statement 15/12, CB is calculated from transactions posted on 15/11 - 14/12 (including TNG RM999.90 posted on 15/11, so no need to spend till 15/12 as you already reach max CB RM30 for statement 15/12)

CB calculation period similar to your RHB CC.

This post has been edited by ClarenceT: Nov 17 2025, 06:38 AM
ClarenceT
post Nov 19 2025, 12:36 PM

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QUOTE(fruitie @ Nov 18 2025, 12:07 PM)
I didn't activate my Duo+ MasterCard since I got it a year ago, so far only the Visa is charged with SST.

Maybe I should cancel my Visa CB+MC Rewards and reapply again later, then won't activate the MC. The only thing is my auto-debit on the VCB. Just way too many but again my cards will expire next year Sept and eventually I still need to update my auto-debit. hmm.gif
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Mastercard only.
Spend RM2500 in foreign currency to win RM300 TNG PIN (= 12x SST)
1 December 2025 FCFS 255 winners

This post has been edited by ClarenceT: Nov 19 2025, 12:47 PM


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ClarenceT
post Nov 19 2025, 01:48 PM

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QUOTE(fruitie @ Nov 19 2025, 01:40 PM)
That's too much spending for me and some more FCFS. laugh.gif
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Then spend RM1000 only. 750 winners FCFS.
Selected Online transaction including Apple Store.
(Ewallet, Lazada, Shopee all not eligible)

This post has been edited by ClarenceT: Nov 19 2025, 01:51 PM

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