Welcome Guest ( Log In | Register )

11 Pages « < 5 6 7 8 9 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Affin Duo Credit Card, great rewards for eWallet

views
     
ClarenceT
post Mar 23 2022, 03:39 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(jutamind @ Mar 23 2022, 03:33 PM)
Hi,

Would like to know why I'm getting cashback of RM50 instead of RM80 since i spend 3084 from 22 Feb-21 Mar? Statement date is every 22 of the month.

user posted image
*
Your previous statement balance is less than RM3000.

This post has been edited by ClarenceT: Mar 23 2022, 03:39 PM
ClarenceT
post Apr 20 2022, 03:02 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(weit517 @ Apr 20 2022, 02:58 PM)
Hi guys, I just applied for affin duo several weeks ago and no news from bank until today. I asked the agent and he said normally it takes 7 to 10 working days for the application to process. I learnt from my employer that the bank called for confirmation of working status last Thursday, so I thought the process did go through, and I will get either approval or reject call from the bank , or at least in email, but so far nothing. Is this normal? Or should I continue to wait? Thanks for any reply.
*
Search Topic. Keyword: IVR
ClarenceT
post Apr 30 2022, 08:04 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(weit517 @ Apr 30 2022, 07:36 AM)
Morning all, just got my cc and start to pay bills using it.
First time cc user, so forgive me if the question sounds silly:sweat:
Actived and used yesterday for the first time, and today the dashboard shows "outstanding balance" that reflects what I spent yesterday.
My question is that do I need to clear the debt for my "outstanding balance" that I just spent yesterday for this statement date "16 April 2022", and payment due "06 May 2022"?
user posted image
From my understanding, the spending yesterday should be for 16 May 2022 statement, and therefore that should be cleared only by 6 June, correct?
*Also, when I clicked to view eStatement, there is no "month" for me to select, so I guess it could mean the Statement is not able to be generated yet (because my first spending is on 16 May statement)?
Newbie learning here, so appreciate all the knowledge. Thanks
*
Your next payment due date is 05 June (because of 31 May).
Pay the statement balance dated 16 May on or before 05 June.

ClarenceT
post Jun 21 2022, 11:10 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(Chiggah @ Jun 21 2022, 11:05 AM)
Can new cardholders confirm if still can just activate Visa only, and not MasterCard ?
*
You decide ya.
But the MasterCard won't be terminated and it is still a valid CC account.

This post has been edited by ClarenceT: Jun 21 2022, 11:10 AM
ClarenceT
post Jun 29 2022, 08:57 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(keeystar @ Jun 29 2022, 08:55 AM)
Received statement this morning, but no cashback..
Is it the BT instalment not counted into the statement spend pool? I didn’t spend a single cent, the 3k all from BT lol
*
Hahaha BT can give rebate?
ClarenceT
post Aug 16 2022, 09:46 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(sjz @ Aug 16 2022, 09:06 AM)
not only affin but almost every bank in Malaysia  doh.gif

due to ipay88 being compromised, all our card details is now in the wrong hand.

wonder can user lodge something like class action lawsuit against ipay88
*
How to prove your problem is caused by ipay88? Not another source?

QUOTE(leootan @ Aug 16 2022, 09:24 AM)
ipay88 is a case. But my Affin Cashback card never used at ipay88 since the 1st day i got the card. Still got fraud transaction😮‍💨.

Blocked. Waiting replacement card too.
*
Look at your card running number, you can find out the subsequent card numbers and the expiry date is same or +1 month. It is not difficult to figure out the first 9999 Affin Duo Visa card number (X-XXX) and the card holder name.
4658-****-000X-XXX*.

This post has been edited by ClarenceT: Aug 16 2022, 09:47 AM
ClarenceT
post Aug 16 2022, 09:55 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(sjz @ Aug 16 2022, 09:52 AM)
how about the CVV.
mean they try the 3 digit or there is some foreign transaction CVV is not needed?
*
Direct debit not require CVV if I am not wrong.
Even CVV is 000-999, not so difficult to find out.
ClarenceT
post Sep 11 2022, 07:38 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(sonotme @ Sep 11 2022, 02:01 AM)
looking at this card to replace my public bank quantum MC.
for the Duo Visa card, i don't quite understand how the cashback is given.
What does it mean by previous balance?
If i pay off my bills every month (meaning balance zero), i will still get RM50 cashback?

Quote from Affin website:

Cash back is capped at up to RM80 per month with following Previous Balance in AFFIN DUO Visa Cash Back credit card statement:

Up to RM80 for card account with previous balance of RM3,000 and above
Up to RM50 for card account with previous balance of below RM3,000
*Cash back is not applicable for government services transactions, charity related transactions, payment via JomPAY, online banking, FPX and Mail Order/Telephone Order (MOTO)
*
Statement Balance.

Eg your statement date is 10 Sep, your statement balance is RM2000, the maximum CB you can get in next cashback month (posted transactions from 10 Sep to 9 Oct, NOT 11/9-10/11 like PB CC) is capped at RM50 (will be recorded in next statement i.e. 10 Oct).

This post has been edited by ClarenceT: Sep 11 2022, 07:43 AM
ClarenceT
post Sep 11 2022, 03:56 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(guailow83 @ Sep 11 2022, 03:04 PM)
and what is the most efficient/cheapest way to perform the 12 swipes?  rolleyes.gif
*
LOL.
Pump 10 sen petrol. Pay electricity RM1.
ClarenceT
post Sep 24 2022, 10:08 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(Johnleejh @ Sep 24 2022, 09:47 AM)
user posted image
Want to ask a dumb question because I'm new to Affin CC. Regarding credit card payment method, is fund transfer via GIRO allowed only, or DuitNow also can? Which is your preferred method?
*
Don't use GIRO, it won't be credited instantly, especially weekends and public holidays.
Use Duitnow Transfer, formerly known as IBFT.
ClarenceT
post Sep 30 2022, 12:06 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(azlim @ Sep 30 2022, 11:39 AM)
80/3080 = 2.6%

spend 1413 get 30, 2.12%

*
Spend RM2667 @ 3%
RM413 at Government-related transactions or Charity (eg MAKNA) lo, anyway you will get 0% CB from any credit cards.
ClarenceT
post Sep 30 2022, 05:05 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(ronnie @ Sep 30 2022, 11:27 AM)
Is it true I need to spend min. RM3080 to get full RM80 cash back each month  to get maximum rebate ?
*
QUOTE(Human Nature @ Sep 30 2022, 04:20 PM)
Spend RM3080 for Jan, Feb gets maximum CB. They look at previous month's balance.
*
Should be previous statement balance >=RM3000

Eg your previous statement dated 16/8/22
Your spendings POSTED from 16/7/22-15/8/22 (not 17/7-16/8) RM3050 and earn CB RM50 on 16/8, your statement balance RM3000.

Then from 16/8-15/9 your spendings posted RM2667, you will get RM80 CB. But your closing balance in latest statement 16/9/22 is less than RM3000, your next CB is capped at RM50.

This post has been edited by ClarenceT: Sep 30 2022, 05:06 PM
ClarenceT
post Sep 30 2022, 06:24 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(MGM @ Sep 30 2022, 06:13 PM)
Got more info? Esp topup with CC, Duitnow to CASA ...?
*
https://forum.lowyat.net/topic/4766860

Original Merchantrade Visa
Debit card to top up.
ClarenceT
post Oct 17 2022, 04:46 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(Ramjade @ Oct 17 2022, 04:36 PM)
SST will never be charged as long as card not activated. Not sure about annual fee.
I will only know next year.
*
Technically the First SST is charged upon card activation, subsequent SSTs at Card Anniversary regardless the card is already activated or remain unactivated.
ClarenceT
post Oct 17 2022, 08:30 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(lovelyuser @ Oct 17 2022, 06:51 PM)
You also never activate the Master Duo?

How about Sept 2021? Any SST on your Master Duo on Sept/Oct/ Nov 2021?
*
Affin didn't charge you SST in 2021 so it didn't comply with Kastam's rule, maybe already kena fined. Now rectify it.

If you don't want SST, then vote BN please, welcome to GST 2.0 and bye bye to SST.

ClarenceT
post Oct 17 2022, 08:56 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(Human Nature @ Oct 17 2022, 08:45 PM)
and then get RM50 GST per card  whistling.gif
*
GST is charged on Annual Fee, by %, not fixed amount.
So if you swipe 12x a year and AF = RM0.00, GST = RM0.00.
If card remains unactivated, AF = RM75, if GST @ 6% then GST = RM4.50.

This post has been edited by ClarenceT: Oct 17 2022, 09:00 PM
ClarenceT
post Oct 18 2022, 04:20 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(Human Nature @ Oct 17 2022, 09:24 PM)
No, before the RM25 SST, there is the RM50 service tax per card. Forget already?
*
https://www.thestar.com.my/News/Nation/2015...n-cards-annual/

ClarenceT
post Oct 22 2022, 10:43 AM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(Haloperidol @ Oct 22 2022, 10:09 AM)
So slow for them to approve my Duo card....
It's been a week and CCRIS still state pending ...
*
Wah 1 week already make noise, some banks you need to wait for 1 month.
ClarenceT
post Oct 24 2022, 06:56 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(tksecret @ Oct 24 2022, 03:01 PM)
Hi, may i know how is the duo cash back credit to us? by biling cycle or monthly?
i am new to duo, just got my card on 20Oct, but i already gotten first billing statement today (24Oct). However, i din see any cash back rebate in the statement, how's the calculation ya?

previous balance RM0
21Oct SST RM25
22Oct grabpay petaling jaya MYS RM32
Current balance RM57
*
QUOTE(tksecret @ Oct 24 2022, 06:19 PM)
Cs told me is due the posting date is same as the billing cycle date, hence I din get the CB. Will count in next mth billing.
I asked why bill me but no cash back? She still repeat the same answer as above. So let's see next billing.
*
Your statement date 23/10.
CB calculated from transactions POSTED on 23/9-22/10

Your statement date 23/11
CB calculated from transaction POSTED on 23/10-22/11
ClarenceT
post Oct 25 2022, 04:12 PM

10k Club
********
All Stars
14,966 posts

Joined: May 2015
QUOTE(duckevo @ Oct 25 2022, 03:52 PM)
Does grab pay later qualify for Cashback??
*
Can use credit card to settle Grab Paylater?

11 Pages « < 5 6 7 8 9 > » Top
 

Change to:
| Lo-Fi Version
0.2187sec    1.11    7 queries    GZIP Disabled
Time is now: 22nd December 2025 - 11:25 AM