Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Affin Duo Credit Card, great rewards for eWallet
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 Jun 21 2023, 11:03 AM
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All Stars
65,371 posts Joined: Jan 2003 
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QUOTE(tonYe @ Jun 21 2023, 10:52 AM) What happens if I do not activate the Rewards card? Would I still be able to use the Cashback card and not pay for the Rewards card? each card is independent to each other tonYe liked this post
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Jun 21 2023, 12:13 PM
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Senior Member
5,644 posts Joined: Apr 2011 From: Kuala Lumpur  
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Anyone know if Affin has any promotion for cc application? Seems like there is none, not sure if I should continue waiting.
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Jun 21 2023, 12:30 PM
Show posts by this member only | IPv6 | Post
#7223
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Senior Member
2,717 posts Joined: Oct 2004
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I am a bit confused.
The cash back is RM30 or RM50 or RM80 per month? Thank you. |
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Jun 21 2023, 12:37 PM
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All Stars
65,371 posts Joined: Jan 2003
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QUOTE(pokemon @ Jun 21 2023, 12:30 PM) I am a bit confused. no more RM80The cash back is RM30 or RM50 or RM80 per month? Thank you.  |
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Jun 21 2023, 01:41 PM
Show posts by this member only | IPv6 | Post
#7225
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Senior Member
2,717 posts Joined: Oct 2004
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QUOTE(cybpsych @ Jun 21 2023, 12:37 PM) no more RM80 Thanks cybsych.Can you elaborate the meaning of previous balance RM3000? Also, to get RM50, we can top up ewallet RM1000 this will give RM30. To get additonal RM20 we need to spend e-commerce like shopee, lazada etc RM666.67 x 3%? |
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Jun 21 2023, 05:33 PM
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Senior Member
986 posts Joined: Sep 2011
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QUOTE(cybpsych @ Jun 17 2023, 04:17 PM) they sent rejection email and also noted of my 1st request. what's the gap between 1st and 2nd request?I guess they stand firm not to grant anymore. |
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Jun 21 2023, 05:35 PM
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All Stars
65,371 posts Joined: Jan 2003
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QUOTE(Devil4life @ Jun 21 2023, 05:33 PM) what's the gap between 1st and 2nd request? iirc, more than 6mths apart |
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Jun 22 2023, 11:40 AM
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Junior Member
702 posts Joined: Sep 2008
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QUOTE(babysotong @ Jun 15 2023, 10:14 PM) Pay is only 1 one of the considerations. Ya OK I guess only way is cancel the stupid scb card with high limit... You need to look at the amount of your total borrowings. It might be that you have a few credit cards. For your information, credit card limit is shown as unsecured loan even you did not use the credit at the moment. The limit represents the amount you can use in the future. So, it affects your affordability to applying for new credit card Or ask them lower it? Do u know if the bank usually entertain such requests? |
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Jun 22 2023, 01:06 PM
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Junior Member
216 posts Joined: Apr 2011
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QUOTE(KenYoung @ Jun 22 2023, 11:40 AM) Ya OK I guess only way is cancel the stupid scb card with high limit... many cc of mine were approved with super high limit, and so far managed to reduce the limit for all of them.Or ask them lower it? Do u know if the bank usually entertain such requests? |
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Jun 22 2023, 01:57 PM
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Senior Member
4,728 posts Joined: Jul 2013 
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QUOTE(KenYoung @ Jun 22 2023, 11:40 AM) Ya OK I guess only way is cancel the stupid scb card with high limit... It's generally possible to lower down the credit limit of your card.Or ask them lower it? Do u know if the bank usually entertain such requests? |
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Jun 27 2023, 12:07 PM
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All Stars
65,371 posts Joined: Jan 2003
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anotherrrrrrrrrrr co-brand card
 source: online This post has been edited by cybpsych: Jun 27 2023, 12:08 PM |
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Jun 27 2023, 04:07 PM
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Junior Member
802 posts Joined: Apr 2019
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Received email from affin. Is affin use this apps long time ago? I remember affin dont have apps.
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Jun 27 2023, 04:28 PM
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All Stars
65,371 posts Joined: Jan 2003
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QUOTE(rko0504 @ Jun 27 2023, 04:07 PM) Received email from affin. Is affin use this apps long time ago? I remember affin dont have apps. not a banking app.just an existing app to authorize transaction, previously for RM10k and above. This notice is more to AffinAlways portal transaction authorization. Not yet extended to CC transaction authorization |
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Jun 27 2023, 04:38 PM
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Junior Member
802 posts Joined: Apr 2019
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QUOTE(cybpsych @ Jun 27 2023, 04:28 PM) not a banking app. I see, thanks for clarify.just an existing app to authorize transaction, previously for RM10k and above. This notice is more to AffinAlways portal transaction authorization. Not yet extended to CC transaction authorization |
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Jun 27 2023, 11:21 PM
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Senior Member
1,110 posts Joined: May 2016
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QUOTE(cybpsych @ Jun 27 2023, 04:28 PM) not a banking app. You mean only online banking transactions> RM1,500 will need to be approved by AffinSecure? I haven't read the details in AffinAlways yet.just an existing app to authorize transaction, previously for RM10k and above. This notice is more to AffinAlways portal transaction authorization. Not yet extended to CC transaction authorization This post has been edited by LemonJane: Jun 27 2023, 11:23 PM |
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Jun 27 2023, 11:22 PM
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Senior Member
1,110 posts Joined: May 2016
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Delete
This post has been edited by LemonJane: Jun 27 2023, 11:25 PM |
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Jun 28 2023, 12:46 PM
Show posts by this member only | IPv6 | Post
#7237
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Senior Member
3,522 posts Joined: Sep 2012
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3 more months to start charging AF so have to start using master to swipe 12x to get AF waive right?
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Jun 28 2023, 01:18 PM
Show posts by this member only | IPv6 | Post
#7238
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All Stars
26,535 posts Joined: Jan 2003
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QUOTE(wjleong15 @ Jun 28 2023, 12:46 PM) 3 more months to start charging AF so have to start using master to swipe 12x to get AF waive right? Yes |
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Jun 28 2023, 02:48 PM
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Senior Member
3,514 posts Joined: Oct 2011
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QUOTE(Human Nature @ Jun 28 2023, 01:18 PM) Yes If visa got swipe 12 timesMaster will kena af ka |
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Jun 28 2023, 02:52 PM
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All Stars
65,371 posts Joined: Jan 2003
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QUOTE(theberry @ Jun 28 2023, 02:48 PM) If visa got swipe 12 times EACH card is independentMaster will kena af ka   This post has been edited by cybpsych: Jun 28 2023, 02:54 PM theberry liked this post
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