I just got my Affin Invikta credit card and realise not much benefit to have it. What will happen if i don't activate it? Don't want that yearly charges

Thanks

exploring cc to replace pbb qmc and vs after e-wallet cannot earn cash back

would like to ask:
- DUO Visa, 3% cash back for online transaction, eWallet reloads and auto billing. Auto billing for insurance (Great eastern) eligible?
- DUO Visa+, 3% cash back for contactless transactions. Is this same concept like pbb quantum visa? Can wave 1k and key in pin, still consider as contactless transaction?
- long time ago need to go branch to collect new card. Is still the case now?
- what is the best way to apply? Contact them through this link? https://www.affinalways.com/en/general-prod...duct=creditcard

thank you

i see! do i need to go branch to apply online banking?

If top up TNG wallet also can ah? This seems like good deal

Trying to apply this card online. Is submitting documents to an Affin agent the only way to have the cards delivered to my home? Can't seem to select the option when submitting via email.

Can I apply and and only activate the cash back card? I don’t need the rewards card. Or is there an option to cancel that reward card? Some banks bundle the duo cards together , can’t just cancel one of it

i think if ur spending is below 3k, doesnt really matters, u still can get rm50 max spend rm1666, ewallet or online.
but if ur spending above 3k, ewallet u only get rm50 rm1666, the rm30 rm1444 u need to get it from online transaction elsewhere.

if spend below 3k, eg only 1667
the max rm50 cb can combine from ewallet and online/autobilling?

Hi
Jz gotten my new Affin Duo card. In light of new changes, I don't need to spend for my first statement. Since cashback is given based on previous statement? As a new user, i don't hv a previous statement.

I'm only targeting RM 50 for ewallet

Hmm.. the illustration given by Affin bank new revision only show situation where :

Previous statement balance : RM3,000
Current reload on e-wallet : RM2,000
Cash back entitle : RM50
So what if the situation is-
Previous statement balance : RM2,000
Current reload on e-wallet : RM1,800
Cash back entitle : RM50 also ?

Hmm.. good in term that no need always maintain RM3k every month
sayang that no extra RM30 liao

i think i better apply for online banking to check my credit card regularly..
yesterday got sms saying my card blocked due to unauthorized transaction. 

I recall seeing this sharing so i swiped 2667 but gotten cb 50 for first statement. CS said no previous balance so only 50

MY bill cycle is 16th of every month. Called up to ask if I perform RM3080 e wallet on 1st Sept (before 12 sep effective date) whether will I get RM80 or RM50. The CS mentioned RM80 but he doesnt seem to be very certain. Anyone else gotten the same answer?

Affin so rigid on the cc late payment charges.
1 day late from the due date will impose the finance charges and not allow for the reversal.

Duo Mastercard. Anyone here got offset or waiver on SST RM25 charges?

Hi Bros, wanna ask sth. Get my Affin duo card last month.
Does the contactless/paywave transaction will get cash back as well ?
Plan to use affin visa cash back card to make all the payments (online & offline)..

I see there got the rebate for e-wallet reload/ transaction. I thought it included contactless transaction 😭

really?
hopefully not real....
cashback card are getting lesser and card for ewallet cashback are getting less...