got sms for my VS using contactless, any amount. >> long time with this card, not sure if i submitted a form to reduce notification sms to RM1.00

didnt get sms for other Duo+/VS, likely due to threshold is high (default) >> IIRC, the threshold is RM500, then only send SMS.


just call the helpline, ask to reduce to RM1.00 sms threshold. not sure can be done via call (they send you form) or need to visit branch.

because banks don't know if the merchant/txn is genuine or not.

they also cannot decline upfront without proper reason (answerable to scheme)

however, each merchant, genuine or fraud, will be flagged/scored. those with high cases of reported fraud txn, scheme or banks will suspend/terminate them.

what bnm is doing will not ever fix the aftermath of our cards being frauded excessively

they can penalize ipay88, monetary fine or suspension of service (unlikely due to direct impact to ipay88's ecommerce merchants), obviously they want ipay88 to conduct extensive analysis, reports, mitigation plans, security imprvements, etc

yep, all these wont stop the ongoing frauds. they cant put the devil back into the pandora's box

another costly approach, is to replace all affected cards which has historical usage thru ipay88 for the past year or so. banks wont be happy with it (unless they can pass these costs to ipay88!) because it would utilize their cards inventory, internal costs to manage customer calls, reprinting cards, delivery cost, etc etc

also, replacing affected cards wont fix 100% either because fraudsters would just run a number generator to bombard other unaffected cards too. example, if fraudster noticed a lot of leaked affin's 4658 85xx xxxx xxxy card series, they would just run the generator for every single numbers instead.

This post has been edited by cybpsych: Sep 5 2022, 08:55 AM

it should

when the card is temporary blocked, no authorization is allowed.

you should use it, if there's such function available.

no for duo's, but for duo+/VS card cashback

anyhow, this visa-mcd promo applies to all Visa cards from any banks

that's what i thought too, until i talked to CS earlier this morning to reconfirm my Duo's upcoming AF charging....

7 Sep 2020: Duo approved
7 Sep 2022: According to their system (i didnt disclose my dates, i let CS to check from system), 1st AF to be charged soon Notes: no issue with Duo Visa, just need to handle Duo Mastercard since i activated it already

now got few days to hit 12x spending. will monitor it after 7 Sep 2022.


**update 7 Sep 2022: No AF charged or waived.**
**update 8 Sep 2022: "Ann Fee Waiver" line w/o amount shown Duo Visa. No af waiver line for Duo MC.**

This post has been edited by cybpsych: Sep 8 2022, 07:31 AM

lol

yeah, our own understanding should be in 2023

not for general banking use

retail txn is spending txn, not physical retail stores

affin online portal

remember to register at branch first (if you're collecting the cards)

just checked, same too... "Ann Fee Waiver" line w/o amount shown Duo Visa. No af waiver line for Duo MC.

will continue swipe 12x for Sep 2023

there is Add Card form https://www.affinalways.com/en/forms

yes, VS stopped after they launched Duo+

luckily I gotten the second VS which bearing the Duo+ logo (that time, Duo+ haven't launched yet)

let us know after cancel ya

shopeepay je

rm1 each reload, no otp required (except save card and 1st use)

Affin has limit of 10x swipes per day limit (I guess per merchant basis)

just take your time to continue swipe on day 2.

interesting

both my duo mc will get blocked after 10x exactly resume next day, working fine

no

current month's cb capping is based on previous balance's amount

if previous balance ≥ RM3k, then you can earn max RM80 cb
if previous balance <RM3k, then you can only earn max RM50 cb



This post has been edited by cybpsych: Sep 12 2022, 04:57 PM

simple ma. either >3k or not. that's all.

if target 50, spend 1667 to earn max 50 cb. settle. no need worry statement balance.

read