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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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cybpsych
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May 14 2022, 05:39 AM
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QUOTE(devilaaron @ May 14 2022, 12:25 AM) if that the case, means i have to open up to 3100 for SA pledge in order to maximize cb so i spent the amount of 3080, after statement out then only i pay off izit ? the interest free period is calculate 20days after statement right? if you planned to always repay after statement or by payment due date (eg +20days interest free period)....yes, RM3100 CL should suffice. next spending could only happen after you repay back since you need CL to free up. imo, better allocate CL of 2 times, around RM6.1k or RM7k instead. this allow you to maximize 20days interest free period (repayment) and new spending immediately on/after statement date......whereby you could potentially hutang RM3000+3080 before repayment of RM3000 to happen 20days later.
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cybpsych
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May 14 2022, 06:40 PM
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QUOTE(devilaaron @ May 14 2022, 06:34 PM) let say after statement, i repay back and it will clear off cl immediately right ? so i can began next spending for following cycle and keep repeat. so i no need to put another double amount of pledge. yes
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cybpsych
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May 17 2022, 12:05 PM
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QUOTE(clon12 @ May 16 2022, 03:34 PM) Hi all, I saw my statement for May and was getting only RM10.59 for the cashback despite having previous balance of RM3,154. Any idea what is wrong? I used Boost, Grabpay, Lazada wallet and TNG Ewallet to top up for this month. Thanks for the help. QUOTE(clon12 @ May 17 2022, 10:48 AM) I see, there were two transactions that I made on 12th, but first posting date is 13th and second on 14th. The second transaction on 14th is RM2,750, that would make the total amount eligible to be RM3,103. Weird that the second one posted one day later, cause the first and second transaction was made back-to-back. Thanks for the clarification! your statement date = 14th?
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cybpsych
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May 17 2022, 08:47 PM
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QUOTE(edwin1002 @ May 17 2022, 08:24 PM)  Why I still no entiled RM80? any reason? already above RM3k what is the criteria to get rm80 cb? rm3k of _________ [fill in the blank] This post has been edited by cybpsych: May 17 2022, 08:54 PM
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cybpsych
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May 18 2022, 02:30 PM
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QUOTE(clon12 @ May 18 2022, 02:28 PM) Yup that is correct, my statement date on 14th. i see then your 2nd transaction posted on 14th (RM2,750) will get the cb on next statement
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cybpsych
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May 18 2022, 05:41 PM
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QUOTE(clon12 @ May 18 2022, 04:39 PM) Ahh okay, so I should expect RM80-RM10.59 = RM69.41 in the next statement or RM50 max? This should also not affect the following month's cb right? if that txn RM2,750 is eligible for cb, you would already achieved RM80 cb for next statement (14 June) just need to hit total statement balance ≥RM3,000 (after reduction from earned cb, reversals, refunds, payments, etc)
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cybpsych
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May 20 2022, 10:27 PM
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QUOTE(kd88 @ May 20 2022, 09:00 PM) Affin not allow change statement cycle ? last we know, nope maybe you can try asking if possible or not. maybe policy changed, system upgraded, etc.
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cybpsych
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May 25 2022, 09:18 PM
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QUOTE(cybpsych @ Jan 22 2022, 10:27 AM) Shop, dine and travel ONG us! [ Affin | T&Cs ] Campaign Period: 15 January – 28 February 2022Just spend a minimum of RM50 with your AFFIN Credit Cards and stand to win 128% Cash Back*. You can win higher than you spend! Terms and Conditions: Payment must be made with an AFFIN Credit Card. Cardmembers are require to spend a minimum of RM50 in a single transaction on selected merchant categories, which the categories are including Dining, Groceries, Retail/Online Shopping and Travel, to be eligible to win the Cash Back. The Cardmembers’ qualified spend shall be shortlisted by a computerized random selection (“Winning Transaction”).
*Cash Back is capped at RM188 per Winning Transaction, subject to a maximum of RM10,000 throughout the Campaign Period. Cardmembers may win more than once (more than 1 Winning Transaction).  AFFIN Cards Spend & Win 128% Cash Back Campaign’s WinnersWe are pleased to announce the winners of “AFFIN Cards Spend & Win 128% Cash Back” Campaign, which commenced from 15 January until 28 February 2022. Congratulations to all winners and thank you for your continuous support! Click here for the list of winners.This post has been edited by cybpsych: May 25 2022, 09:19 PM
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cybpsych
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Jun 3 2022, 04:42 PM
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QUOTE(Hoshiyuu @ Apr 15 2022, 10:28 PM) FYI I've also tried to ask for cash rebate to offset SST, CS say not possible. Hope this save someone a phone call. QUOTE(spreeeee @ Apr 24 2022, 12:37 PM) just tried my luck.. no waive or cashback or campaign for this sst to be waived.. QUOTE(Duckies @ Jun 3 2022, 04:40 PM) Ah that's good. Is it possible to get SST cashback for Duo and Visa Signature?
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cybpsych
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Jun 5 2022, 06:15 AM
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QUOTE(freshinewbie @ Jun 5 2022, 12:19 AM) Hi All, plan to apply this duo cc but very less info about the rewards point. Understand the cashback excluded jompay as written in the tnc, does the jompay earn the rewards point? Thx read faq #9 https://www.affinalways.com/storage/AffinAl...DUO-FAQ-ENG.pdf
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cybpsych
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Jun 5 2022, 09:56 AM
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QUOTE(freshinewbie @ Jun 5 2022, 09:08 AM) Yip, Understand cashback are excluded, how about the rp? Eg affin v.i jompay entitled the rp? I can't see written in any FAQ #9 9. Will I also earn AFFIN Rewards Points on AFFIN DUO Visa Cash Back Card? No. The AFFIN DUO Visa Cash Back Card will only award cash back for every RM1 spent on Eligible Transactions for Cash Back. the cashback duo card, it does NOT earn any reward points, no matter what you spend.
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cybpsych
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Jun 9 2022, 07:53 AM
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QUOTE(2387581 @ Jun 8 2022, 10:44 PM) Hi guys, am going to apply for Affin Duo, reading T&Cs, does it mean that as a new card holder, I can't get any cashback for my first month? yes you can
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cybpsych
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Jun 10 2022, 02:02 PM
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QUOTE(soooogooood @ Jun 10 2022, 12:50 PM) Hi all, was wondering if you all had experience increasing credit limit for Affin Duo? I'm going through the process at the moment and was previously requested to provide 6 mths salary slip, although their printed form states one month salary slip is enough. It wasn't an issue to provide those slips but today they came back to me requesting for HR number to do employment verification o.o I feel like this is a bit too troublesome for me as now it involves other party. Is this the norm? increasing your CL = increasing their risk to have a reasonable assessment, they need more payslips to estimate your income generation some do call HR to verify your status with the company. you may NOT be with the company now but still able to provide payslips (eg just resigned, still finding jobs, etc) if you paranoid and dont want your HR to be contacted, then try ask for alternative method. if Affin dont want, then can forget about increasing CL at the moment. This post has been edited by cybpsych: Jun 10 2022, 02:03 PM
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cybpsych
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Jun 10 2022, 03:09 PM
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QUOTE(bashlyner @ Jun 10 2022, 03:07 PM) The auto billing cashback also work for insurance payment? I have few AIA insurance plan which can set to auto billing on their website. yes for Duo Cashback card
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cybpsych
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Jun 10 2022, 03:21 PM
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QUOTE(bashlyner @ Jun 10 2022, 03:12 PM) Thanks, do you know if there's any ongoing promotion for applying this card? Like free gift, cash back reward etc, browse here https://www.affinalways.com/en/promotions
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cybpsych
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Jun 10 2022, 04:58 PM
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QUOTE(joonh @ Jun 10 2022, 04:52 PM) Just got my Affin Duo card and activated the Visa. I saw in previous post saying the Mastercard will be auto activated anyway and will charge SST? Is it still the case? and normally do you guys request for SST rebate after activated or wait after the 1st statement out? no sst rebate if you dont use mastercard, just leave it unactivated. however, we wont know how affin will treat your mastercard later. some reported forced-activation, some dont. keep it unactivated lor. just assume sst could be imposed to your mastercard, later --- setting up expectation This post has been edited by cybpsych: Jun 10 2022, 04:59 PM
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cybpsych
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Jun 16 2022, 09:32 AM
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QUOTE(wwloon @ Jun 16 2022, 09:30 AM) Has there been a change for the Affin Cashback Visa card? In the latest statement, no cashback was given to reload Boost ewallet (10th Jun, statement date 14th Jun). posting date?
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cybpsych
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Jun 16 2022, 09:35 AM
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QUOTE(wwloon @ Jun 16 2022, 09:34 AM) How to check posting date from their website? I haven't received my statement via email yet. download the estatement from affin portal?
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cybpsych
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Jun 16 2022, 10:21 AM
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QUOTE(wwloon @ Jun 16 2022, 09:34 AM) Ok, I manage to locate the estatement from their website. Posting date on 14 Jun (same as statement date). Does this mean the rebate will credit the following month?
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cybpsych
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Jun 19 2022, 09:15 PM
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QUOTE(zic5315 @ Jun 19 2022, 08:45 PM) https://support.tngdigital.com.my/hc/en-my/...Wallet-Balance-I saw from here. It seems like as of now TnG wallet reloads by Credit card (Non-transferable eWallet Balance) is not able to transfer money to: - GO+ account/Other Touch ‘n Go eWallet/Local bank/Other eWallets discuss in tng ewallet topic https://forum.lowyat.net/topic/5005818cc reload got specific allowance (to cash out) according to your tier. you didn't read the faq thoroughly https://support.tngdigital.com.my/hc/en-my/...Wallet-Balance-This post has been edited by cybpsych: Jun 19 2022, 09:16 PM
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