your previous statement balance < RM3k

so, this month's cb is capped to RM50 only


and, this month's statement balance is also <RM3k, then your next month's cb is capped to RM50 as well

statement cycle


you overpaid (3031.37) your previous statement (2581.37)

no

your previous statement still <3k la




This post has been edited by cybpsych: Mar 23 2022, 04:06 PM

https://www.affinalways.com/en/promotions

read this https://www.affinalways.com/storage/PDF%20A...ign-TnC-Eng.pdf

see if govt txn is part of the exclusion

Spend with AFFIN Cards today and stand a chance to win groceries worth RM200!

100 Winners will be selected every month.

Apply for AFFIN Card and find out more at https://bit.ly/3DDnWBT

Terms and conditions apply.

read all the documentations from the product page https://www.affinalways.com/en/affin-duo

then target up to 50 lor. your card anyway.

PDD+2 days will get hit with Finance charge

CS said they don't have grace period after PDD, meaning must pay latest by PDD.

can call CS to waive them, if this is your first time.

need to clear all outstanding balances before they willing to waive the finance charge. just standby with some $$ before calling them.

try dump extra money inside to increase the available CL

another is just pay the eip cancellation fee.

at least lose 1 month cb, but remaining months can gain back the cb

https://www.affinalways.com/en/btip-application-form

https://www.affinalways.com/en/promotions/0...TYmcmVjPTE3MA==

it is a "reserved" outstanding, BUT not posted into your statement, hence your statement balance doesnt include the BT outstanding "reserved" by the system

I assume you asking about Duo.

answer above, as stated in T&C.....and forumer enquiries to CS

have you studied the card features? anything particular you're interested?

also, it will come with 2 cards combo, like Duo. and termination will be both cards together, not either card.

just noticed Affin VS has no "3x wave limit"

after hitting 4x wave, i called CS this morning if they changed the limit. CS was not aware/gotten any memo of such change -- expected

until now, already waved my VS for 7th times since last pin reset. all goes thru --- supermarket, departmental, f&b, car park, etc.

any amount as long as contactless, without any pin entry (>rm250)

if u try the apply card form, it only allow you to choose Duo+

I guess no more standalone VS.

luckily I gotten (different principal) a standalone VS with Duo+ logo. that time, didn't know it was for Duo+ since they haven't launched it yet, but card artwork already changed.

v
v
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This post has been edited by cybpsych: May 7 2022, 08:31 PM

it was "3x wave limit" cumulative. it doesnt reset automatically until a PIN entry.


my card now, already 11th wave txn. if i split by days --- 1, 3, 3, 1, 1, 2 (today) <-- later i'll swipe 2x more to validate your info :thumbsup:


if what CS told you is true (3x wave per day), technically i havent hit my daily limit yet. on the other hand, it is almost "no limit" since you can wave "3x per day" continously without being blocked or need to reset by pin. of course, pin reset required if you're heavy spending within the day

**updates 732pm**

back after waved 2x times. total 4x wave for today.

by day sequence: 1, 3, 3, 1, 1, 4 (today)

This post has been edited by cybpsych: May 13 2022, 07:35 PM

u need to 'hutang' first until statement accumulates to >3080

if you pay after spend, simple math would be:

spend -2000.00
payment +2000.00
statement amount 0.00