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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Dec 23 2021, 01:57 PM

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QUOTE(abcde-1 @ Dec 23 2021, 01:46 PM)
if apply for affin duo credit card is it come with 2 cards visa & master?

So every year need to pay for RM25 for each card?

The maximum cash rebate capped at Rm80 for each card?

Thanks..
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https://www.affinalways.com/affin-duo
cybpsych
post Dec 23 2021, 03:45 PM

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QUOTE(celciuz @ Dec 23 2021, 03:42 PM)
So... I was thinking I could finally get my first RM80 from CB card after the revision... I also have like 3.3k of usage... mana tau get RM50 only  ranting.gif

I did purchase a voucher from ShopBack RM1500... which I think should be considered... another is online purchase I did in USD end up RM1224.88 (this one should kira too right?) the rest smaller ones are confirmed get ones eg. grab, foodpanda, bigpay etc.

I still can't generate my statement yet aiya.
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look at your 22 Nov statement

what amount is shown in YOUR NEW BALANCE line?
cybpsych
post Dec 30 2021, 10:47 AM

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QUOTE(abcde-1 @ Dec 30 2021, 10:37 AM)
Hey guys..

For Affin Duo credit card,
Once i received the visa & master card. is it possible that to cancel the master card and retain visa card after use for one year?
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read https://www.affinalways.com/storage/AffinAl...ric-TnC-ENG.pdf

refer clause 20.3
cybpsych
post Jan 5 2022, 07:36 AM

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QUOTE(iamloco @ Jan 4 2022, 11:35 PM)
Where to apply?
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you can easily find the online form in any card product page

or call Contact Centre at 03- 8230 2222

user posted image
cybpsych
post Jan 7 2022, 01:25 PM

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QUOTE(sjz @ Jan 7 2022, 12:43 PM)
if you browse affin website.
will notice they removed all other credit card offerings
except Affin Duo.

wondering why.
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what offerings?
cybpsych
post Jan 11 2022, 06:29 AM

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QUOTE(Matchy @ Jan 11 2022, 12:09 AM)
The SST for affin duo cannot be waived in the second year? sad.gif (both cards)
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can share what is shown in affinonline?

- cashback visa
- reward mastercard
cybpsych
post Jan 11 2022, 10:46 AM

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QUOTE(prime27 @ Dec 28 2021, 02:41 PM)
user posted image

I got my SST waiver (by auto, not manual request one) for my rewards card, but get reversal of waiver afterward. CS told me that the waiver is technical issue and not able to waive SST. Anyone facing the same scenario?
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QUOTE(Matchy @ Jan 11 2022, 09:55 AM)
The CS said both not waiveable.
You mean the statement/transaction? (Can see the statement below)
ya... but they debit-credit-debit. *below is the mastercard.

user posted image
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someone reported before .

seems like no more sst auto "waiver" for the Mastercard.
cybpsych
post Jan 11 2022, 01:44 PM

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QUOTE(zinze36 @ Jan 11 2022, 01:40 PM)
both affin duo cards auto waived for first 3 years right?
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annual fee
cybpsych
post Jan 11 2022, 03:32 PM

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QUOTE(celciuz @ Jan 11 2022, 03:22 PM)
To get RM80 per month, is it RM2667 (+RM500) or RM2580 (+RM500) also can get it?
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CASHBACK: you need min RM2667 of ELIGIBLE transactions x 3% to get max cb of RM80 next month

to "unlock" next month RM80, statement balance must achieve TOTAL RM3080 or more
cybpsych
post Jan 11 2022, 04:53 PM

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QUOTE(celciuz @ Jan 11 2022, 04:42 PM)
I did not activate the master card, but I thought I recalled seeing it being charged SST and then waived.

My Visa was charged SST last month, but nothing on the master card.
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errr

which statement is correct le?

"nothing on master card" or "recalled seeing it being charged SST and then waived"?


cybpsych
post Jan 11 2022, 05:20 PM

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QUOTE(celciuz @ Jan 11 2022, 05:11 PM)
Sorry I mixed up, the one I see is likely one of the screenshots here.

I checked back my first statement, and versus the 1 year later... both didn't see the SST being charged to the not activated card. Or could they be charging me on other months?

EDIT: Went to check all the months, nope it didn't appear... Sorry my bad I mixed up.
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then your UNACTIVATED duo mastercard has no transactions visible. same as other forumers here.

those who ACTIVATED their duo mastercard, recently noticed SST charged > waived > waiver reversed.

This post has been edited by cybpsych: Jan 11 2022, 05:20 PM
cybpsych
post Jan 11 2022, 09:21 PM

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QUOTE(jutamind @ Jan 11 2022, 08:52 PM)
If I spend RM2000 every month, do I get 50 or 60 cash back?
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user posted image
cybpsych
post Jan 12 2022, 09:19 AM

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QUOTE(BeadsCrazee @ Jan 12 2022, 08:52 AM)
The CS told me that no more waiver since sept 21 when i asked whether i can get cashback after activating master card. So i guess that applies to all SST charges whether it is charged upon activation or renewal
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their timing is a bit off, possibly system not ready to insert the "sst waiver reversal"

i still got my sst waiver (no reversal) on 17 Sep 2021 statement ... "earned" 1 yr SST holiday

those with statement later, already seen the "sst waiver reversal"
cybpsych
post Jan 17 2022, 09:43 AM

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QUOTE(ChiaW3n @ Jan 17 2022, 09:39 AM)
This is my first month I didn’t managed to get full RM80 from my affin duo, something must be wrong sad.gif
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some of ur txn not eligible for cb
cybpsych
post Jan 17 2022, 10:57 AM

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QUOTE(tshuihow @ Jan 17 2022, 10:46 AM)
May I know Affin Duo Cashback and signature card SST can waive or not?
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no SST waiver

but you can try and request by call Affin CS.

worth to DIY and find out the answers for your cards
cybpsych
post Jan 17 2022, 12:18 PM

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QUOTE(sjz @ Jan 17 2022, 11:53 AM)
they have an anti-attrition cb to offset SST.
if they decide to offer to you,
spend RM300 to get the RM25 cb

but must sounded like going to cancel the card straight away.
there is a risk here..
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which is why this method is not recommended to everyone due to the risk of card unknowingly terminated without Affin offering you.

i also gotten this when i wanted to terminate VS last year, but they retained with me anti-attrition reward.
cybpsych
post Jan 17 2022, 01:48 PM

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QUOTE(ChiaW3n @ Jan 17 2022, 01:25 PM)
I think it’s my statement amount didn’t exceed 3k
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then your earlier statement was a bit misleading hahahha
cybpsych
post Jan 18 2022, 07:01 AM

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QUOTE(kaitouconan @ Jan 18 2022, 06:48 AM)
user posted image

This was my Dec statement, I forgot to spend another RM 2k in Dec, thats why my cashback is around rm 32.40 which is 3% from the rm 1080

I thought the cashback will be based on the statement balance? for spending from 14.12.21 till 14.1.22

user posted image

Please enlighten me =)))
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Jan capped cb based on PREVIOUS STATEMENT BALANCE (ie Dec balance)
cybpsych
post Jan 18 2022, 10:08 AM

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QUOTE(ChiaW3n @ Jan 18 2022, 09:58 AM)
But I got a cip balance 3k. It doesn’t count?
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I don't have cip. but my BT counted in statement balance and entitled me rm80 cb tier following month.

you said your statement balance was already <3k, cip inclusive or not.
cybpsych
post Jan 18 2022, 06:28 PM

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QUOTE(jutamind @ Jan 18 2022, 02:15 PM)
Is payment on MBSA portal for cukai pintu considered government payment or online?
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very likely yes

QUOTE(hugoft97 @ Jan 18 2022, 05:39 PM)
Does anyone knows that the 3% cashback for the auto-billing for this Affin cashback is eligible for bank fund monthly add-ons
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read this https://www.affinalways.com/storage/AffinAl...ric-TnC-ENG.pdf

clause 5


no specific exclusion to "bank fund monthly addons"

perhaps you can try yourself and observe the cb on your next statement

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