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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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ClarenceT
post Sep 28 2020, 03:47 PM

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QUOTE(avinlim @ Sep 28 2020, 03:33 PM)
byebye RM80~ my application got rejected.
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You are not RM80 poorer every month.
ClarenceT
post Sep 29 2020, 02:40 PM

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QUOTE(prescott2006 @ Sep 29 2020, 02:37 PM)
PBB Quantum Visa is better than Affin Visa Signature right? 5% vs 3%.
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RM30 vs RM80 which one better?
ClarenceT
post Oct 6 2020, 03:40 PM

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QUOTE(fruitie @ Oct 6 2020, 03:30 PM)
Yes but God knows what will happen to this card one year later. smile.gif
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Also the bank may reduce the monthly cashback for Visa, PB and SC had reduced the monthly rebate over the years.
ClarenceT
post Oct 19 2020, 07:42 AM

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QUOTE(!@#$%^ @ Oct 18 2020, 11:12 PM)
razerpay
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Still can meh. I cash-out once last year, max RM50 only.

ClarenceT
post Oct 19 2020, 08:38 AM

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QUOTE(alandhw @ Oct 19 2020, 08:28 AM)
Any gains to 'play' with the withdrawal?
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QUOTE(GrumpyNooby @ Oct 19 2020, 08:30 AM)
Cash back from the credit card I assumed.
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All the while you can't use credit card to top up Razerpay.
I used Public Bank Debit card (for campaign cashback) to top up Razerpay at that time, not much promotions at that time (not like this year, a lot of offers now) so I cash-out before the withdrawal service was suspended.
ClarenceT
post Oct 19 2020, 08:53 AM

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QUOTE(GrumpyNooby @ Oct 19 2020, 08:46 AM)
If cannot top up with credit card for RazerPay, why it is being discussed in the a credit card thread?
Isn't this a little hilarious to begin with?
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https://www.affinonline.com/AFFINONLINE/med...PartnersEng.pdf

Ask Affin how to top up Razerpay using Duo Visa!
ClarenceT
post Oct 23 2020, 10:26 AM

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QUOTE(tan_aniki @ Oct 23 2020, 09:51 AM)
i'm wondering if not ewallet still online txn right  hmm.gif
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Transactions at SiliconNet Technologies can go to a few MCC including Government-related MCC.
Some of my transactions at paybills.sarawak.gov.my / paybillsmalaysia / Payment Galaxy are under Government-related MCC. hmm.gif
ClarenceT
post Oct 23 2020, 11:11 AM

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QUOTE(tan_aniki @ Oct 23 2020, 11:00 AM)
the word already mention up there, just don't want combine in the same comment so that bank cannot search it
that S**** got no connection with Spay and it might still qualify as long as it is not gov txn

sometime sharing openly in the thread doesn't mean people appreciate ur work but hate it as well as it will kill the goose faster than before
try share those goodings in min information openly and let ppl pm u instead
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Petronas already paid RM 3 bil in sales tax so now got fund to subsidise the CC charges. Haha. Thanks to PN Government.
ClarenceT
post Oct 23 2020, 11:29 AM

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QUOTE(WaCKy-Angel @ Oct 23 2020, 11:14 AM)
Gosh that is fast.

Hopefully my card can reach fast before they start nuke other ewallets
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Haha maybe the cashback amount instead of ewallets.
I still feel reluctant to apply for Affin CC, not happy with their banking services in the past.
ClarenceT
post Nov 6 2020, 12:16 PM

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QUOTE(Seth Ho @ Nov 6 2020, 09:39 AM)
Me too i wanted to use this duo card for 11.11 event. Seems like i don't think can make it anymore.
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Can top up ShopeePay / Lazada Wallet in advance.
You can win up to 11111 Shopee coins if top up RM100 to Shopee, 1x per day. Till 10/11.
ClarenceT
post Nov 18 2020, 04:47 PM

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QUOTE(leootan @ Nov 18 2020, 04:40 PM)
Ya, no any notification. Anyway I made a call to Affin just now, ok she said approved already, and told my credit limit, how many cards they approved, approved on what date. At the end she said need up to 14 days for them to post from HQ to branch. 🤦‍♂️
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Just curious, did you receive this SMS from 66600?

RM0.00 AFFIN: Get RMxx Cash Back when you activate & spend RMxxx by xxDec'20 using yr AFFIN card. Reply AACT<space>NRIC<space>last 4-digit card no. T&C apply
ClarenceT
post Nov 18 2020, 04:51 PM

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QUOTE(GrumpyNooby @ Nov 18 2020, 04:48 PM)
You applied for this card?
I thought you said you wanted to skip this card?  hmm.gif
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My family member.
I am still thinking...
ClarenceT
post Nov 18 2020, 04:57 PM

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QUOTE(leootan @ Nov 18 2020, 04:53 PM)
No woh. Never received any sms nor call from Affin.
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Funny thing is the IVR didn't tell the application was already successful.
ClarenceT
post Nov 18 2020, 06:09 PM

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QUOTE(leootan @ Nov 18 2020, 05:49 PM)
Eh, this one got oh. After key in IC, it either tell me “we are still looking at your application”, or “congratulation, your application is successful.”
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IVR: "Sorry we are unable to proceed with your request"
but received activation sms!
ClarenceT
post Nov 21 2020, 06:09 PM

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QUOTE(warrenbuffett47 @ Nov 21 2020, 05:01 PM)
Guys, I always see you checking application status on eccris. How do I open account for that? Can open online?
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Or you buy a CTOS report at RM25 online, you will know your CTOS score together with your CCRIS.
ClarenceT
post Nov 26 2020, 08:27 AM

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QUOTE(ChiaW3n @ Nov 26 2020, 07:46 AM)
Okay lah at least got way for fresh grad to build credit profile. But I recalled my first credit card ever come out to work was from Maybank where my salary paid to
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Ya the fresh people shouldn't be too choosy as well.
I failed to get my first CC in a few attempts.
ClarenceT
post Nov 26 2020, 12:17 PM

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QUOTE(GrumpyNooby @ Nov 26 2020, 12:07 PM)
I barely use my PB QV nowadays.  dry.gif
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My latest PB QV statement balance is RM1, a OTP transaction. smile.gif

This post has been edited by ClarenceT: Nov 26 2020, 12:18 PM
ClarenceT
post Nov 30 2020, 05:37 PM

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QUOTE(GrumpyNooby @ Nov 30 2020, 04:52 PM)
That ewallet you also got use?
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Waited nearly 2 weeks to receive the money when it was still known as Uxxxxxxx. I gave up long long time ago.
ClarenceT
post Dec 19 2020, 11:03 AM

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QUOTE(swine @ Dec 19 2020, 10:35 AM)
waived only for 1st year right? 2nd years need to paid both cards?
thinking of not to activate the rewards cards from the start if thats the case.
thanks tongue.gif
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2nd year (onwards) SST is charged on anniversary date, doesn't matter you activated or not.
Only 1st year SST is charged when the card is activated. smile.gif
ClarenceT
post Dec 23 2020, 07:41 AM

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QUOTE(celciuz @ Dec 23 2020, 07:06 AM)

I also noticed my rewards card... the entry don't have SST + the rebate. Guess I will leave it unactivated for now and see how it goes.
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No difference. You activate it, you will see +RM25 and -RM25 so outstanding RM0.00.
2nd year SST will be charged on anniversary date, doesn't matter the card is activated or not as long as the card is still alive.




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