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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Aug 17 2021, 10:58 AM

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QUOTE(Human Nature @ Aug 17 2021, 10:56 AM)
Or is it? Let me check again, finding the estatement is like searching for treasure hunt
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there's a [Manage e-Statement] button from the page you check txn history
cybpsych
post Aug 17 2021, 11:04 AM

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QUOTE(Human Nature @ Aug 17 2021, 11:00 AM)
Saw it. Now I know why, the dates at the action button is greyed out so I thought not generated. Have to click on the calendar icon and select the month  biggrin.gif Thanks
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yep, gotta probe the calendar view
cybpsych
post Aug 17 2021, 04:44 PM

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QUOTE(cclim2011 @ Aug 17 2021, 04:11 PM)
I got BT bla bla enough... but wrongly topped up 2267 instead of 2667 hahaha so got rm68 🤣
ish
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ok lah, under-utilized (68 of 80) rather than being capped lower cb limit (50) due to statement balance laugh.gif
cybpsych
post Aug 19 2021, 09:41 AM

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QUOTE(cybpsych @ Oct 1 2020, 08:11 PM)
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Supplementary Card Campaign
1 October 2020 – 28 February 2021

Apply & spend with your AFFIN Supplementary Card to stand a chance to win a Garmin Forerunner 45 worth RM999.
Gain one (1) entry for every RM100 spend in a single receipt on your Supplementary Card account.

Click here for full Terms and Conditions.
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Affin Supplementary Credit Card/Credit Card-i Campaign Winners Listing

Congratulations to all winners!

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cybpsych
post Aug 19 2021, 06:15 PM

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QUOTE(cybpsych @ Jul 23 2021, 04:56 PM)
dont know happy or sad ....

Notice: Greater cash back is coming your way

FAQ: https://www.affinonline.com/AFFINONLINE/med...ignatureENG.pdf

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QUOTE(iamloco @ Aug 19 2021, 06:01 PM)
Max cashback raised to RM100 now?

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read properly
cybpsych
post Aug 20 2021, 09:21 AM

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AFFIN ISLAMIC Platinum Mastercard Apply and Win Garmin Enduro Smartwatch Campaign [ Affin | T&Cs ]
Campaign Period: 1 August 2021 – 31 December 2021

Stand a chance to win Garmin Enduro Smartwatch worth RM3,699 when you apply and spend with AFFIN ISLAMIC Platinum Mastercard.

1x entry for new AFFIN ISLAMIC Platinum Mastercard approved with a minimum retail spend of RM100 within 45 days from card approved date.

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cybpsych
post Aug 20 2021, 09:30 AM

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QUOTE(ChiaW3n @ Aug 20 2021, 09:28 AM)
😩😩😩 actually indirectly to cut 30 bucks. How to have balance of 8k lol!
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yes, very steep


to get RM100 cb each month: RM3.4k eligible wave txn (only limited to RM250/wave x 3 times before pin reset required)

RM4.6k from others to meet min RM8k statement balance


to get RM50 cb each month: RM1.7k eligible wave txn



if RM4.6k to RM5k other spending on MBB FCB VS or SCB LFC, possibly can get RM50 cb -- assuming not just using ewallet to topup

still, combined RM100 cb, with total spending of RM6.7k --vs-- RM8k with Affin VS (and difficulty to meet RM3.4k wave txn too)

This post has been edited by cybpsych: Aug 20 2021, 09:47 AM
cybpsych
post Aug 23 2021, 08:50 AM

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QUOTE(choonkeet @ Aug 23 2021, 08:48 AM)
Received my Aug statement. Confirm the CB back to standard RM50 as my usage is RM2k.
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expected results
cybpsych
post Aug 23 2021, 06:12 PM

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QUOTE(prime27 @ Aug 23 2021, 06:00 PM)
Can I assume EiPlan (Convert purchase into instalment) behave the same?
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this is 2 separate questions for your question

1) whether converted txn will get cashback? nobody got answer for it, yet, as far as uesrs here.

2) this new question is to the statement balance. definitely will affect your potential cb capping next month because it reduces your statement balance, per your screenshot earlier.
cybpsych
post Aug 24 2021, 09:23 AM

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QUOTE(mavistan89 @ Aug 24 2021, 09:18 AM)
I mean we can top up RM3k per month to tng to get 3% capped RM80 per month and then just withdraw right? So we every month can get max rm80
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1st

yes you can topup
yes you can withdraw

BUT doing that may get you suspended for excessive withdrawal, especially from topping using cc

this is TNG ewallet's policy, no relevance to affin card

do at your own risk


2nd

topup rm3k, will capped your next month's cb to RM50 only

this is because in your next statement, the previous statement balance = 3k - 80 = 2920
cybpsych
post Aug 25 2021, 02:40 PM

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QUOTE(alvinwh @ Aug 25 2021, 02:31 PM)
just get my statement today. my previous statement balance is 2967.25. Because tis reason tis mont i get oni rm50 cb?

If like that tis month my statement balance is 3041.48. Mean next month i get max cb or RM50 oni?
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yes, your cb is capped to RM50 due to previous statement balance <RM3k

this month's statement balance >RM3k, so this increase your next month's cb capping to RM80


the general flow is like this

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This post has been edited by cybpsych: Aug 25 2021, 02:41 PM
cybpsych
post Aug 25 2021, 04:08 PM

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QUOTE(zstan @ Feb 8 2021, 02:42 PM)
the agent say must activate within 6 months. hopefully the branch will be understanding sad.gif
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QUOTE(zstan @ Aug 25 2021, 04:06 PM)
Latest update:

Affin called me to tell me both my cards got cancelled after not being collected since January cry.gif

fucuk this MCO
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ouch!

kinda typical handling of "undelivered cards". a security measure too.
cybpsych
post Aug 25 2021, 08:00 PM

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QUOTE(michealelsie @ Aug 25 2021, 07:58 PM)
So is it means every month the spending should be at least RM3080 because in the end, RM80 (cashback) will be taken out from the equation?
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yes

also be mindful of potential txn refunds too.

another method is use BT, so that monthly installment will contribute to the statement balance too.

cybpsych
post Aug 26 2021, 10:56 AM

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QUOTE(michealelsie @ Aug 26 2021, 10:15 AM)
Actually I don't understand what is Balance Transfer. Never use before. But I always see people talking about this in the forum.

Anyone kindly provide simple explanation on this please?  smile.gif
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you can google and read

Best Balance Transfer Plans in Malaysia 2021
cybpsych
post Aug 29 2021, 07:40 AM

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QUOTE(wyh @ Aug 29 2021, 12:10 AM)
Ikea terminal all affin cards declined. Anyone notice?
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how did you do the transaction?

1) wave?
2) wave + pin (txn amount >RM250)?
3) insert terminal + pin?
cybpsych
post Aug 29 2021, 04:17 PM

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QUOTE(cybpsych @ May 17 2021, 02:16 PM)
here we go again, round 2!

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**sms announcement @ 8 June 2021**

// RM0 Effective 1/7/21, your max cash back for AFFIN DUO Visa Cash Back is subject to PREVIOUS BALANCE in your AFFIN DUO Visa Cash Back stmt.Info@ bit.ly/aduovisa //

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QUOTE(cybpsych @ May 20 2021, 12:08 PM)
here's the FAQ! have fun reading them!

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QUOTE(cybpsych @ Jun 10 2021, 05:30 PM)
email announcement today

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QUOTE(Yuen1103 @ Aug 29 2021, 04:01 PM)
cybpsych
post Aug 29 2021, 05:36 PM

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QUOTE(xuanchew @ Aug 29 2021, 05:34 PM)
Although Affin Duo comes with 2 cards, but i believe majority of us will only use the Visa Cash back.

In order to get the annual fee waiver for both cards, we are required to perform minimum 12 swipes on retail transactions of any amount

May I know is reload to e-wallet/lazada/shopee consider as retail transaction as well?
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AF waived for 3 years
cybpsych
post Aug 30 2021, 10:14 AM

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QUOTE(cybpsych @ Jul 23 2021, 04:56 PM)
dont know happy or sad ....

Notice: Greater cash back is coming your way

FAQ: https://www.affinonline.com/AFFINONLINE/med...ignatureENG.pdf

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email announcement

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cybpsych
post Sep 1 2021, 12:40 AM

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QUOTE(tiramisu83 @ Sep 1 2021, 12:33 AM)
I guess contactless transactions including ewallet top up?
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how?

do you know what is contactless aka wave ?
cybpsych
post Sep 1 2021, 03:53 PM

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affin just published new FAQ for Duo.

https://www.affinonline.com/AFFINONLINE/med...FFINDUO_ENG.pdf


they removed the SST rebate for Duo Mastercard for year 1


from previous FAQ:

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