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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Jul 23 2021, 06:05 PM

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QUOTE(wjleong15 @ Jul 23 2021, 05:16 PM)
No differences for me, even previously 80 also never achieve
cap 50 I also happy, don't think will achieve too
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8k is too steep

rather get another VS (another principal) to get additional RM50 cb.

less headache and less tedious to manage rm250 per contactless transaction too
cybpsych
post Jul 24 2021, 04:30 PM

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QUOTE(xeon1989 @ Jul 24 2021, 01:51 AM)
They just changed tnc for duo.
If change again in short notice, sure ppl will bohsong.
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next possible revision could be BHP card

the previously-retracted revision announcement also dependent on "your previous statement"

- 2% cb on weekdays
- 5% cb on weekend if statement balance <RM3k
- 10% cb on weekend if statement balance ≥RM3K


QUOTE(iamloco @ Jul 24 2021, 12:16 PM)
Confusing ppl only
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lol apa la, the whole doc referring to Visa Signature dy
cybpsych
post Jul 24 2021, 06:46 PM

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QUOTE(wjleong15 @ Jul 24 2021, 06:34 PM)
last time already revised but suddenly disappeared right
hmm.gif
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yes

luckily saved that annoucement screenshot brows.gif for future reference, if any
cybpsych
post Jul 27 2021, 04:41 PM

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QUOTE(ChiaW3n @ Jul 27 2021, 04:37 PM)
If anyone can use the affin online? Because I was having problem so bother to ask here
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can login
cybpsych
post Jul 27 2021, 05:05 PM

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QUOTE(ChiaW3n @ Jul 27 2021, 05:00 PM)
Can login but the website like got problem? or am i the only one who experiencing this?
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what problem?

looks ok to me, can browse my SA, eFD, and CC accounts transactions
cybpsych
post Jul 27 2021, 05:35 PM

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QUOTE(ChiaW3n @ Jul 27 2021, 05:22 PM)
Look like this?
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I don't use mobile browser to login. always get invalid session error laugh.gif
cybpsych
post Jul 29 2021, 10:55 PM

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QUOTE(ranox @ Jul 29 2021, 10:32 PM)
Hey, i just got my Affin Duo credit card, do i still get the cash back of 3% for the 1st month spending ? as the previous balance is NIL cuz its new card
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3% on eligible txn is always there

it's the question of how much is the cappng you'll be getting.

nobody can validate this now, especially for new card.

you'll see more reports next month.
cybpsych
post Jul 30 2021, 09:06 AM

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QUOTE(choonkeet @ Jul 30 2021, 09:00 AM)
Will get 3% cash back for eligible transaction cap at RM80. Got my 1st statement few days ago. Spent RM2k+ got RM60+ CB.
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do the same again in Aug
cybpsych
post Aug 1 2021, 07:58 AM

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QUOTE(cenkudu @ Aug 1 2021, 06:53 AM)
about the 0% balance transfer, do they need statement from each bank?
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no statement required

apply here https://www.affinonline.com/btip
cybpsych
post Aug 1 2021, 05:37 PM

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QUOTE(choonkeet @ Aug 1 2021, 05:02 PM)
I know in Aug will be cap at RM50 only with balance less than RM3k. What I mean is for 1st statement is cap at RM80 instead of RM50.
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I know

other new users also reported same

the question is, new users does not apply with the revision or July statement not effective yet (even for existing users) because their previous balance was in June.

in Aug, previous statement balance comes from July. then we'll see reports coming in later.
cybpsych
post Aug 4 2021, 02:57 PM

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QUOTE(Devil4life @ Aug 4 2021, 02:28 PM)
Please update if able to offset SST or not. If able to maybe I will continue use or apply CIP again. If not probably will cancel card
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call CS and ask for it

for my affin VS, i called and able to get sst rebate with spending condition


Affin Duo anniversary later this month. will try to get rebate for both cards (if possible). else, if just 1 card, still ok considering the amount of cb received so far. negligible for Affin Duo Reward card (unutilized)

This post has been edited by cybpsych: Aug 4 2021, 02:58 PM
cybpsych
post Aug 5 2021, 10:32 AM

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QUOTE(TongCN @ Aug 5 2021, 10:17 AM)
Why Affin bank suddenly send me this card : Touch and Fuel without my acknowledgment ?
It just dropped into my mail box

https://www.affinonline.com/more_fuel_for_every_refuel
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cancel it lo
cybpsych
post Aug 5 2021, 09:29 PM

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QUOTE(cybpsych @ Jul 23 2021, 07:01 AM)
cashback earning follow your statement date/cycle
here's the official FAQ from Affin

user posted image
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QUOTE(xiaobaiwm @ Aug 5 2021, 09:17 PM)
user posted image

How come no cash back top up bigpay on visa cc? Or must wait for statement only show?
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already shared to you earlier, right?

which card do you know that give monthly cb immediately after spending?
cybpsych
post Aug 6 2021, 07:36 AM

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QUOTE(KanGz @ Aug 5 2021, 09:35 PM)
I applied this card last week, the sales representative ask me for ic front back + 2020 & 2021 epf + latest 3 months payslip (first time bank ask me so much info)

Then this week ask me give consent to do employment verification...

I only apply for credit card bukan housing loan pun, so tedious... sweat.gif is everyone here same ? or only me sad.gif
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QUOTE(KanGz @ Aug 6 2021, 12:14 AM)
She ask me for 2020 epf and 2021 epf and 3 months payslip, and not or, i shocked lol
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every individual is different

every bank has different policies and processes


probably Affin wanted to know longer history of your income (if you're financially-stable? steady stream of income?)

if you're a wage-earner, definitely no issue providing ANY years of EPF statement or payslips (unless you dont keep or dont know where to find? tongue.gif)


though banks want to give you their credit facility (because banks are at risk/liable to your spending), but they also need to do some screening first (KYC, credit worthiness, etc) too.
cybpsych
post Aug 6 2021, 04:06 PM

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QUOTE(CoronaV @ Aug 6 2021, 02:54 PM)
Are there extra charge for affin duo credit card overlimit spending? My credit limit rm15k but i spend 15080?
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better to consult with CS

sometimes, overlimit/overdraft fee apply after over certain %


for affin, refer this doc https://www.affinonline.com/AFFINONLINE/med..._Charges_EN.pdf
cybpsych
post Aug 12 2021, 08:04 AM

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QUOTE(Sumofwhich @ Aug 12 2021, 07:54 AM)
Any news regarding Rewards card SST being charged on anniversary month? Mine is coming next month
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affin duo launched 28 Aug 2020

most early adopters gotten the card in Sep 2020


from my Affin VS, the SST is charged on activation date anniversary (eg 1st activation = 1st sst charged @ 8 May 2020, then 2nd sst charged @ 8 May 2021)
cybpsych
post Aug 15 2021, 12:08 PM

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QUOTE(mikimei @ Aug 15 2021, 12:05 PM)
How long it takes to post in credit card for TNG n grab reload, especially during weekends? Reload for both TNG n grab on 14/8 12am, wonder it still can manage to fall in this mth stt balance? stt date is 16th. 🤔
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usually

14 txn date
15 posting date
16 viewable in affinonline

if tomorrow you don't see in affinonline, likely posting gets delayed liao
cybpsych
post Aug 15 2021, 07:06 PM

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QUOTE(cybpsych @ Jun 10 2021, 05:30 PM)
email announcement today

user posted image
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QUOTE(johnchen @ Aug 15 2021, 06:24 PM)
Got convinced by all the benefits by Affin Duo, thanks to the thread especially when I am using e-wallets topped up by DC anyways. Contacted an agent and directed to visit a nearest branch to open SA, then she will liaise with the branch with my cc application.

Chose to go with SA/FD pledge for around 3-5k first (Credit limit will be granted based on the pledge amount made), as my first card as a freshie (Beggars can't be choosers!), hope to build my credit as early and mostly paying using e-wallets anyways.

Is there anything to take note with this mode of application? Hopefully all will goes well too, much thanks in advance!  rclxm9.gif

user posted image
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1) need to maintain monthly statement balance = RM3,000 to get max RM80 cb the following month

2) affin duo for graduates have some notes/FAQ

Notes
Credit limit will be granted based on the pledge amount made and will be shared between both AFFIN DUO (AFFIN Visa Cash Back and AFFIN Mastercard Rewards).
AFFIN DUO will be blocked for usage in the event of minimum payment not being paid within 30 days of your AFFIN DUO payment due date.
AFFIN DUO outstanding balances will be offset from the pledge amount in the event of minimum payment not being paid within 60 days of your AFFIN DUO payment due date. Any remaining balance shall be credited to Cardmember’s account with Affin Bank.
Once you have established credit payment records and submitted the require income documents, subject to credit approval, you have the options to:
Uplift the SA pledge and maintain the existing AFFIN DUO
Apply for other credit cards with Affin Bank

https://www.affinonline.com/AFFINONLINE/med...duateFAQEng.pdf
cybpsych
post Aug 17 2021, 06:43 AM

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QUOTE(cybpsych @ Jul 23 2021, 04:56 PM)
dont know happy or sad ....

Notice: Greater cash back is coming your way

FAQ: https://www.affinonline.com/AFFINONLINE/med...ignatureENG.pdf

user posted image

user posted image
user posted image
user posted image
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QUOTE(clon12 @ Aug 17 2021, 12:12 AM)
Anyone saw this in their e-statement?

Up to RM100 cashback with balance of RM8,000 and above. Below RM8,000 max cashback of up to RM50 only. Did they just raised the bar?

user posted image
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announced back in July
cybpsych
post Aug 17 2021, 10:55 AM

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QUOTE(Human Nature @ Aug 17 2021, 10:45 AM)
Statement not generated yet. Received more than RM50 cb this month. Didnt go full RM80  smile.gif
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i already downloaded the PDF estatement earlier wor at 8am+ ... wasnt ready earlier this morning sweat.gif
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