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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Jul 17 2021, 09:21 PM

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QUOTE(ChiaW3n @ Jul 17 2021, 09:10 PM)
The affin duo plus the plat card? They called it trio?

I asked them to split the bill into 250 so can get to pay by just waving the card.
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affin VS with 3% contactless
cybpsych
post Jul 17 2021, 09:26 PM

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QUOTE(pacatbesar @ Jul 17 2021, 09:07 PM)
Anyone here ever try,
Topup RM 5K from affin CC to shoppe pay,
Convert the transaction to 12M instalment (0% Processing fee)
Cash out the money from shopee pay to bank?
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why the hassle for 5k?

shopeepay has strict policy in withdrawal. especially recycle from cc topup. not worth the risk getting suspended.
cybpsych
post Jul 17 2021, 09:34 PM

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QUOTE(pacatbesar @ Jul 17 2021, 09:28 PM)
Kinda need a cash money at the moment.
If topup to bigpay they limit to 1K per month only.
not worth it.
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cc > ShopeePay > sspn > withdrawal

rm999 + rm1 fee for each sspn payment in ShopeePay


however you may have utilized ShopeePay monthly limit too. so, may not able to fully utilize rm5k this month.
cybpsych
post Jul 18 2021, 06:21 PM

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QUOTE(edwin1002 @ Jul 18 2021, 06:03 PM)
any benefit credit card affin compare to other credit card? cash reward better or other reason?
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too general

share with us what you've studied or compared and do share your spending preference
cybpsych
post Jul 18 2021, 06:48 PM

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QUOTE(edwin1002 @ Jul 18 2021, 06:27 PM)
I saw in standard chartered credit card there, that one user from affin said that affin is more better than SC.
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you need to do your comparison for yourself. everyone is different.

what and where do you spend?

which cards you prefer? any preference to bank?

Cashback or points?

have you read thru the card's features, benefits, t&c, faq, etc?
cybpsych
post Jul 18 2021, 08:49 PM

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QUOTE(iamloco @ Jul 18 2021, 08:31 PM)
Don't forget the upfront fee which is quite high

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that's the base CIP plan

0% CIP is for NTB within 12months
cybpsych
post Jul 18 2021, 09:43 PM

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QUOTE(vin_ann @ Jul 18 2021, 09:06 PM)
my VS jun spending did like above for total RM2,740 and the CB i got just RM78.30 ! dont know what's wrong.
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share full txn list. posting n txn date n amount. description not important (assume all eligible)

you got any txn posted on statement date?
cybpsych
post Jul 19 2021, 06:44 AM

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QUOTE(xeon1989 @ Jul 18 2021, 11:19 PM)
Sound like good plan.
But SSPN withdrawal require Bank Islam and Bank Rakyat account?
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nope

sspn portal has withdrawal function
cybpsych
post Jul 19 2021, 11:42 AM

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QUOTE(vin_ann @ Jul 19 2021, 11:39 AM)
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after i settled my payment, put the card away.

wait... now i aware of what's my problem when uploading this pic! the reset amount is not entitled for CB! forget to take note on the reset amounts!
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what do you mean by "reset amount"?
cybpsych
post Jul 19 2021, 11:51 AM

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QUOTE(victorian @ Jul 19 2021, 11:48 AM)
So has anyone confirmed?

Do we need to spend 3080 or 3000 to be entitled to full cashback next month?
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errr a bit late for this once you've gotten your July statement? hmm.gif
cybpsych
post Jul 19 2021, 12:15 PM

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QUOTE(victorian @ Jul 19 2021, 12:03 PM)
I actually spent 3080. Just want to confirm the actual mechanism. Will the cashback received reduce the outstanding balance for cashback calculation?
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the FAQ on the revision stated PREVIOUS BALANCE.

it's not about spending, but the statement balance amount.

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QUOTE(vin_ann @ Jul 19 2021, 12:06 PM)
reset  (key in pin)  amount RM50
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any txn with PIN not eligible mah

even contactless+PIN also not eligible

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cybpsych
post Jul 19 2021, 12:25 PM

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QUOTE(victorian @ Jul 19 2021, 12:19 PM)
Yea that's what I thought, but saw someone posted this.
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it could also probably the "your previous statement" only start in Aug .... meaning statement balance 3080 in July, not June as previous assumed
cybpsych
post Jul 19 2021, 04:26 PM

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QUOTE(Sumofwhich @ Jul 19 2021, 04:23 PM)
Thanks for highlighting this, just applied for VS and puzzled why I didn't get RM80, cannot paywave+PIN
Do you know what is the max paywave amount that can be accepted? Thanks
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RM250 lor

earlier one forumer shared this txn list
cybpsych
post Jul 21 2021, 12:47 PM

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QUOTE(enriquelee @ Jul 21 2021, 12:03 PM)
Finally received my 2nd statement today.
Previous balance : RM 25
Cash back : RM 57.18
Total spend from 14 June to 13 Jul : RM 3k+

Very confuse on how to calculate cash back.
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show full statement list (remove/hide the descriptions)

we assume all your transactions are eligible since they are e-wallet and auto debit on insurance.
cybpsych
post Jul 21 2021, 08:16 PM

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QUOTE(xiaobaiwm @ Jul 21 2021, 08:09 PM)
pls dun game the system la aiyooooo  drool.gif
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feel free to tell ptptn to remove their payment channels

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cybpsych
post Jul 23 2021, 07:01 AM

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QUOTE(xiaobaiwm @ Jul 23 2021, 02:21 AM)
Dear sifu, let's say my statement date is 27 Aug 2021 and today is 25 July 2021, so will I get 2 times cash back (ie. July and Aug) or 1 time only?
Newbie here
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cashback earning follow your statement date/cycle


here's the official FAQ from Affin

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here's the example

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cybpsych
post Jul 23 2021, 09:55 AM

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QUOTE(fruitie @ Jul 23 2021, 09:33 AM)
After using GE insurance for years and this month is the first time that I received SMS about auto-debit is unsuccessful. I have changed to Affin few months ago and no issue all this while. May I know if anyone has similar experience before? In such situation, should I check with GE or Affin?
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both parties

affin - check why the attempt to charge failed.

ge - get the agent to checked the fail reasons captured from their system



failed to charge could be few reasons:

1) card expired -- unlikely for Affin Duo, for now

2) insufficient credit limit?

3) card terminated, but not updated in GE system -- i guess unlikely for you since you've been using it for months now

4) you requested swap card, but not updated in GE system -- did you recently change cc autobilling for GE? from my experience, changing cc autobilling will take few days to take effect, GE agent recommend dont update when you're near charging date

This post has been edited by cybpsych: Jul 23 2021, 09:57 AM
cybpsych
post Jul 23 2021, 10:11 AM

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QUOTE(weiseang72 @ Jul 23 2021, 02:01 AM)
do the Duo MasterCard can be cancel and remain Visa? any try before? because my 1st anniversary will be in Oct, if MUST hold 2 cards then i need go spend 12 times in order get annual fees waiver
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each card has 3 years annual fee waiver
cybpsych
post Jul 23 2021, 10:20 AM

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QUOTE(fruitie @ Jul 23 2021, 10:16 AM)
I managed to call Affin and I was told the attempt was yesterday's 6.00 a.m. and coincidentally they were having maintenance at that time so it couldn't capture it.

Also got my agent to advise, he said it is normal as he also encountered before. In the SMS, it mentioned that it will re-attempt again on 31st July. He said, GE will do it, so no worries. Only if 31st still having issue, then he will help me. thumbup.gif

Thanks for the advice. biggrin.gif
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yeah, GE will reattempt in few days time as per sms.


kinda odd that GE attempt charging this early. my GE charging is usually 8am+ sweat.gif
cybpsych
post Jul 23 2021, 04:56 PM

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dont know happy or sad ....

Notice: Greater cash back is coming your way

FAQ: https://www.affinonline.com/AFFINONLINE/med...ignatureENG.pdf

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