Affin Bank has officially launched the Affin Duo, a Visa-Mastercard pair of credit cards that offer cashback and rewards points respectively on 28 August 2020
This thread will mainly discuss about these 2 cards (Affin Visa Cash Back Card) & (Affin Mastercard Rewards Card).



Website:
Affin Duo Official Website

Benefits:
3% Cash Back with AFFIN Visa Cash Back:
-e-Commerce / Online Transactions
-eWallet Reloads / Transactions
-Auto-Billing: AIA, Allianz, Tokio Marine, Great Eastern, Prudential, Hong Leong Assurance..
* Cash Back is limited to RM80 per month (equivalent to RM960 a year), excluding government services, charity transactions and JOMpay.

3X AFFIN Rewards Points with AFFIN Mastercard Rewards:
-Dining
-Groceries
-Petrol

Card Fees:
3 years annual fee waiver.
Annual fee for the subsequent year will be waived with minimum 12 times spend on retail
transactions in a year.

3% cash back will be rewarded on eWallets transaction/reload for the following eWallets:
• BigPay
• KiplePay / KiplePark
• ShopeePay
• Boost
• Lazada Wallet
• Mcash
• Touch ‘n Go Prepaid Card
• Gkash eWallet
• Touch ‘n Go eWallet
• GrabPay
• Setel
• Mpay- Not valid start from 15 November 2020
• Whalet- Not valid start from 15 November 2020
• Sarawak Pay- Not valid start from 15 November 2020
• Presto Pay- Not valid start from 21 April 2021
• WeChat Pay- Not valid start from 21 April 2021
• Instapay eWallet- Not valid start from 21 April 2021
• Razer Gold/Pay- Not valid start from 21 April 2021
• Instapay Card- Not valid start from 21 April 2021
• TaPay- Not valid start from 21 April 2021
• Fasspay- Not valid start from 21 April 2021


FAQ
Q1. Can I activate CASHBACK card only but not activate REWARDS card?
Yes. SST will be impose to the activated card only

Q2. Any SST waiver?
SST waiver will given to REWARDS card. The waiver is automatically once the REWARDS card has activated

Q3. Is insurance auto debit entitle for the cash back?
Yes

Q4. Why I received "FAILED TO RETRIEVED RECORD (.B01)" at the moment click the Request TAC for Affin Online First Time Login?
For the first time online user, you are required to fill up "Retails Internet Transaction Services" form at any Affin branch for the registeration, thumb print is required.

Q5. Why I couldn't see my cards info from my Affin Online after the registration?
Cards information will appear in the Online account 24-48 hours after the registration.

This post has been edited by alandhw: Apr 5 2021, 02:44 PM

Can we only apply for the Visa? What is the best way to apply for this card?

Is there any promotion for new to bank customers?

no, both cards come together.

apply from online? https://www.affinbank.com.my/Others/AFFIN-D...aspx?lang=en-US

NTB promo:

i hate "stand a chance to win" campaign lol

half year ago baru applied 2 cc from other bank, worry will kene reject if apply this, will wait for better campaign then only apply

Yeah, this kind of campaign isn't guaranteed for any prize/gift.

nice.. time to replace fcb

1)You will be issued with two (2) credit cards, same concept as maybank 2 cards
2)Not really at the moment. The best gift reported from the user was an Umbrella.
3)I am submitting the application via email to banker.

I like your explanation in (2).

for the 3% cashback capped rm80 per month, means equivalent to around rm2666 spending per month.. most probably could have ppl abuse it to reload to ewallet and withdraw to offset the spending.. typically tactic.. lol..

I am actually baffled why they include BigPay in the list given they have the feature to withdraw. Maybe they forsee BigPay removing the feature soon?

If one have existing cards and have been practising above, there's not much avenue for this card unless create more dupe e-wallet accounts.

RM 80 per wallet is attractive and addicted but I'll pass it.

Hope not or Affin may not be able to sustain the 3% and RM80 cap for long.

You'll know by in 2021 when interchange fee has to be reduced.

That’s why still wondering what is Affin’s playbook strategy. Just few months left to 2021.

why need to abuse?

it's a feature for both bigpay (withdrawal) and affinduo (plain b&w eligible for a range of ewalllets)

VS 3% @ RM80 still holding on strong, although limited to contactless for the time being -- this VS not good enough to replace Quantum Visa, but good as backup

Which method to apply the card is faster?

There are few way i saw,
1) download the application and submit it to email
2) fill up the online application form (but after fill up, nothing acknowledgment will give to u such as email acknowledgment)
3) directly go to ther nearer branch.


Any sifu here can advise?

We'll see. No worries.

Apply using eForm and wait for the bank to contact for documents

I filled up online form on last Friday and received call yesterday to collect biometric verification from me. Yesterday one Affin staff came and met me already. Result will know within a week.

Considering quite fast, only one working day.

for the sake of rm80 free money