The first pic is before change dns. If can't access will still have the contact tda info. Won't totally no connection. 2nd pic is after change dns.

thanks for helping.

router using cloudflare dns for past 5 yrs... linux pc & w10 laptop no problem until recently... changed back to google dns still problem

linux pc... chrome, brave & midori browsers, & tos program all cannot reach tda... ping tda 100% loss... however firefox no problem...
w10 laptop... chrome, brave & edge browsers, & tos program all cannot reach tda... ping tda 100% loss
mobile using wifi... same problem reaching tda

very interesting mix results... main issue is tos program cannot get past 2fa... they had a bug that disabled 2fa and the program ran few days ago...

also tm is trapping pc & mobile traffic in my case

firefox is able to access only because dns over https is enabled using cloudflare, if disabled... also mati



ping pornhub, tickmill, tdameritrade...all return 175.139.142.25... this ip belongs to tm... DNS blocked

ping directly tdameritrade ip 198.200.171.204 to bypass DNS... all ping lost... route blackhole...

This post has been edited by dwRK: Feb 4 2021, 12:02 AM

Anyone try TT from Hong Leong Bank before?

the details needed are very different from MBB. For example the beneficiary details doesn't match the info listed on TD ameritrade



Can enlighten me what to put in Relationship & Reference?

Thanks!

That's why simple just use VPN. One click and you are good to go.

ya...

friend here says very simple just change dns mah... most likely his area different gateway into backbone...

Thanks

Thanks

Mine is Tiger Brokers. Message is something like this "refuse connection" if using Unifi. But using Celcom is able to connect. Luckily using Celcom. But have to learn/subscribe to VPN in case anything goes haywire next time

Hi guys, I have successfully created a TD Ameritrade SC account and I have a few questions.

1. Is SC banning and blacklisting TD Ameritrade SG? From the black list I can see that they have blacklisted TD Ameritrade (Global? using .com)?

2. If I were to deposit using FTT (from any banks), what are the charges incurred? From M2U eg: they charge rm10 from Maybank side. Is there any other charges?

3. From the website, withdrawals are 25USD. Are there any other charges incurred during withdrawal?

1. I think yes.

2. TT charges, intermediate bank charges, hike up of exchange rate by Maybank and intermediate banks.

3. TT charges, intermediate bank charges, hike up of exchange rate by Maybank and intermediate banks.

Thanks for the reply, after going through this thread and IBKR's thread is my assumptions correct about these 2 brokerages in terms of pros and cons:

TD Ameritrade SG:
Pros
1. Allows for fractional shares
2. Live data on TOS
3. One less step (does not require whitelabel and using instarem/transferwise/CIMBSG to channel funds)
4. 0 commisions

Cons
1. On SC's watchlist
2. High withdrawal fees, 25 USD per withdrawal
3. Subject to FX rate set by banks and additional TT charges

TSG-IBKR
Pros
1. Accept 3rd party transfers
2. Follow lowest FX rates, not subject to banks
3. No withdrawal fees
4. Not on SC watch list, but who knows in the future

Cons
1. Tedious set up
2. Through whitelabels, still require a minimum of 2.5k USD to prevent inactivity fees
3. There are commissions on trades

Both also subject to 30% tax on dividends

To follow up with that question, what about unit trusts? My goal is to invest in disruptive tech, and the only UT available for that is from Affin Hwang, who charge annual fees and has a fairly high expense ratio, vs straight buying ARK ETF through a brokerage. Is it worth buying through a brokerage like TD straight or will be the costs more or less be the same through UT? Do note that the domecile fund is in Luxembourg so no 30% tax on dividends for UT.

Some correction
TD SG
1. No fractional shares.
2. Using of fintech is to help you to save on your TT cost Vs using banks. You can use banks and pay more. Downside is you have less money left to invest. Over long time, amount adds up. Your choice.
3. Subject to TD exchange rate also.
4. Take > 6 months for account to be opened.

TSG-IBKR
1. One free withdrawal a month. More than that you pay.
2. Accept third party transfer but money takes longer to enter Vs using direct deposit from sg banks under your own name.
- maybe required to submit proof of transfer 6-7 months down the road if using 3rd party transfer.
3. Not tedious to set up as everything is online.
You just sign-up via whitelabels page and subsequently login using IBKR site. Funding also uses IBKR bank account. Trading will take place on IBKR site.
4. Interface for TWS is not user friendly. Client portal is ok.
5. The USD 2.5k involve your portfolio value so you don't have to actually park USD 2.5k cash inside. You just deposit Usd2.5k of cash and start investing. Just make sure the amount you have inside is > USD2.5k (very easy to achieve overtime)
6.If you use pure IBKR (non whitelabel) you have access to fractional shares.
7. IBKR rates are real time rates without any markup.
8. Commision are dirt cheap at USD1.50 for whitelabels and USD0.35 for pure IBKR

Majority of ark stuff are not having any profit and don't pay a dividend. So dividend is of no importance if you are investing in ark. Buying ark directly is cheaper. Annual fees of 0.6-0.7% Vs 1.5-1.6% if you go via unit trust route.

SC blacklist doesn't even concern me at all cause SC blacklist is politically motivated. If it passed US, and SG regulatory bodies, who cares.

Hope this help.

This post has been edited by Ramjade: Feb 8 2021, 11:49 AM

Thank you so much for your reply.

I can use pure IBKR and trade actively (maybe at least buy sell once a month) to avoid the inactivity fee (regardless of my account holdings value)? Will there by any tax implications as a Malaysian or from US?

You mean if I open IBKR account via TSG link, I cannot buy fractional shares?

If you have no real time job, trading is counted as tax. Need to declare to LHDN. 30% dividend tax from US side. That's all. If you have job, not needed to declare.

The inactivity fees will still be enforced unless you can generate USD10 worth of commision. If you can only generate USD1.00 of commission, you only pay USD9.00. Pretty difficult cause you need to trade like 29x a month.


Yup. Fractional shares only for those on IBKR pure account. Not IBKR whitelabels.

Any way to avoid this fee? Damn, withdraw kena fee, deposit also kena fee. So difficult for poor people to start investing.

Yes. 2 way.
1st way
1. Dump TD.
2. Switch to Interactive Broker.
4. Open sg bank account.
5. Use sg bank account to deposit and withdraw money to and from IB. No fees.

2nd way, don't withdraw unless you really need it.

But Interactive Broker need to generate minimum USD10 in commissions a month?

How to open sg bank account?

Don't withdraw unless really need it is one thing, but deposit also kena USD25 fee. Ouch.

You can use whitelabels of IB. No monthly USD10 charges But you pay higher commision of USD 1.50/trade and USD2.00/conversion of money.vs using pure IB at USD0.35.

There's a thread here in lowyat forum. All you need is a CIMB Bank account or Maybank account. Don't even need priority banking.

Maybank account to transfer money to IB?

Maybank sg account. But you will need Maybank Malaysia account to open a sg bank account. A condition by Maybank sg.

But if you opened with Maybank, sgd500will be lock inside Maybank sg. If you have less than sgd600 inside, Maybank sg will charge you sgd2.00/month.

Ugh if kenot use fractional shares on the whitelabels then no point loh. I was considering opening an IKBR account to park my long term funds in US stocks. Even took half a day off to reopen my CIMB account after all of them went dormant.