Just to seek clarification as you mentioned that FSM is free

Yet the website is stating that equity, balanced, alternative investment and mixed assets funds is charging 1.50% of sales charge

My mistake. Sorry. I thought was free.
https://www.fsmone.com.my/support/frequentl...tUniqueKey=2362

This post has been edited by Ramjade: Apr 15 2024, 10:33 PM

No issue, just to clarify

Yet 1.5% is acceptable as some charge even higher

I suppose opening and maintaining an account @ fsmone is FOC

This post has been edited by coolguy_0925: Apr 15 2024, 10:39 PM

It's always free.

I think what Ramjade meant was if you go through i-invest, the EPF approved funds available on FSM will be free.

The max sales charge is now capped to 0.5% if you directly invest via i-invest in your EPF account.

Most of the funds with the exception of PB Mutual do not charge this 0.5%, so usually no sales charge 0%. Besides FSM, there is also Philip Mutual fundhouse which you can buy from with 0%.

i have 4 funds through i-invest EPF. all 4 are in the negative. once it goes positive, i would park it back into EPF and will not take it out for unit trust purposes anymore.

See my earlier comments, you need to research what funds to buy and hold. If you don't or new to investment, then it's wiser to leave it as it is in the EPF and let it roll as EPF has very good fund managers

i agree.

I don't know if I am charged 0% or 1.5%. If charge 1.5% so be it. It's worth paying them 1.5% to get average minimum of 10%p.a and only one time charge.

Pick one. No need so many fund. Pick the best.

I just checked my transactions on FSM bought via i-invest 0% service charge

This post has been edited by Ramjade: Apr 17 2024, 11:35 PM

thanks for the advice.

For me if somehow principal global titans is open back up, I will put my money with them.

Since EPF suspended them, my only choice left is KAF core income. Others all sucks.

Not sure about public mutual.

is a fsm problem.... on one faq page it says 1.5%... on another, the page i posted, says 1.5% for one year only which has now pass...

Only way is test it out yourself and it will generate a report from FSM side. Report shows zero service charge. I didn't go and count.

Decided to put some money in KAF Core Income Fund, wish me luck haha

Don't worry. Wish me luck too. I got like 20% of my EPF inside there. Lol.

mine from 2022 - 2024 got increase 20% consider not bad right?

This post has been edited by acrylic_26: May 13 2024, 03:58 PM

Good fund recommendation, now up11% since purchase on April24, huat.