I just got my wise debit card, the guide is to spend in store with pin first to activate it. I already top up few hundred and tried in the store it get rejected? How can I actually activate it?

try other store. Enter the 4digit pin then press green.

the paywave function is still hit and miss..

Conversion rate and final rate is different rate because the rate above is before charges 🤦‍♀️

After you go next check again the rate because I am sure the rate should not be higher than 7700 thb if you use live prices because HLB would have at least taken 40-50 to baht as the fees

This post has been edited by xander2k8: Mar 24 2023, 05:20 PM

I tried RM1 and click next. Only need me to authorise and THB 7.67 is inside my account

Then you already paid 0.04 baht as fees already as it is deducted

You only need to compare with actual live rates because you should be getting 7.71 instead

Which means you are getting less from HLB and why on earth converting so little when you cannot get anything for less than 50 baht 🤦‍♀️

HLB: RM1000 can get THB7674.80 despite rate is 7.6748
WISE: RM1000 can get THB7,654.20 despite rate is 7.70699

I know the rate is better in wise, but i get less amount when converting in wise at the end.
We should focus on what we get at the end, right?

PS: RM1 is just for demonstration

This post has been edited by ideaplus: Mar 24 2023, 06:06 PM

Seems like HLB it is better rate at more 20 baht

You should go for whichever who gives more for your RM in this case HLB

RHB gives the best rate, better than even Wise and HLB to convert to USD.

MYR to 1000USD

RHB MCA: RM4442.00
HLB Wallet: RM4464.30
Wise: RM4455

He is asking for THB which is worse than Wise and HLB 🤦‍♀️

lol...

free forum mah... he is free to reply to anyone...

and you 'join' his thb discussion with the other chap... with USD info... lol... can blame him for replying you... hahaha

I am just annoyed at his know-it-all and condescending attitude.

Every single post, must have that stupid face palm emoticon, and arrogant reply.

Best rate but you'll get less amount in hand at the end
Why not choose HLB which gives you RM4464.30?

This is converting RM to USD. The amount needed in ringgit to get 1000usd.

The less ringgit, the better.

Oh, I saw it wrongly. Thank you for your demonstration

his SOP n signature... lol... but you 'give' him power to annoy you...

for me... I have immunity anyways... life is full of interesting characters...

Can anyone tell me if I can use Wise to make payment on Ebay (which uses Paypal)?

While waiting for real sifus to comment, I googled and found this...hope it can provide you with some added info while you wait.

"Use Wise to save money on eBay international buying."
https://wise.com/my/blog/ebay-international...y%20with%20that.

This post has been edited by MUM: Mar 26 2023, 01:03 AM

Thanks. As a buyer, we're not charged by Paypal - only the sellers are. But there is still some bank charges for the conversion, so I am seeing if using Wise will even be cheaper.

If comparing the exchange rates yes it is cheaper compared to PayPal which has horrible rates 🤦‍♀️

Reporting in from Bangkok and the UK wise card trick really worked for those finding to take their wallets out a total turn off at every purchase aka pay wave with Google walle/nfc