they lying...

long live wise and ibkr...

People who abuse Wises services to the point it get shut down goes on the internet says they did nothing wrong, a story as old as time.

Over 3 years of using them, nothing but good things to say about them, and great customer service experience.

Those reviews happens because they do not understand that there is daily and monthly limit that is imposed following BNM rules with the strict wallet size as well 🤦‍♀️

I've not tried this new way but i wonder which is faster, Wise in IBKR portal or Wise to SG bank and to IBKR.

There's rumours that there will be a black Monday in the financial market of the US, if any suspicious selling of JP Morgan happens, it could be a sign of a country bank run.

Not sure where the Malaysia branch of JP Morgan, Wise's partner will be affected

Don’t listen to so much rumours 🤦‍♀️

JP Morgan is still solid as the bank you should be worried off now is Goldman Sachs instead 🤦‍♀️

When JP Morgan is operating in Malaysia they have to contribute a reserve fund to BNM as it is an insurance for them if anything’s goes wrong and you should be more worried about whether does BNM able to takeover all the uninsured funds in that company instead because PIDM is limited to certain amount only

Their office is Intermark

so I read we can withdraw RM1000 max per month

so does it mean IF I go Singapore, 1000/3.3 = SDG303 MAX per month

same concept to other currencies?

Can wise send small amount of money to a Singapore bank account?

Of course can but why bother because the fee will cost you instead 🤦‍♀️

Yes correct that is because your main account currency is MYR if you open your account in MY.

now i'm using wise in sweden on daily basis.

just that cannot use wave. have to insert the card into the machne and use pin.

but using apple pay (using my mbb, hsbc, ambank card) can go through.

Malaysian Wise card can use Apple Pay now? Someone mentioned only those cards issued to Singaporean users can use .. hmm.

Found it. This comment here.

Need to keep oversea bank account from becoming dormant

read properly

cannot paypal USD to wise USD to avoid Paypal poor conversion rate ?

Ohh.. wise can't others can.. got it! Haha

Any downsides of linking IBKR with Wise and doing direct transfer WITHOUT going through my SG CIMB? Just read that it's now supported, and wondering if I can bypass CIMB SG now completely, thanks.

Try this. I yet to try too. Found in Reddit by /u/deepfried_mind
I will use a UK address.

Workaround:
Issue a digital card from a different country (basically change your address to another country, create a digital card, change it back to your actual address). The newly created digital card can be added to apple wallet for contactless.

Change your country under your profile on the top right corner -> Edit, once you've changed your country, the next digital card you make will be the country your profile is set in. Worked for both myself and a friend of mine, we changed to the UK.

Note that your physical card will still be the same, ie. Wave & Apple Wallet incompatible, only the digital card will work.

Edit: Just tested. Confirmed working.
Easy don't need to bring physical card out overseas in the future.

This post has been edited by LaiN87: Mar 15 2023, 05:11 PM