QUOTE(MANUTD676767 @ Apr 27 2020, 11:07 PM)
That means you never had a car older than 20 year old right?Bersyukur lahh
Etiqa Car Insurance, Takaful or conventional?
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Apr 27 2020, 11:26 PM
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1,151 posts Joined: Jun 2013 From: Aboveground |
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Apr 27 2020, 11:27 PM
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1,151 posts Joined: Jun 2013 From: Aboveground |
QUOTE(ahwai @ Apr 27 2020, 11:13 PM) Old car premium very cheap once accident pay 100x more premium collected from you. Insurance company always lose money covering old cars. I'll remember to contact you next time, already bought current insurance. Thank God NCD max adyPM 019-3399039 (WhatsApp only) for old cars renewal. I specialise in 3rd party and 20 yr old car insurance. If I buy new car, can transfer the NCD? Since I think I'll be disposing the current one I have This post has been edited by rtk74: Apr 27 2020, 11:28 PM |
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Apr 27 2020, 11:36 PM
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209 posts Joined: Dec 2012 |
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Apr 28 2020, 12:06 AM
Show posts by this member only | IPv6 | Post
#24
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449 posts Joined: Aug 2005 |
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Apr 28 2020, 05:34 AM
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707 posts Joined: Feb 2010 |
QUOTE(skycrawler @ Apr 27 2020, 10:52 PM) err, 10% rebate is for direct online purchase. If thru agent, agent get that 10%. Its a BNM requirement. Im not talking about 10% la deyim talking about additional cash back if no claim.Read ts question Nowdays even buy online oso cannot get 10% discount Buy online direcctly from official website can get 10% discount. Coz everybody wanna hav online agent portal. Msig la agic la amgen la chubb la... Agent oso wanna cari makan on9 |
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Apr 28 2020, 07:50 AM
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347 posts Joined: Jun 2017 |
QUOTE(skycrawler @ Apr 27 2020, 11:13 PM) Just know about this lol QUOTE(rtk74 @ Apr 27 2020, 11:26 PM) I owned Proton Iswara 93 and 2004 car. QUOTE(Legozz @ Apr 27 2020, 11:36 PM) |
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Apr 28 2020, 11:26 PM
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#27
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2,227 posts Joined: Jan 2009 |
QUOTE(saigetsu @ Apr 28 2020, 05:34 AM) Im not talking about 10% la deyim talking about additional cash back if no claim. oh additional cashback we call surplus Read ts question Nowdays even buy online oso cannot get 10% discount Buy online direcctly from official website can get 10% discount. Coz everybody wanna hav online agent portal. Msig la agic la amgen la chubb la... Agent oso wanna cari makan on9 |
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Apr 28 2020, 11:27 PM
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#28
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2,227 posts Joined: Jan 2009 |
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Jan 25 2021, 03:00 PM
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#29
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501 posts Joined: Nov 2008 From: PJ |
every insurance company the premium is fluctuate from time to time. however renew online mean every thing is DIY (do it yourself). if you want easy renewal, please feel free to pm me for details.
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Mar 11 2021, 09:43 PM
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#30
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33 posts Joined: Oct 2015 |
Sorry out of topic. Etiqa takaful memang don't put additional drivers name on it's ecert meh? Already asked the customer service chat they say don't have such thing. So weird. First time using etiqa.
This post has been edited by ketupatpalas: Mar 11 2021, 09:44 PM |
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Mar 11 2021, 11:54 PM
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Senior Member
1,053 posts Joined: Oct 2010 From: meow meow city / selangor |
QUOTE(ketupatpalas @ Mar 11 2021, 09:43 PM) Sorry out of topic. Etiqa takaful memang don't put additional drivers name on it's ecert meh? Already asked the customer service chat they say don't have such thing. So weird. First time using etiqa. yeah i noticed that too when i renew today. at website said "All authorised drivers automatically covered". |
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Nov 12 2021, 10:21 AM
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Senior Member
1,837 posts Joined: May 2010 |
QUOTE(unknown_2 @ Apr 27 2020, 10:33 PM) all the car insurance company also provide 10% additional discount if u self renew on9. How is the terms & conditions for Etiqa car insurance with theif u use 3rd party agent for u, that 10% bcoms their fees. "drive less, save more" ? Do you know? This post has been edited by plouffle0789: Nov 12 2021, 10:21 AM |
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Nov 12 2021, 10:22 AM
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1,837 posts Joined: May 2010 |
QUOTE(csting87 @ Jan 25 2021, 03:00 PM) every insurance company the premium is fluctuate from time to time. however renew online mean every thing is DIY (do it yourself). if you want easy renewal, please feel free to pm me for details. How is the terms & conditions for Etiqa car insurance with the "drive less, save more" ?Do you know? |
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Nov 12 2021, 10:23 AM
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Senior Member
1,837 posts Joined: May 2010 |
QUOTE(ahwai @ Apr 27 2020, 11:13 PM) Old car premium very cheap once accident pay 100x more premium collected from you. Insurance company always lose money covering old cars. What insurance company you have??PM 019-3399039 (WhatsApp only) for old cars renewal. I specialise in 3rd party and 20 yr old car insurance. How much for wira 1.5 auto 2005 year? |
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Nov 12 2021, 10:45 AM
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364 posts Joined: Aug 2009 |
QUOTE(Yayeyiyoyu @ Apr 27 2020, 11:01 PM) ya, but i'm curious if the "surplus" has anything to do with NCB. Are they the same? cuz you know how takaful products got their own specific financial terms to differentiate themselves from conventional products. Its a rebate. U got the chance to earn the rebate if :-or is it like what was mentioned earlier "profit sharing", as in if the Etiqa Takaful make money, then i get some? U never made any claim for the whole insurance period If the takaful company earns profit If ur car is not a company registered vehicle Keywords "chances" to win rebate. Kalau u layak dapat rebate, idk how many % u dapat lah. But my experience, couple of years ago I dapat dalam rm8 mcm tu lah. My ncd was 55% QUOTE(ketupatpalas @ Mar 11 2021, 09:43 PM) Sorry out of topic. Etiqa takaful memang don't put additional drivers name on it's ecert meh? Already asked the customer service chat they say don't have such thing. So weird. First time using etiqa. Ya, mine also dun have write any additional drivers name.This post has been edited by moodswingfella: Nov 12 2021, 10:56 AM |
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Nov 12 2021, 10:59 AM
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573 posts Joined: Mar 2012 |
QUOTE(plouffle0789 @ Nov 12 2021, 10:21 AM) How is the terms & conditions for Etiqa car insurance with the nowadays some car insurance hav incentive for u to drive less or more carefully."drive less, save more" ? Do you know? ie, some car insurance required u to install their tracking device with gyro. it knows when u speeding, cornering at high speed. & will deduct your discount based on how careful u drive. some car insurance, will giv u extra discount if your mileage dont go over x KM |
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Nov 12 2021, 11:02 AM
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2,567 posts Joined: Jan 2003 |
ehh so it is cheaper directly renew from their site rather than agent like MyEG right?
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Nov 12 2021, 11:02 AM
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#38
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Junior Member
399 posts Joined: Mar 2006 |
QUOTE(Yayeyiyoyu @ Apr 27 2020, 10:29 PM) Gonna be renewing my car insurance soon...compared some companies, it seemed like Etiqa macam not bad eh U get cash rm into your bank account. Around 0.1% upon no claims during your insured period. Takaful invest the money and gives u hibah from the investment if no claim.From Etiqa website, Takaful as "Cash back when you make no claims". How is this different from conventional NCB? ![]() NCD as usual. |
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Nov 12 2021, 11:02 AM
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675 posts Joined: Jun 2014 |
7years i use Etiqa never claim before, just received accumulated RM50 over the years. lol
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Nov 12 2021, 11:03 AM
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Senior Member
5,614 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh |
Etiqa among the best and most reliable car insurer.
Easy to renew too. Either u call their CS hotline or direct go to their renewal website. Even ur car broke down anytime can call their emergency hotline for free towing service. Most workshop when u mentioned etiqa as ur insurer will gladly accept your car for fixing. |
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