takaful got surplus tho
Etiqa Car Insurance, Takaful or conventional?
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 Apr 27 2020, 10:37 PM
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Apr 27 2020, 10:52 PM
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#2
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QUOTE(saigetsu @ Apr 27 2020, 10:40 PM) This is wrong. The profit distribution is on top of 10% rebate for direct online purchase. err, 10% rebate is for direct online purchase. If thru agent, agent get that 10%. Its a BNM requirement. |
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Apr 27 2020, 10:52 PM
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#3
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QUOTE(Quantum Geist @ Apr 27 2020, 10:48 PM) Last year I had to tow my car didn't have such rule, is it a new thing? he heard |
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Apr 27 2020, 11:02 PM
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QUOTE(Yayeyiyoyu @ Apr 27 2020, 11:01 PM) ya, but i'm curious if the "surplus" has anything to do with NCB. Are they the same? cuz you know how takaful products got their own specific financial terms to differentiate themselves from conventional products. that one NCD bro. Not the same.or is it like what was mentioned earlier "profit sharing", as in if the Etiqa Takaful make money, then i get some? its like what was mentioned earlier |
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Apr 27 2020, 11:13 PM
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QUOTE(MANUTD676767 @ Apr 27 2020, 11:07 PM) wtf? impossible online usually until 20 years old only bro |
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Apr 27 2020, 11:14 PM
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#6
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QUOTE(ahwai @ Apr 27 2020, 11:13 PM) Old car premium very cheap once accident pay 100x more premium collected from you. Insurance company always lose money covering old cars. true, can contact this guy thoPM 019-3399039 (WhatsApp only) for old cars renewal. I specialise in 3rd party and 20 yr old car insurance. |
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Apr 28 2020, 11:26 PM
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#7
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QUOTE(saigetsu @ Apr 28 2020, 05:34 AM) Im not talking about 10% la deyim talking about additional cash back if no claim. oh additional cashback we call surplus Read ts question Nowdays even buy online oso cannot get 10% discount Buy online direcctly from official website can get 10% discount. Coz everybody wanna hav online agent portal. Msig la agic la amgen la chubb la... Agent oso wanna cari makan on9  |
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Apr 28 2020, 11:27 PM
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#8
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QUOTE(saigetsu @ Apr 28 2020, 05:34 AM) Nowdays even buy online oso cannot get 10% discount Kena pandai cari direct la bro Buy online direcctly from official website can get 10% discount. Coz everybody wanna hav online agent portal. Msig la agic la amgen la chubb la... Agent oso wanna cari makan on9  |
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