As far as I know, all insurances have appointed authorized workshops. Perhaps will not pay if you go to unauthorized one

ooo. I took 1 year to reply

This post has been edited by Zot: Nov 12 2021, 11:08 AM

i only have msig insurance. if 55% ncd RM 138.95

wah cheap liao.. 3rd party insurance ya?

What is gyro?

The discount very less only right?


Rm50 - rm100???

Which company have?

If comprehensive insurance how much?

45 percent ncd
Include flood protection?

Any drive less,save more promotion?

How old?
I renewed etiqa online then sales rep called to verify details
18 yrs old car

Oops, sorry just realised its 2020 post


This post has been edited by LA773: Nov 12 2021, 06:33 PM

AXA
u can opt in, but need to install their telemetry device at their panel workshop, FOC.

it's a bit pain in the ass though.
u go a bit over speed limit, minus point.
u corner fast a bit, minus point again.

good thing is u'll hav a free tracker which u can see your car gps location from your app.

If you always fast speed,just no discount.
It will not become expensive right?


I mean is let said etiqa sell you rm500,axa sell you rm500

But if you follow rules and good driving,maybe can get rm50 or rm100 discount,but if you fast drive,next year still rm500 premium for axa?


If compare like this,axa still better

Got flood protection?
Need to download which apps to locate your car?
In singapore or thailand or indonesia or brunei also can see?

This post has been edited by plouffle0789: Nov 12 2021, 07:37 PM

yes, default discount for good driving, lesser & lesser discount if drive badly.

axa smartdrive.
i supposed, u can locate your car via GPS from anywhere as long as in m'sia?
the tracking device basically comes wit a sim card & GPS, & sends your driving telemetry bck to axa.

1 thing need to take note though, it's wired to the car battery, so more or less will drain your car battery faster.
& of your battery kong, or just unplugged to replace battery, axa will sms/call u to alert u.

How old?

My 2003 evo still OK.

Means i need to buy a sim card also???

no, everything is provided by axa.
u just hav to make appointment, drive your car to their panel workshop to get the device installed, FOC.

Yes 3rd party

if comprehensive surely more expensive will depend on sum insured
don't have drive less promotion

Etiqa Takaful missed out on my surplus sharing for last year. Need to ask CS then only they give me.

But it's so little. Less than RM10. I wonder why. I insured around 700 tho.

How do you usually get the "surplus"? I remember once I received email from them asking for my banking account then I never received any email thereafter!


Do you mean you never claim before and it was accumulated? Does it mean I just need to contact CS to request for all pending "surplus"?

I've only received once throughout these years...

Every takaful insurance have this surplus feature..i've been with takaful malaysia and etiqa and both give surplus

Please check your money here. Jabatan Akauntan Negara, office of Pendaftar Wang Tak Dituntut. If banks cant trace your address / account, money is there.

https://egumis.anm.gov.my/login

Double post

This post has been edited by accitzone: Jan 22 2022, 11:09 AM

I remember few years back I did receive an email asking for my bank account to credit the money but no more thereafter...

Thanks, will check it out!