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 Etiqa Car Insurance, Takaful or conventional?

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moodswingfella
post Nov 12 2021, 10:45 AM

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Joined: Aug 2009
QUOTE(Yayeyiyoyu @ Apr 27 2020, 11:01 PM)
ya, but i'm curious if the "surplus" has anything to do with NCB.  Are they the same? cuz you know how takaful products got their own specific financial terms to differentiate themselves from conventional products.

or is it like what was mentioned earlier "profit sharing", as in if the Etiqa Takaful make money, then i get some?
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Its a rebate. U got the chance to earn the rebate if :-

U never made any claim for the whole insurance period
If the takaful company earns profit
If ur car is not a company registered vehicle

Keywords "chances" to win rebate. Kalau u layak dapat rebate, idk how many % u dapat lah. But my experience, couple of years ago I dapat dalam rm8 mcm tu lah. My ncd was 55%


QUOTE(ketupatpalas @ Mar 11 2021, 09:43 PM)
Sorry out of topic. Etiqa takaful memang don't put additional drivers name on it's ecert meh? Already asked the customer service chat they say don't have such thing. So weird. First time using etiqa.
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Ya, mine also dun have write any additional drivers name.

This post has been edited by moodswingfella: Nov 12 2021, 10:56 AM

 

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