Please tell here, got that money or not.

Been with Etiqa takaful since 2019. Yesterday first time received the 'surplus' about RM11 for year 2020

Just my luck today n yesterday

How come have 2? You have 2 cars? Your premium higher than me. About RM700 maybe

Yup. 2 cars, roadtax expiry same month.

1 is rm700 another is rm500

Hi, any of you guys running on the ‘Drive less save more’ (add-on) plan? Wonder how frequent they need you to upload the odo pics? Kind of bothersome if need to upload every week or so.

my advise. do not buy any insurance from MYEG portal. Bloody useless website. When payment failure, there is no tracking & tracing in their website portal. Account work like turtle.

Did anyone get Etiqa insurance with "Drive Less Save More" add-on?

Do they payout lump-sum after 1 year, or they pay out as and when you upload your odometer? How frequently they pay?

They only pay back when you submit, up to your discipline on when you want to submit, i usually do mine every quarter.

Got about RM60 rebate total so far. It’s a decent add-on without any costs

Understood. Say you submit at the end of every quarter (30 June), how many days before you get the money? Is it a form of credit, or is it cash that in banked into your account or how? Is the process seamless?

They will bank it in to the account you provide. I get the money within a few days after sumbmission.
The process is really simple, just fill in the mileage, take 2 pics within app. That's it.
Only hard part is remembering to do it 😂. I set my Google calendar to remind me every month.

This post has been edited by kent_lee: Sep 13 2022, 11:38 PM

Planning to renew under Maybank2U. Anyone who utilized the key care cover before? Thinking whether i should add on, wondering if the original alarm spoil will the replacement be covered under key care cover or just the key. Etiqa Chat agent told me check with Maybank2U careline as it is specific to Maybank2U, Maybank2U careline told me check with Etiqa as insurance is underwritten by Etiqa..

My concern is Key Care Cover - replace alarm system or just the key. Driving 15 yr old car with original alarm system

Is this true?
I'm torn between this two option for my car insurance
I would choose conventional one if takaful no free towing service

with no towing services ... doesn't sound good

But my fren said not true
Both got free towing up to 200km haha
Confused why this website written like that

I see many people in /k recommended etiqa for car insurance but first step I already don't know what to do, so should I choose the takaful or conventional?? For nons?

Hori shiet…

Is that why i suddenly received rm100 fpx random transfer into my account…

Just direct call the Etiqa Customer service hotline lar.

They handle everything for you on the phone.

Just ask them direct any of your queries:

1 300 13 8888

How about you boss, which plan are you on? I just want the plan with unlimited towing km. Car getting old..

takaful is special comapred to conventional.


NCB: takaful and conventional have these.

cash back if no claim: takaful only.

takaful business is based on pool of risk where the company act as an operator.
operator already took a portion of your contribution (the payment u made) to manage the pool of risk.
If in the end of the period, you pool has less claim and make surplus (operator may use the money to invest) they will return back to participants loh (those didnt make any claim)


for conventional, all the money u paid, belong to company. thats it.