Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it
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 Apr 21 2021, 07:56 AM
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Senior Member
889 posts Joined: Jun 2008  
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QUOTE(Joey_Chin12 @ Apr 20 2021, 02:11 PM) Not yet also OK, at least I am not alone.  QUOTE(MGM @ Apr 21 2021, 07:34 AM) Which r the easiest way to swipe 5x of debit card apart from BIGPAY? After hearing the horrors of BP i decided not to save SC debit card in it. What I do may not be the easiest. I reload touch n go RM10, iCloud for USD1 and Celcom Xpax for RM5 or more.I got two BigPay scam calls, I am avoiding it to use it also. This post has been edited by CPURanger: Apr 21 2021, 07:57 AM |
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Apr 21 2021, 01:43 PM
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Junior Member
775 posts Joined: Nov 2015
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QUOTE(CPURanger @ Apr 21 2021, 08:56 AM) OK, at least I am not alone. Relax, I also did not get mine yet. And I have a lot of very conservative payments from Tesco, 7/11 ... |
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Apr 21 2021, 03:05 PM
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Senior Member
889 posts Joined: Jun 2008
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QUOTE(David_Yang @ Apr 21 2021, 01:43 PM) Relax, I also did not get mine yet. And I have a lot of very conservative payments from Tesco, 7/11 ... Well, have to check the account. It happen to me before for both SC and OCBC, where some interest was not paid due to error. |
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Apr 21 2021, 04:42 PM
Show posts by this member only | IPv6 | Post
#1364
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Senior Member
1,744 posts Joined: Nov 2007
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how do u guys meet d spend criteria?from the website, it seem 1.8% is not achievable unless the acccount is linked with a CC
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Apr 21 2021, 04:52 PM
Show posts by this member only | IPv6 | Post
#1365
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Senior Member
1,744 posts Joined: Nov 2007
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QUOTE(exwuliao @ Mar 30 2021, 09:48 AM) Okay I realized that the Invest bonus is just for 3 months. what is the minimal amount needed to fulfil the invest criteria?so after that it's only Deposit (0.9%) + Debit Card (0.9%) + CC (0.9%) = 2.7% bonus interest comparing it to RHB's Smart Account Deposit (1.80%) + Pay (0.5%) + Spend (0.5%) = 2.8% bonus interest Plus optional Invest (1.0% of net investment)  and ii need to put in an investment for 3 consecutive months?after which the total interest i can earn is 2.7? |
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Apr 21 2021, 07:23 PM
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Junior Member
775 posts Joined: Nov 2015
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QUOTE(~Curious~ @ Apr 21 2021, 05:52 PM) what is the minimal amount needed to fulfil the invest criteria? No need to think too much about the investment bonus. Sales charge is so high with "at least 2.50%", you only get the bonus for 3 months. Completely useless, last year it was quite OK. and ii need to put in an investment for 3 consecutive months?after which the total interest i can earn is 2.7? Best case scenario: You pay them 2,5% of 30k: RM 750 You get 3 months bonus for 100k: RM 500 So if you have 130k in the account, yes, you can think of buying unit trust for 30k, with this figures you get "cashback" RM 500 of the sales charge. |
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Apr 21 2021, 07:41 PM
Show posts by this member only | IPv6 | Post
#1367
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Senior Member
2,722 posts Joined: May 2015
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QUOTE(exwuliao @ Mar 30 2021, 09:48 AM) Okay I realized that the Invest bonus is just for 3 months. I change to rhb in january, but it lasted for 1 week only. I transfer rm50k to my account via SCB, and can see the money instantly, but the money went ‘completely gone’ from my account next day.so after that it's only Deposit (0.9%) + Debit Card (0.9%) + CC (0.9%) = 2.7% bonus interest comparing it to RHB's Smart Account Deposit (1.80%) + Pay (0.5%) + Spend (0.5%) = 2.8% bonus interest Plus optional Invest (1.0% of net investment) It took them 4 working days to rectify the error. CS is unable to reach. Need call the ‘lost card’ centre and they keep saying they only lost card cant do anything. Other number if call like 9 years no one pick up. Once issue settle, they say due to new account la what ever bullshit they give. I’ll stick with my SCB, better service. Superior customer service experience |
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Apr 22 2021, 11:16 AM
Show posts by this member only | IPv6 | Post
#1368
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Senior Member
1,744 posts Joined: Nov 2007
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QUOTE(David_Yang @ Apr 21 2021, 07:23 PM) No need to think too much about the investment bonus. Sales charge is so high with "at least 2.50%", you only get the bonus for 3 months. Completely useless, last year it was quite OK. wow really high...ok noted thanks banyak2..Best case scenario: You pay them 2,5% of 30k: RM 750 You get 3 months bonus for 100k: RM 500 So if you have 130k in the account, yes, you can think of buying unit trust for 30k, with this figures you get "cashback" RM 500 of the sales charge. hrmm looks like i shud just stick to OCBC 360 then |
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Apr 22 2021, 11:18 AM
Show posts by this member only | IPv6 | Post
#1369
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Senior Member
1,744 posts Joined: Nov 2007
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QUOTE(cucikaki @ Apr 21 2021, 07:41 PM) I change to rhb in january, but it lasted for 1 week only. I transfer rm50k to my account via SCB, and can see the money instantly, but the money went ‘completely gone’ from my account next day. yikes..50k oso can hilang..ur money doing houdini lol..luckily can recoverIt took them 4 working days to rectify the error. CS is unable to reach. Need call the ‘lost card’ centre and they keep saying they only lost card cant do anything. Other number if call like 9 years no one pick up. Once issue settle, they say due to new account la what ever bullshit they give. I’ll stick with my SCB, better service. Superior customer service experience |
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Apr 24 2021, 12:55 PM
Show posts by this member only | IPv6 | Post
#1370
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Junior Member
248 posts Joined: May 2020
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Anyone has receive the debit card spending bonus interest? I yet to receive until to date.
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Apr 24 2021, 01:24 PM
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Senior Member
1,231 posts Joined: Dec 2009
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QUOTE(cucikaki @ Apr 21 2021, 07:41 PM) I change to rhb in january, but it lasted for 1 week only. I transfer rm50k to my account via SCB, and can see the money instantly, but the money went ‘completely gone’ from my account next day. Local vs Foreign.It took them 4 working days to rectify the error. CS is unable to reach. Need call the ‘lost card’ centre and they keep saying they only lost card cant do anything. Other number if call like 9 years no one pick up. Once issue settle, they say due to new account la what ever bullshit they give. I’ll stick with my SCB, better service. Superior customer service experience Of course lah, foreign standard is better than Malaysia standard 95% of the time.... |
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Apr 24 2021, 01:27 PM
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Senior Member
1,231 posts Joined: Dec 2009
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Hong Leong having promotion 3.6% interest.
1.6% to FD and 2% cashback to CC. It seems similar to such conditional yield programs... 6 mths and 50k limitation. They give you a CC and you just need to spend RM200+ a month. It might work if your expenses are a must every month.... This post has been edited by Hobbez: Apr 24 2021, 01:28 PM |
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Apr 24 2021, 02:07 PM
Show posts by this member only | IPv6 | Post
#1373
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All Stars
17,499 posts Joined: Feb 2006 From: KL
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QUOTE(Hobbez @ Apr 24 2021, 01:27 PM) Hong Leong having promotion 3.6% interest. link of the product?1.6% to FD and 2% cashback to CC. It seems similar to such conditional yield programs... 6 mths and 50k limitation. They give you a CC and you just need to spend RM200+ a month. It might work if your expenses are a must every month.... |
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Apr 24 2021, 02:41 PM
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Senior Member
1,231 posts Joined: Dec 2009
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QUOTE(!@#$%^ @ Apr 24 2021, 02:07 PM) link of the product? I was offered this by a HLB promoter within the bank.Maybe you have to walk in to a branch to find out. |
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Apr 24 2021, 03:32 PM
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Junior Member
569 posts Joined: Aug 2020
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Privilege saver Islamic current account need to pay monthly fee?
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Apr 24 2021, 09:09 PM
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Junior Member
234 posts Joined: Mar 2018
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QUOTE(AnasM @ Apr 24 2021, 03:32 PM) Privilege saver Islamic current account need to pay monthly fee? So far I didn't pay any feeQUOTE(wualalala @ Apr 24 2021, 05:41 PM) I was thinking to ask the same to find out. I haven’t yo I haven't received it either. It could be as late as the end of month, no? |
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Apr 26 2021, 09:56 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"]
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JOP can redeem cashback
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Apr 26 2021, 10:49 AM
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Senior Member
6,262 posts Joined: Jul 2005 From: UEP Subang Jaya 
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QUOTE(cute_boboi @ Apr 26 2021, 09:56 AM) JOP can redeem cashback Wrong thread. And slow. |
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Apr 26 2021, 04:08 PM
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Junior Member
234 posts Joined: Mar 2018
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I got my Interest-Debit Spend today. Or rather yesterday, 26/4.
Edit: wait,. I'm an idiot. Today is 26th This post has been edited by Tronoh: Apr 26 2021, 06:03 PM |
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Apr 26 2021, 04:34 PM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"]
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QUOTE(Tronoh @ Apr 26 2021, 04:08 PM) I got my Interest-Debit Spend today. Or rather yesterday, 26/4. Got mine as well dated 26/4. I checked this morning it wasn't there yet. |
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