Dropped by Saadiq branch, informed they have no Privileage$aver, just got some different name with exactly the same thing. Will be trying it out =)

Actually SCB credit cards currently are among the easiest way to earn cashback. Don't just look at %. Liverpool FC gives you 5% if you spend 2k, AND accepts BigPay reloads, so you can guarantee RM50 (the cap) every month. Effective cashback 2.5%.

Can other CC give more than that, not for any and all spend. E.g. monthly insurance, TNB payment, government payment et. al.

Just opened this yesterday. They call it 'super-salary', so it doesn't pay out interest but profit. I was assured that everything is the same (RM3k deposit for +2%, RM1k spend for +1.5%)

Funnily enough Saadiq branch doesn't do CC at all....

This post has been edited by LostAndFound: Feb 11 2020, 09:43 AM

Not possible. Just need to add the account, transfer, then delete it later.

Source: my wife used SCB for years and years di since even before DuitNow. After a while I look at her transfer screen also penat, got dozens of saved.

As mentioned above, without debit card you won't be able to get the credit card spending criteria fulfilled. So you won't get 4% rate.

It's FOC on application but RM8 annual fee according to the CS I dealt with.

Also the CS I dealt with said to avoid CIMB as somehow they refuse to waive that bank.

They said CIMB themselves will charge RM1 which cannot be refunded by SCB.

What game is this?

Yes, I'm using that and got those.

The name shown in website is:-

Super Salary-i (Payroll) Account

And yah benefits till 2021. Better than FD for that period.

RM0 for me. But maybe special case as I already had a stan chart credit card (but not savings account). The CS officer just told me to transfer money in from another bank account once the account showed up on my online banking portal.

If your intended balance is less than 1000 then over the course of 1 year (at the 2% bonus interest) it is only RM25 interest. Why would you look for a high-interest savings account and then put relatively small amounts inside? Doesn't make sense. Save your hassle, get a BSA at a convenient bank to you with free debit card and no annual fees.

Exactly.

Mine is almost exactly 0.75 time, full month of March.

My descriptions with a Saddiq account look like this:-

HIBAH CREDIT - 0.1%
BONUS HIBAH FOR THE MONTH 0520 - 2%
BONUS INTEREST-CARD SPEND - 1.9% (dunno where the 0.4% came from this month)

Surprised to see Interest word there, checked back even past month also had the same description. Haram wei =p

I'm holding the Islamic account for this as I just happened to apply for it in a Saadiq branch. Can confirm that spending must be on a Stan Chart credit card (I've never spent from my debit card). And must be AFTER opening the account, spend from before is not counted.

Same thing for me. I fulfilled min 3k in one transfer as of 25th of Sep (and again on 29th). Perhaps it is just later to come in.

The 'and' refers to the banks, not the cards. You cannot just read one sentence and ignore the context around it. This is standard usage for SC because they have two registered entities.

Doesn't point a mean all of us not valid to enter since our accoutns were approved before the campaign period? Is this an acquisition campaign?

Their system is 'tripped' by frequency, not just by amount.