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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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Anangie
post Jun 13 2020, 11:28 AM

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For 2% of deposit bonus interest, could i ibg from other bank rm3k and withdraw back to the bank on the same time? Will it still qualify?
Anangie
post Jun 13 2020, 04:26 PM

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QUOTE(zenquix @ Jun 13 2020, 03:38 PM)
should be ok altho to be fair i have never done it, and i would not necessarily recommend u do it on the same day..

what i would normally suggest is you transfer 3k in near your credit card due date, pay the statement, then transfer out the remaining amount
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I have performed the credit card payment last month. PSA account money was deducted but found that the money is not credited into cr card on same day.
Anangie
post Jun 13 2020, 04:46 PM

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QUOTE(GrumpyNooby @ Jun 13 2020, 04:42 PM)
But you credit card credit limit will be updated once the payment has made from your PSA account?  hmm.gif
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I did not checked on credit card limit. As i perform future date payment (which is on credit card due date) and i checked on that day, found that the payment yet credited into cc, the payment was only reflected after that, but not in same day.
Anangie
post Jun 13 2020, 04:56 PM

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QUOTE(GrumpyNooby @ Jun 13 2020, 04:48 PM)
I believe so.
If I remember correctly, even you pay using Instant Fund Transfer/DuitNow from other bank, the online ledger isn't updated immediately right?
But your credit limit will be reflected after payment made.
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If not mistaken, if ibg fr other bank, the outstanding amount will be reduced by payment amount at late night of the day.
Anangie
post Aug 1 2020, 09:35 AM

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QUOTE(Batusai @ Aug 1 2020, 09:32 AM)
you can do so. fresh fund of 3000 one time transfer in, then transfer out for spending. You do not need to hold the 3000 throughout the month.

of course the more balance you have daily, the higher interest.
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If transfer out immediately on same day, also entitled for bonus interest?
Anangie
post Feb 21 2021, 09:58 PM

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QUOTE(AskarPerang @ Feb 9 2021, 12:09 PM)
Actually I did not tweak any setting at all.
Okay I enabled the card-not-present.

Guess I need to call the customer service to ask what's wrong.
Under help & services in SCB mobile apps, got a section for debit card activation. But the card is not shown when I enter the section. (My debit card is shown in other sections.)
So debit card also required activation just like credit card?
Is not new card. Already got it for more than 1 year. But didnt use before.
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Did you manage to use the debit card? I also encounter the same issue as u.
Anangie
post Apr 24 2021, 12:55 PM

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Anyone has receive the debit card spending bonus interest? I yet to receive until to date.
Anangie
post Apr 20 2024, 09:14 AM

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QUOTE(gooroojee @ Feb 4 2023, 06:41 PM)
to get the 2% quarterly bonus for having incremental average balance of RM3k each month, your account must show an average 3k increase every month for 3 months in the defined quarter (Feb-Apr, etc). If you miss one, you get nothing. to get the full year's worth, you will soon realize you need to dump in an additional RM36k, and can't take out any funds as it will reduce your IAB, so that's 2 glaring problems:

1. you need to deposit an additional RM3k every month for 12 months consistently and in the end fork out RM36k to earn that 2%
2. you can't take your money out or you lose the bonus interest, so it's no better than FD
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Hi, is anyone manage to get 2% for the incremental rm3k for the period from Aug23 to Jan24? i yet to receive the 2% bonus for this criteria met.
Anangie
post Apr 20 2024, 02:01 PM

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QUOTE(cute_boboi @ Apr 20 2024, 12:47 PM)
Yes, I'm still getting it. However, in progress of moving the funds away from this account already.
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For bonus loyalty interest of 2% which promotion ended on Jan24. I yet to received for the period from Aug23 to Jan24 for fulfiling of the criteria of incremental of RM3k for average monthly balance.

 

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