100k is not enough to be impactful.
RM 1 mil sounds much better.

yeah, i also wish i own 1mil, like yday alone already 2.5k profit

lol i also wish i got the bullet.

when need to come out u give me signal pls
uncle have like 20k inside saja

still no sign of dropping, today NAV might be surge up again

Why so?

u can check around 9am, it should be up again
SIPF will be more

Thanks. That's very high, almost like stocks return. So strange, like FD safe, but like stock returns. Holy grail? Or am I missing something. How different is this vs Philips master money market?

philips master money market is money market fund
opus ipf is a bond fund

IPF still winner lol
i tot SIPF gonna rise more but IPF slightly more

IPF 1.0955 to 1.0976 (+21 points)

BTW I saw from history income distribution coming by September
hope they distribute more more more then we can buy lower price

question - if income distribution on 31-July it take how many days to get it reinvested?
recently on some of my UT i get income distribution but the time to have it reinvested vary from UT to UT

i thought is a fix income fund?
again i am not sure what is the different between Fix Income / Bond
The only bond i have is P Bond - the old ppl UT - 50% of all my total investment is in this PBOND

Fixed income fund is any financial instrument that can generate steady income stream; it could be as low risk as money market fund to higher risk of dividend focus equity fund.



This post has been edited by GrumpyNooby: Aug 6 2020, 09:40 AM

SIPF is also good, just that IPF is even better

For distribution reinvest, usually will be happening on the same day when the price went down due to distribution, that's where you get to put in your profits back to become units and market value of your portfolio shall remain same with or without distribution.

Just that your average cost per units become lower due to reinvestment only.

Already said many times, if you stay invested, the distribution won't impact much.
It doesn't really works like stocks.
https://www.fundsupermart.com.my/fsmone/art...s-23-June-2017-
https://www.interpac-asset.com.my/understan...usts-dividends/

Declaring distribution and/or units split in unit trust creates a fake impression that things are going to cheap which is not true at all.
https://www.fundsupermart.com.my/fsmone/art...4-October-2014-

How fast additional units will be credited to your fund account depends on where you bought your fund from?
If you buy directly from fund house, it should be the next working day.
But if you buy from 3rd party such as FSM or eUT, it could be as slow as up to 2 weeks.

This post has been edited by GrumpyNooby: Aug 6 2020, 10:12 AM

thanks for the info
just dont know how to calculate the income distribution vs the price after distribution
once it distribute everything go haywire and once the distribution reinvested things looks better

i start to spend more time looking at the NAV for both IPF and SIPF
and what caught my attention is that SIPF perform better during the month of July compare to IPF

IPF
July 1 = 1.0675
July 30 = 1.0912 (+2.17%)

SIPF
July 1 = 1.0230
July 30 = 1.0498 (+2.19%)

maybe SIPF will start to pick up?


This post has been edited by majorarmstrong: Aug 6 2020, 11:35 PM

at the end of your time spend doing that, are you gonna make buy/sell decision based on that? if yes, how many months of comparative data will be safe enough to make that decision?

i am just starting to take things into my own hand and still learning
so far i am only in IPF and might want to look at SIPF
so i will continue to dig abit more information about the fund
another interesting difference i notice is that IPF is more diversify see the number of sector they are in compare to SIPF
IPF has 10% in cash which i dont know why they want to do that

as for SIPF they are heavy in the telecomunication sector which puzzle me a little and less diversify