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 Opus Touch, Self-Service UT Platform

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apathen
post Jan 9 2020, 11:01 PM

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QUOTE(tan_aniki @ Jan 9 2020, 06:23 PM)
Saw FSM need T+3 buy T+2 sell, here only T+1 buy and sell
Others all the same except no platform charge
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how much is FSM charging the platform fee ? platform fee who pay actually ?
apathen
post Feb 17 2020, 01:10 AM

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QUOTE(kokweng1 @ Feb 16 2020, 09:54 PM)
Actually do our risk assessment result will impact the return ?
Example if a user with conservative risk and another with high risk invest on IPF return will be same ?
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your risk assessment result only restrict what type of fund you can buy, nothing to do with return. NAV will be the same for everyone.
apathen
post Feb 25 2020, 03:50 PM

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i added more instead
apathen
post Mar 4 2020, 01:20 PM

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there is a bug in the website, after return from fpx, lead you to page 'Huh ....' then log you out.
opus support, please fix it.
apathen
post Mar 4 2020, 06:31 PM

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QUOTE(tan_aniki @ Mar 4 2020, 01:48 PM)
u got print the receipt before close?
but normally they will cross checking within 2 hours, if not, you should show them the receipt
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not printed anything, but log back in the transaction showed pending and received email notification as well, so it should be captured already.
However, this type of interrupted screen flow do cause anxiety, need to rectify.
apathen
post Mar 12 2020, 12:01 AM

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anyone know whether can add joint holder in IPF ?
apathen
post Apr 11 2020, 11:48 PM

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QUOTE(alandhw @ Apr 11 2020, 11:40 PM)
is this fund similar to RHB CASH MANAGEMENT FUND 2 which can serve for short term FD(lesser than 30 days)?
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no, rhb cmf2 is a money market fund, opus equivalent money market fund is opus money plus fund.
opus income fund itself is a bond fund.
apathen
post Apr 28 2020, 10:08 PM

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QUOTE(tadashi987 @ Apr 28 2020, 11:29 AM)
why tho, nomura month to date is performing better than opus
Nomura
user posted image
Opus income plus

user posted image
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if you include credit card rebate/points, boost cashback and rewards, opus would be higher, and those different are in the pocket this still on paper ...

This post has been edited by apathen: Apr 28 2020, 10:09 PM
apathen
post May 15 2020, 10:15 PM

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QUOTE(choco_ice @ May 15 2020, 09:41 PM)
I see, thanks! I thought IPF redemption same like SIPF as SIPF same time redemption follow previous day NAV.
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doesn't make sense to follow previous day nav . Let say if today market collapse everyone redeem then how they pay the different of higher yesterday price with today's lower price?
apathen
post May 31 2020, 12:24 AM

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i think it's time now for them to intro fund switching option
apathen
post May 31 2020, 07:41 PM

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QUOTE(tan_aniki @ May 31 2020, 12:37 AM)
it's already there...

No charges for the first 4 switches in each calendar year. RM25.00 will be imposed for all subsequent switches after the first 4 switches in each calendar year.
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no it need to be automated and all other portals already have this so it's not rocket science.

Imagine today if you want to place eFD you need to go to withdraw from your saving account first then deposit to another account to place the fd then inform them via email, you will be cursing or not?

This post has been edited by apathen: May 31 2020, 07:41 PM
apathen
post Jun 24 2020, 05:35 PM

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QUOTE(wendygoh @ Jun 24 2020, 02:05 PM)
Yes, that is its already been taxed only give back to investor so that investor will not be tax again.
At the end of the day it its been taxed.
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no. no tax on bond in malaysia.

http://rmbond.bnm.gov.my/portal/server.pt/...n%20Malaysia%20.

apathen
post Jul 26 2020, 06:12 PM

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QUOTE(majorarmstrong @ Jul 25 2020, 10:30 PM)
oh betul juga
income distribution kena tax
then before income distribution sell, after income distribution buy back
smart
so when is income distribution?
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ignore that mnet, base from experience she only like to shoot from the hip
apathen
post Jul 27 2020, 05:52 PM

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QUOTE(tan_aniki @ Jul 27 2020, 04:52 PM)
the performance is similar to MPF but not doing well recently
better invest on IPF or SIPF
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how to open new sstlraf account online? cannot find any link.
in prospectus mentioned charge up to 0.5% sales charge so in actual do they charge sales charge now? can use boost to top up too ?
apathen
post Aug 6 2020, 12:26 AM

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QUOTE(anwa @ Aug 5 2020, 10:43 PM)
Thanks. That's very high, almost like stocks return. So strange, like FD safe, but like stock returns. Holy grail? Or am I missing something. How different is this vs Philips master money market?
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philips master money market is money market fund
opus ipf is a bond fund

apathen
post Aug 9 2020, 04:43 PM

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question: since buying direct no platform fee but fundsupermart got platform fee, how are we being charged?
apathen
post Aug 24 2020, 09:27 PM

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QUOTE(ironman16 @ Aug 24 2020, 06:58 PM)
Amanahraya Investment Management  brows.gif
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amanah raya actually doing charity, they were in deficit but still can distribute dividend

https://www.bernama.com/bm/ekonomi/news.php?id=1873031

This post has been edited by apathen: Aug 24 2020, 09:29 PM
apathen
post Oct 3 2020, 04:35 PM

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QUOTE(TheLegend27 @ Oct 3 2020, 04:19 PM)
all the winner is chinese? somemore same persons? sweat.gif
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first rm800 winner name sound chinese to you? this is lucky draw why bring race into equation?
apathen
post Oct 3 2020, 05:09 PM

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QUOTE(TheLegend27 @ Oct 3 2020, 04:39 PM)
no la, i mean majority is chinese. seems like chinese tend to invest more. no racial remarks ya.
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read back your own writing basically whole sentence is false statement. ALL and majority carry different meaning, also where got same persons?
apathen
post Oct 16 2020, 01:40 PM

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QUOTE(ycs @ Oct 16 2020, 12:18 PM)
whats the advantage of using Boost?
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used to be the boost coins can convert to cashback but now no more.
now most useful usage of the coins to me is convert to limited shopee vouchers or grocery cashback. later this might disappear too.

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