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 Opus Touch, Self-Service UT Platform

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majorarmstrong
post Jul 20 2020, 11:01 AM

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here come the question, the OpusTouch only can buy 1 fund saja?
when i sign up got 2 option, then i choose the Opus Income Plus Fund, then now my account approve it give me only 1 option
is this correct?
why opus is not like FSM where you can have multiple fund to select?
TStan_aniki
post Jul 20 2020, 11:04 AM

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QUOTE(majorarmstrong @ Jul 20 2020, 11:01 AM)
here come the question, the OpusTouch only can buy 1 fund saja?
when i sign up got 2 option, then i choose the Opus Income Plus Fund, then now my account approve it give me only 1 option
is this correct?
why opus is not like FSM where you can have multiple fund to select?
*
u can buy all 4

click on transaction
then click on add investment
ironman16
post Jul 20 2020, 11:07 AM

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QUOTE(majorarmstrong @ Jul 20 2020, 11:01 AM)
here come the question, the OpusTouch only can buy 1 fund saja?
when i sign up got 2 option, then i choose the Opus Income Plus Fund, then now my account approve it give me only 1 option
is this correct?
why opus is not like FSM where you can have multiple fund to select?
*
Uncle can buy all the fund, just like one fund is one account (alike PMO styles)
But uncle must remember, if uncle wanna switch fund, uncle only can switching offline
majorarmstrong
post Jul 20 2020, 11:08 AM

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QUOTE(tan_aniki @ Jul 20 2020, 11:04 AM)
u can buy all 4

click on transaction
then click on add investment
*
i just spoken to customer service here is the info:
1. register that time can choose 2 fund
2. when put money inside account approve can see only your selected fund
3. move to accepted for processing status continue to see 1 fund
4. once the money is invested can see 4 funds

hebat system kan

ironman16
post Jul 20 2020, 11:10 AM

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QUOTE(majorarmstrong @ Jul 20 2020, 11:08 AM)
i just spoken to customer service here is the info:
1. register that time can choose 2 fund
2. when put money inside account approve can see only your selected fund
3. move to accepted for processing status continue to see 1 fund
4. once the money is invested can see 4 funds

hebat system kan
*
Uncle got top up using Boost?
TStan_aniki
post Jul 20 2020, 11:13 AM

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QUOTE(majorarmstrong @ Jul 20 2020, 11:08 AM)
i just spoken to customer service here is the info:
1. register that time can choose 2 fund
2. when put money inside account approve can see only your selected fund
3. move to accepted for processing status continue to see 1 fund
4. once the money is invested can see 4 funds

hebat system kan
*
u can try add investment on IPF and click cancel, then you can see all 4
funboy555
post Jul 20 2020, 11:16 AM

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QUOTE(GrumpyNooby @ Jul 20 2020, 09:02 AM)
NAV as of 17/7/2020

IPF: 1.0829 (+0.0013)
SIPF: 1.0378 (+0.0017)
*
Wow up so much last friday. MTD up about 1.6%, nice.
funboy555
post Jul 20 2020, 11:17 AM

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QUOTE(majorarmstrong @ Jul 20 2020, 11:08 AM)
i just spoken to customer service here is the info:
1. register that time can choose 2 fund
2. when put money inside account approve can see only your selected fund
3. move to accepted for processing status continue to see 1 fund
4. once the money is invested can see 4 funds

hebat system kan
*
Uncle account once approved, can go to the side menu -> Transaction ->Invest Now, then can see other 4 funds.

But if uncle is looking for medium and long term low risk investment, I suggest IPF and SIPF.

If very conservative then can consider MPF and SSTLRAF.
TStan_aniki
post Jul 20 2020, 11:21 AM

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QUOTE(funboy555 @ Jul 20 2020, 11:16 AM)
Wow up so much last friday. MTD up about 1.6%, nice.
*
should be 0.16% bah

QUOTE(funboy555 @ Jul 20 2020, 11:17 AM)
Uncle account once approved, can go to the side menu -> Transaction ->Invest Now, then can see other 4 funds.

But if uncle is looking for medium and long term low risk investment, I suggest IPF and SIPF.

If very conservative then can consider MPF and SSTLRAF.
*
i choose conservative but invest on IPF biggrin.gif
funboy555
post Jul 20 2020, 11:37 AM

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QUOTE(tan_aniki @ Jul 20 2020, 11:21 AM)
should be 0.16% bah
i choose conservative but invest on IPF  biggrin.gif
*
user posted image

I mean Month-To-Date, based on their performance chart at website last month close at 13.13%, as at last Friday is 14.82%, so i just take simple minus calculation to estimate, should be 1.6%+ up since 1st July till now.

Correct?
TStan_aniki
post Jul 20 2020, 11:41 AM

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QUOTE(funboy555 @ Jul 20 2020, 11:37 AM)
user posted image

I mean Month-To-Date, based on their performance chart at website last month close at 13.13%, as at last Friday is 14.82%, so i just take simple minus calculation to estimate, should be 1.6%+ up since 1st July till now.

Correct?
*
yes correct

17/6 = RM1.076
in between got distribution RM0.01
17/7 = RM1.0829

(1.0829-1.076+0.01) / 1.076 = 1.57%
majorarmstrong
post Jul 20 2020, 11:41 AM

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QUOTE(funboy555 @ Jul 20 2020, 11:37 AM)
user posted image

I mean Month-To-Date, based on their performance chart at website last month close at 13.13%, as at last Friday is 14.82%, so i just take simple minus calculation to estimate, should be 1.6%+ up since 1st July till now.

Correct?
*
nice chart
all i want is when 1 tahun i go inside and cash out some money for my daily expenses

----------

question: so opus touch vs fsm is the 0.05% per annum charges, where now i buy with Opus they no charge me
user posted image

This post has been edited by majorarmstrong: Jul 20 2020, 11:43 AM
SUSyklooi
post Jul 20 2020, 12:08 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 11:41 AM)
nice chart
all i want is when 1 tahun i go inside and cash out some money for my daily expenses
hopefully at that time you wanted to take out some money for your daily expenses....it is not like as per the image
----------

question: so opus touch vs fsm is the 0.05% per annum charges, where now i buy with Opus they no charge me
what is this 0.05% pm charges you are refering to?
FSM is charging 0.2% pa platform fees for OPUS INCOME PLUS FUND
for example for your RM10 000, they will charge you RM5 x 4 in a year.

*
This post has been edited by yklooi: Jul 20 2020, 12:20 PM


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majorarmstrong
post Jul 20 2020, 02:48 PM

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QUOTE(yklooi @ Jul 20 2020, 12:08 PM)

*
i read it say FSM 0.05% per quarter for platform charges ma which i guess translate into 0.2% per annum and our understanding is correct
so back to Opus vs FSM
so buy from Opus is free la save the 0.05% lo compare to FSM
again FSM interface cantik a bit
Opus interface very lousy
Opus is like college project interface




TStan_aniki
post Jul 20 2020, 03:02 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 02:48 PM)
i read it say FSM 0.05% per quarter for platform charges ma which i guess translate into 0.2% per annum and our understanding is correct
so back to Opus vs FSM
so buy from Opus is free la save the 0.05% lo compare to FSM
again FSM interface cantik a bit
Opus interface very lousy
Opus is like college project interface
*
i don't care the interface, just need fast in fast out
SUSyklooi
post Jul 20 2020, 03:13 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 02:48 PM)
i read it say FSM 0.05% per quarter for platform charges ma which i guess translate into 0.2% per annum and our understanding is correct
so back to Opus vs FSM
so buy from Opus is free la save the 0.05% lo compare to FSM
again FSM interface cantik a bit
Opus interface very lousy
Opus is like college project interface
*
yes that 0.2%pa in FSM...

which to go depended on which one
makes you feels better to go to?
are you really mind about the 0.2% pa?
do you liked the non transaction related issues provided?
does the lower quality interface transaction suffice to your investment need?
etc etc....

just like those that take coffee at high end shops....
do they really enjoying or know how to enjoy the coffee there, or are they just there for the "feels" of there?

majorarmstrong
post Jul 20 2020, 03:49 PM

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QUOTE(tan_aniki @ Jul 20 2020, 03:02 PM)
i don't care the interface, just need fast in fast out
*
which one faster
FSM or Opus?
cause when uncle need money for medical expenses i really need fast fast like 3 to 5 days lo

for those who still young pls make sure keep 1 or 2 credit card that has high limit like 50k or 100k
even you are cash rich you still need credit card cause u wont carry 50k to 100k cash go out
but u will carry 1 single piece of platics to go out ma
reason being when u go hospital credit card do wonders everything can speed up if you have one
if dont have things go super slow
sometimes 5 mins saves life

GrumpyNooby
post Jul 20 2020, 03:49 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 03:49 PM)
which one faster
FSM or Opus?
cause when uncle need money for medical expenses i really need fast fast like 3 to 5 days lo

for those who still young pls make sure keep 1 or 2 credit card that has high limit like 50k or 100k
even you are cash rich you still need credit card  cause u wont carry 50k to 100k cash go out
but u will carry 1 single piece of platics to go out ma
reason being when u go hospital credit card do wonders everything can speed up if you have one
if dont have things go super slow
sometimes 5 mins saves life
*
Obviously is Opus.
He has mentioned it earlier.
TStan_aniki
post Jul 20 2020, 03:52 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 03:49 PM)
which one faster
FSM or Opus?
cause when uncle need money for medical expenses i really need fast fast like 3 to 5 days lo

for those who still young pls make sure keep 1 or 2 credit card that has high limit like 50k or 100k
even you are cash rich you still need credit card  cause u wont carry 50k to 100k cash go out
but u will carry 1 single piece of platics to go out ma
reason being when u go hospital credit card do wonders everything can speed up if you have one
if dont have things go super slow
sometimes 5 mins saves life
*
Opus T+1 in or out
majorarmstrong
post Jul 20 2020, 03:53 PM

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QUOTE(yklooi @ Jul 20 2020, 03:13 PM)
yes that 0.2%pa in FSM...

which to go depended on which one
makes you feels better to go to?
are you really mind about the 0.2% pa?
do you liked the non transaction related issues provided?
does the lower quality interface transaction suffice to your investment need?
etc etc....

just like those that take coffee at high end shops....
do they really enjoying or know how to enjoy the coffee there, or are they just there for the "feels" of there?
*
you talk deep
uncle go starbucks when my son bring me there
i dont even like the coffee there
i rather go my to those chinese coffee shop cheap and nice
so i guess all i need is to be able to withdraw and does not take more than 1 week
i will just go with Opus
honestly for me even PMO interface very lousy all i need is to top up and withdraw


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