Opus Touch, Self-Service UT Platform
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 Feb 9 2020, 07:48 PM
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#1
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Senior Member
8,188 posts Joined: Apr 2013  
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QUOTE(extinct_83 @ Feb 9 2020, 06:48 PM) I use this platform to do investment as charges for buying this bond fund from OPUS is cheaper than FSMOne yes...the 0.2% pa platform fees imposed by FSM RM100 000 = RM200 per year.... but I wouldn't mind paying RM200 for its wider variety of fund choices which would make my asset classes switching in times of volatility and rally easier....can do it with the credit points to offset the Sales charges. |
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Jul 20 2020, 12:08 PM
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#2
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(majorarmstrong @ Jul 20 2020, 11:41 AM) nice chart This post has been edited by yklooi: Jul 20 2020, 12:20 PMall i want is when 1 tahun i go inside and cash out some money for my daily expenses hopefully at that time you wanted to take out some money for your daily expenses....it is not like as per the image ---------- question: so opus touch vs fsm is the 0.05% per annum charges, where now i buy with Opus they no charge me what is this 0.05% pm charges you are refering to? FSM is charging 0.2% pa platform fees for OPUS INCOME PLUS FUND for example for your RM10 000, they will charge you RM5 x 4 in a year. Attached thumbnail(s) 
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Jul 20 2020, 03:13 PM
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#3
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(majorarmstrong @ Jul 20 2020, 02:48 PM) i read it say FSM 0.05% per quarter for platform charges ma which i guess translate into 0.2% per annum and our understanding is correct yes that 0.2%pa in FSM...so back to Opus vs FSM so buy from Opus is free la save the 0.05% lo compare to FSM again FSM interface cantik a bit Opus interface very lousy Opus is like college project interface which to go depended on which one makes you feels better to go to? are you really mind about the 0.2% pa? do you liked the non transaction related issues provided? does the lower quality interface transaction suffice to your investment need? etc etc.... just like those that take coffee at high end shops.... do they really enjoying or know how to enjoy the coffee there, or are they just there for the "feels" of there? |
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Aug 13 2020, 03:53 PM
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#4
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(ChiaW3n @ Aug 13 2020, 03:47 PM) I started with Opus back in end of April. thanks for clarifying that, Don’t so ganjeong ah. Because once awhile I logged into my opus and see all the while got gain, first time see which is a deficit. Up and down also few ringgit only I am not big shark don’t so ganjeong guys since your earlier post, i too was interested to find out more about that 2 posted opus funds. since you had clarified,...ok liao. |
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Aug 19 2020, 09:53 AM
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#5
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(rojakwhacker @ Aug 19 2020, 09:26 AM) The NAV for Income plus fund is having an up down ride now for past few days. QUOTE(MUM @ Aug 19 2020, 09:33 AM) any idea of the % of NAV's movement/variance for the past few days? looks like the trend is up for the past few days...btw, if the volatility rate of % of daily nav movement of this income fund is a concern,...best is to try to look for some other investment vehicle that has daily price movement that is LESS than income fund Attached thumbnail(s) 
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Aug 27 2020, 03:50 AM
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#6
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(majorarmstrong @ Aug 26 2020, 09:11 PM) i am still very noob when come to income distribution YES, that is very true for the amount of money you have in a UT fund before or after distribution is (about) the same.to me i see got distribute no distribute is the same thing after distribute price drop so it is like same same QUOTE(majorarmstrong @ Aug 26 2020, 09:39 PM) that is why i cannot understand and i want to ask the question lo This is NOT correct....as after the dust of the distribution had been settled,...any movement in the NAV will affect the total amount of money in your UT fund.for example distribute 10 points the next day drop 9 points meaning up 1 point saja correct? if the next day, the NAV drops 0.9% your money will be impacted by 0.9% also if the next day, the NAV rises 0.1%, your money will be impacted by 0.1% also (as after the dust of the distribution had been settled, the amount of money you have in a UT fund before or after distribution is (about) the same.) |
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Aug 27 2020, 10:49 AM
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#7
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(AnasM @ Aug 27 2020, 10:41 AM) Assume IPF have total fund size of RM 1000, with RM 10 per unit so total 100 unit. first, i mentioned "the amount of money you have in a UT fund before or after distribution is (about) the same."If IPF want to declare dividend of RM 1 per unit. Does it mean after distribution, the total fund size will be RM 1000 also?(assuming the bond price is static not moving) So u mean that IPF no need to give tax to government for the dividend distribution? in the NAV calculation it has this factor "Minus all liabilities"...thus govt tax had been inputed in the calculation of the new/latest NAV post dividend not sure if this article had been posted before, Understanding Unit trusts Dividends https://www.interpac-asset.com.my/understan...he%20long%20run. This post has been edited by yklooi: Aug 27 2020, 10:56 AM Attached thumbnail(s) 
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Aug 27 2020, 11:13 AM
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#8
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(AnasM @ Aug 27 2020, 10:59 AM) So does the fund size in term of RM will be reduced after distribution? you you want a definite, reliable and intelligence answersSince tax had been factored in, why there's no reduction in the total fund size in term of RM? IPF use who's money to pay the tax? read the highlighted text of the image, then go back to the earlier page to get the source of that article, then check with them? (my posts has "is (about) the same", yet they are more definite, they did not put in "about") then after that, please do come back to enlighten us will you? thanks Attached thumbnail(s) 
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Nov 25 2020, 10:13 AM
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#9
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(GrumpyNooby @ Nov 25 2020, 09:58 AM) IPF has been sliding downward since 9/11/2020: so is Nomura i - income too and i managed to get at the HIGH too   at times like this, i will just have to console  myself that ...think long terms  Attached thumbnail(s) 
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Jan 7 2021, 12:31 PM
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#10
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(tan_aniki @ Jan 7 2021, 12:16 PM) i might stop updating the 1st page for a while on daily NAV as i'm travelling to offshore. Happy New Year~ not sure if this can be good to have,...you can place a link in 1 page that link it to OPUS Asset Mgmt Daily Fund Price page.... https://www.opusasset.com/resources/daily-fund-price/ i think they are updated by Opus.....if forummers wanted to get the NAV can just click on it. (they have to look for them among the lists,...not like the filtered few as you currently posted in 1st page) |
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