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 Opus Touch, Self-Service UT Platform

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majorarmstrong
post Jul 20 2020, 03:54 PM

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QUOTE(tan_aniki @ Jul 20 2020, 03:52 PM)
Opus T+1 in or out
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then opus is the answer
damn fast!!
majorarmstrong
post Jul 20 2020, 03:59 PM

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btw can i use my son Boost account to top up?

GrumpyNooby
post Jul 20 2020, 04:02 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 03:59 PM)
btw can i use my son Boost account to top up?
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If the Opus account is opened using your son's mobile phone number.
ironman16
post Jul 20 2020, 04:09 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 03:59 PM)
btw can i use my son Boost account to top up?
*
Uncle can open joint account if u from klang area 😁 bcoz OPUS team need to meet with u b4 approve it. Try ask them, may b got change oledi 😁

This post has been edited by ironman16: Jul 20 2020, 04:10 PM
majorarmstrong
post Jul 20 2020, 04:58 PM

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opus got a referral program?, i want to open for my son
he is 19 years old this year
ironman16
post Jul 20 2020, 05:02 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 04:58 PM)
opus got a referral program?, i want to open for my son
he is 19 years old this year
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I dont think so 😬
Uncle son still young, opus too Conservative la, try equity fund

This post has been edited by ironman16: Jul 20 2020, 05:05 PM
no6
post Jul 20 2020, 07:47 PM

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QUOTE(choco_ice @ Jun 5 2020, 11:58 AM)
Same here already cabut few days back
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newbie here, wandering why one cabut before it drops as if playing klse ? isnt this UT meant for medium long term via DCA ?
ironman16
post Jul 20 2020, 08:06 PM

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QUOTE(no6 @ Jul 20 2020, 07:47 PM)
newbie here, wandering why one cabut before it drops as if playing klse ? isnt this UT meant for medium long term via DCA ?
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😆 If FI not need dca or cabut la, FI dip, sure equity oso dip.
Unless go FD or hold cash lo
no6
post Jul 20 2020, 08:13 PM

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QUOTE(GrumpyNooby @ May 30 2020, 10:50 PM)
Does both IPF and MPF are considered as money market fund?
IPF is a bond fund. MPF is money market fund

What are their management fee, sales charge and initial placement amount? I cannot find these info in their website.
MER for IPF is 0.65%, SC is up to 2% offline and 0% using Opus Touch, II is RM 1000
PHS: https://www.opusasset.com/wp-content/upload...v=1590850145428
Annual Report: https://www.opusasset.com/wp-content/upload...v=1590849983151

MER for MPF is 0.28%, SC is 0%, II is RM 1000
PHS: https://www.opusasset.com/wp-content/upload...v=1590850490024
Annual Report: https://www.opusasset.com/wp-content/upload...v=1590849983151

Why the Shariah short term low risk asset fund has no movement in the graph? Is it less popular?
The fund is launched on 06/05/2020. Less than a month old.
PHS: https://www.opusasset.com/wp-content/upload...v=1590850145428

So far, are you happy with their fund performance or anyone planing to exit?
No plan to exit at all.
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MER for IPF is 0.65%, SC is up to 2% offline and 0% using Opus Touch, II is RM 1000
MER for MPF is 0.28%, SC is 0%, II is RM 1000

Say my total investment is rm1000, fees that i get charged per annum is:-
1000x0.65% = rm6.50
1000x0.28% = rm2.80

is this calculation correct ? nothing else right


GrumpyNooby
post Jul 20 2020, 08:17 PM

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QUOTE(no6 @ Jul 20 2020, 08:13 PM)
MER for IPF is 0.65%, SC is up to 2% offline and 0% using Opus Touch, II is RM 1000
MER for MPF is 0.28%, SC is 0%, II is RM 1000

Say my total investment is rm1000, fees that i get charged per annum is:-
1000x0.65% = rm6.50
1000x0.28% = rm2.80

is this calculation correct ? nothing else right
*
Fund management fee and trustee fee are accrued in daily basis and reflected in daily published NAV.
no6
post Jul 20 2020, 08:18 PM

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QUOTE(ironman16 @ Jul 20 2020, 08:06 PM)
😆 If FI not need dca or cabut la, FI dip, sure equity oso dip.
Unless go FD or hold cash lo
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sorry FI stands for fixed income ?
FI does not need to DCA like ETF ?
may i know what is the common play for Opus Income Plus Fund ? isn't it buying consistently every week / every month in order to average down then per unit price (hopefully) ?
no6
post Jul 20 2020, 08:24 PM

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QUOTE(GrumpyNooby @ Jul 20 2020, 08:17 PM)
Fund management fee and trustee fee are accrued in daily basis and reflected in daily published NAV.
*
meaning i'll get charged from the "background" right ?
say i buy the fund at nav 1.08 today, and decided to sell tomorrow at nav 1.05, the charges are already factored in the nav 1.05 ?
GrumpyNooby
post Jul 20 2020, 08:24 PM

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QUOTE(no6 @ Jul 20 2020, 08:24 PM)
meaning i'll get charged from the "background" right ?
say i buy the fund at nav 1.08 today, and decided to sell tomorrow at nav 1.05, the charges are already factored in the nav 1.05 ?
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Of course.
No way to skip these fees.
ironman16
post Jul 20 2020, 08:45 PM

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QUOTE(no6 @ Jul 20 2020, 08:18 PM)
sorry FI stands for fixed income ?
Ya

FI does not need to DCA like ETF ?
normally FI very stable n the effect for u to do DCA oso very small. DCA normally for the UT with high volatile because we cant timing the market.

may i know what is the common play for Opus Income Plus Fund ? isn't it buying consistently every week / every month in  order to average down then per unit price (hopefully) ?
for ur info, i memang top up monthly not because wanna DCA  brows.gif  because wanna accumulate emergency fund ( i kuat belanja punya org)  doh.gif

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just my 2 cent view, if didnt agree pls dont shoot me thumbup.gif

This post has been edited by ironman16: Jul 20 2020, 08:46 PM
majorarmstrong
post Jul 20 2020, 11:45 PM

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uncle masuk 10k each into MPF and IPF
dont know good or bad move
masuk today so tomorrow should get invested



TStan_aniki
post Jul 20 2020, 11:48 PM

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QUOTE(majorarmstrong @ Jul 20 2020, 11:45 PM)
uncle masuk 10k each into MPF and IPF
dont know good or bad move
masuk today so tomorrow should get invested
*
what time u bought?
before 4pm then only tomorrow you bought it with today NAV
if after 4pm then you need to wait Wed only got it with tomorrow NAV
GrumpyNooby
post Jul 21 2020, 09:35 AM

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NAV as of 20/7/2020

IPF: 1.0840 (+0.0011)
SIPF: 1.0386 (+0.0008)
majorarmstrong
post Jul 21 2020, 09:39 AM

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QUOTE(tan_aniki @ Jul 20 2020, 11:48 PM)
what time u bought?
before 4pm then only tomorrow you bought it with today NAV
if after 4pm then you need to wait Wed only got it with tomorrow NAV
*
i think one before 4PM another is after 4PM
so now account show RM10k saja
TStan_aniki
post Jul 21 2020, 10:12 AM

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QUOTE(majorarmstrong @ Jul 21 2020, 09:39 AM)
i think one before 4PM another is after 4PM
so now account show RM10k saja
*
you can view all the transaction history with time stamp
believe me, once you addicted to IPF, you won't put money into MPF
majorarmstrong
post Jul 21 2020, 10:18 AM

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QUOTE(tan_aniki @ Jul 21 2020, 10:12 AM)
you can view all the transaction history with time stamp
believe me, once you addicted to IPF, you won't put money into MPF
*
uncle still dont know what is IPF vs MPF
all i know is IPF higher risk
MPF lower risk
that is all i know
so i put in both 10k each la
then come back after 1 to 2 years to see see look look

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