What do you mean downgrade? Do you mean down trend?

dude you aint compare apple to apple.

It is like comparing equities category fund with Fixed Income category funds, both are investing in different things, risk appetite are different

The new Opus Touch layout become so colourful.
It becomes so blueish.


This post has been edited by GrumpyNooby: May 29 2020, 09:21 AM

Downgrade as in bond rating down from A to B
Due to many factor such as low collection of toll due to less ppl travel which will affect toll concessionaire and airline bond

1.0802 (28/05/2020) for IPF
1.0366 (28/05/2020) for SIPF

omg haha

Is coming or already happened?

Already comed

sure have high volume sale from online platform, thats why got monie/motivation to revamp online platform

lowyat netizen sure contributed a lot

Kudos should be given to Boost.

Website revamp is long overdue

Do you all select dividend reinvestment or cash dividend payout for the income distribution?
Wondering if there is a preferable option between the two or no difference?

Some funds have minimum distribution payout like RM50 or RM100. So if you do not meet that minimum payout amount, it will reinvest back for you.

As for Distribution payout or reinvest, it really depends on your preference. If you have 1 million to invest, and if the fund give you a monthly distribution, so that monthly distribution let say can give you RM 1,000 per month, and you think you want to use this money as monthly expenses, then you can choose to payout, because you don't want to perform redemption monthly.

If your monthly distribution is only around RM 100 or you don't need to use that money, the better option is to reinvest back, because after distribution the unit price will reduce and you can reinvest back at lower price and acquire more units. In a way also lower down your average cost per units.

I see, thanks for the reply!

SIPF 1.0369 ↗️
IPF 1.0805 ↗️
MPF 1.0053 ➡️
SST 1.0003 ➡️

Expect nav for 31/5 as well

This post has been edited by tan_aniki: May 30 2020, 07:32 PM

Does both IPF and MPF are considered as money market fund?

What are their management fee, sales charge and initial placement amount? I cannot find these info in their website.

Why the Shariah short term low risk asset fund has no movement in the graph? Is it less popular?

So far, are you happy with their fund performance or anyone planing to exit?

Does both IPF and MPF are considered as money market fund?
IPF is a bond fund. MPF is money market fund

What are their management fee, sales charge and initial placement amount? I cannot find these info in their website.
MER for IPF is 0.65%, SC is up to 2% offline and 0% using Opus Touch, II is RM 1000
PHS: https://www.opusasset.com/wp-content/upload...v=1590850145428
Annual Report: https://www.opusasset.com/wp-content/upload...v=1590849983151

MER for MPF is 0.28%, SC is 0%, II is RM 1000
PHS: https://www.opusasset.com/wp-content/upload...v=1590850490024
Annual Report: https://www.opusasset.com/wp-content/upload...v=1590849983151

Why the Shariah short term low risk asset fund has no movement in the graph? Is it less popular?
The fund is launched on 06/05/2020. Less than a month old.
PHS: https://www.opusasset.com/wp-content/upload...v=1590850145428

So far, are you happy with their fund performance or anyone planing to exit?
No plan to exit at all.

This post has been edited by GrumpyNooby: May 30 2020, 10:58 PM

Most of ur questions been answer.
I'm very happy with IPF performance so far.
FSM oso got IPF but with 0.05% platform fee.
In FSM if the fund got platform fee means the fund is good. 😁😁😁

This post has been edited by ironman16: May 30 2020, 11:25 PM

i think it's time now for them to intro fund switching option

it's already there...

No charges for the first 4 switches in each calendar year. RM25.00 will be imposed for all subsequent switches after the first 4 switches in each calendar year.