QUOTE(MNF0 @ Feb 17 2022, 04:41 PM)
Definitely not 500k or even800k.
hehe, now we know your nett worth in PNB 
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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 Feb 17 2022, 05:07 PM
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#41
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Senior Member
4,308 posts Joined: Aug 2013 
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Feb 18 2022, 02:50 PM
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#42
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4,308 posts Joined: Aug 2013
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QUOTE(lucifah @ Feb 17 2022, 04:38 PM) 1 mil above any free gifts or calendars ? they will give u an invitation card, a dedicated RM who will keep trying to sell you VP fund products   |
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Feb 18 2022, 06:38 PM
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#43
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Senior Member
4,308 posts Joined: Aug 2013
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QUOTE(lucifah @ Feb 18 2022, 04:11 PM) didnt receive any table calendar this year, but i never use also. got the previous years all just left in the drawer collecting dust. LOL how to get umbrella?they do send you greeting cards though free gifts? depends on your deposits. ur RM tracks your deposit every month got power banks, foldable bags, umbrella and petronas gift cards, depending on the campaign only the power banks & the petronas card really worth my time. LOL. just walk in and ask for it? |
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Feb 22 2022, 11:19 AM
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#44
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4,308 posts Joined: Aug 2013
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QUOTE(MNF0 @ Feb 22 2022, 10:58 AM) I see. Thanks. In our case, who is our RM? If I am not mistaken, they will call you and introduce themselves to you and invite you go to the branch to have chit chat.Some say 1 million and above to entitle high value customer.... I think some of the forumers here have deposit > 1 million  This post has been edited by Chrono-Trigger: Feb 22 2022, 11:23 AM |
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Mar 20 2022, 05:52 PM
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#45
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Senior Member
4,308 posts Joined: Aug 2013
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7% pleaseeeeeee
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Mar 24 2022, 02:13 PM
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#46
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4,308 posts Joined: Aug 2013
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give us 6.0% baaaaa
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Mar 30 2022, 03:59 PM
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#47
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4,308 posts Joined: Aug 2013
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wow, seriously thinking of withdrawing from ASM to EPF
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Apr 5 2022, 05:41 PM
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#48
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4,308 posts Joined: Aug 2013
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can't get anything. Still in high demand.
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Apr 5 2022, 06:24 PM
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#49
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4,308 posts Joined: Aug 2013
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QUOTE(popice2u @ Apr 5 2022, 06:20 PM) many complained say asm dividend low bla bla bla......but still hold on since PNB made the units available online, it is getting very hard to get the units.lucky for those who locked in a lot of units before that  |
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Jul 16 2022, 08:19 PM
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#50
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4,308 posts Joined: Aug 2013
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QUOTE(MUM @ Jun 22 2022, 12:01 PM) While waiting for value added responses,... Hmm I just subscribed to the Pengisythiran Amanah and notice that there is a RM1000 unit being blocked as a minimum amount to be retained in account to be distributed to next of kin as long as the PA is active.If you meant this, PENGISYTIHARAN AMANAH / TRUST DECLARATION is an estate administration service provided by ASNB for its non-muslim Malaysian Unit Holders. It adopts the concept of trust where the unit trust investments will be managed by ASNB and will be transferred directly to the named recipients after the demise of the Unit Holder. . Then maybe can try this for some info Fees. https://www.asnb.com.my/pengisytiharanamanah_YURAN_EN.php Interestingly, the cash value of the investment is reduced by RM1000, although the total value remains the same. Does this mean the RM1000 is actually blocked with no dividend payout? anyone have any idea? This post has been edited by Chrono-Trigger: Jul 16 2022, 08:19 PM |
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Jul 16 2022, 09:01 PM
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#51
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4,308 posts Joined: Aug 2013
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QUOTE(MUM @ Jul 16 2022, 08:30 PM) While waiting for value added responses,... My guess is,.... Since the total value is inclusive of that 1k,.....thus the dividend on this 1k will be included in the calculation. It's RM1000 blocked PER account.Else, if 5%pa then 1k = 50 *30yrs = 1500 rugi if 30 yrs ASM1, ASM2, ASM3 = RM3000 blocked  30 years is RM4500 |
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Jul 16 2022, 09:28 PM
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#52
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4,308 posts Joined: Aug 2013
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QUOTE(MUM @ Jul 16 2022, 09:12 PM) 😬😅🤔 Better get clarification directly from ASNB,... well... even so.. it's still cheaper than put inside a will right?Else 😂😂🙄 Probate for Will execution can be as high as 5% , that's government tax only, not including lawyer fee...  p/s the best is to transfer money to beneficiaries before RIP, but so many char siew children these days....  This post has been edited by Chrono-Trigger: Jul 16 2022, 09:40 PM |
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Aug 23 2022, 07:25 PM
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#53
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4,308 posts Joined: Aug 2013
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wah lau, getting less... like that want to withdraw already
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Aug 24 2022, 09:24 AM
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#54
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Senior Member
4,308 posts Joined: Aug 2013
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QUOTE(MattSally @ Aug 24 2022, 08:48 AM) I am fairly confident that ASB/ASM funds will recover to at least >6%/>5% respectively. The question is, when? this world is so messed up.when we thought it was getting better, covid came. Then when we thought covid was over, Ukraine war and supply chain problem came. To add salt to the wound, inflation and high interest , driving major economy into recession in early 2023. one disaster after another. |
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Aug 27 2022, 06:42 PM
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#55
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4,308 posts Joined: Aug 2013
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ini kali la 4.25 % please nexona88 liked this post
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Aug 30 2022, 11:56 AM
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#56
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Senior Member
4,308 posts Joined: Aug 2013
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yea, going to withdraw some to put in EPF.
Time to diversify away from PNB. Good times over for PNB? |
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Aug 30 2022, 12:16 PM
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#57
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4,308 posts Joined: Aug 2013
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QUOTE(nexona88 @ Aug 30 2022, 12:03 PM) Yup .. Our economy has reopened in the last 9 months, but the funds still not performing. hmmNow seems like EPF is more better bet vs ASNB funds... Yes. It's not apple to apple comparable.... But both is based in Malaysia & "unit price is fixed"... ie. Rm1 mean rm1... No change when dump into account.... Unlike others investment.... Might swing either way after "invest".... |
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Aug 30 2022, 12:23 PM
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#58
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Senior Member
4,308 posts Joined: Aug 2013
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QUOTE(nexona88 @ Aug 30 2022, 12:20 PM) Only dump the excess $$$... but REITS ... has danger of market volatility, the principle value can go up and down....If u feel the need to use that money... Then look elsewhere.... Like some says.... REITs..... Which can be sold anytime... PNB at least is RM1 fixed. need to consider that too |
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Aug 30 2022, 01:59 PM
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#59
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Senior Member
4,308 posts Joined: Aug 2013
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60K maximum per year for diversification from PNB funds to EPF...
Not going to be easy for those with lots of cash... Perhpas can consider buying luxury goods and watches as investment? (my rich friend is doing this..) This post has been edited by Chrono-Trigger: Aug 30 2022, 02:00 PM |
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Aug 30 2022, 09:30 PM
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#60
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Senior Member
4,308 posts Joined: Aug 2013
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For consolation, do yourself a favour. withdraw 5000 to buy iPhone 14. consider it a gift from PNB. Don't keep money there and rant about low dividends. take it as it comes, deal with it later.
Kthxbye |
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