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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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Chrono-Trigger
post Sep 3 2024, 02:02 PM

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QUOTE(nexona88 @ Sep 3 2024, 01:55 PM)
Always I said..

Depending on your age & balance in EPF

If age already 55yo or got 1mil above in EPF... Then no brainer... EPF heavy all the way...

If age below 55yo & No 1mil in EPF... Then it's ASMx fund heavy

👌
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you would 100% EPF, 0% ASM if you > 55 or 1 million ?

isn't that a bit dangerous to put everything in one basket.
Chrono-Trigger
post Sep 3 2024, 04:18 PM

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QUOTE(Iceman74 @ Sep 3 2024, 04:13 PM)
Do you think if KWSP goes under.. Malaysia RM, ASM and economy can stay alive?
Unless your saving in cold hard cash foreign currency or gold, everything related with Malaysia will tank also  laugh.gif
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question is, will EPF consistently outperformed ASM?

ASM outperformed EPF in the 2010s and 2000s. 7-8%

maybe those days are over
Chrono-Trigger
post Sep 4 2024, 07:54 AM

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QUOTE(MattSally @ Sep 4 2024, 07:29 AM)
ASM3 will, almost certainly, be 4.75% imho. The important dividend (whether you are invested in the fund or not) will be ASB1 at the end of December as it will determine the upper limit of all the other FP funds (ASB & ASM) for the following 12 months.

My own view is that ASB1 should declare at least 5.75% and, if we are lucky, 6.0%. This would pave the way for at least 5% in all ASM FP funds in 2025 and maybe 5.5% to 5.75% for ASB2 and ASB3.

I wouldn't say that the good times are back yet, but better times are on their way I think.
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Indeed.
The thing about asnb is my sentiment after taking so much effort over the years chasing the limited units.

So it’s kind of sentimental to sell it off but I know it’s logical to put money into epf that has more returns.

But I’ll withdraw a bit from asnb to put inside epf
Chrono-Trigger
post Sep 16 2024, 08:52 AM

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ASM3 no more quota?

Fully subscribed. Congratulations to PNB 1.5 billion unit habis in less than 2 months.

Malaysians are rich
Chrono-Trigger
post Sep 16 2024, 11:33 AM

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QUOTE(ericlaiys @ Sep 16 2024, 10:51 AM)
got...1 oct. i will sell so you can buy later
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I planning to move some to EPF
Chrono-Trigger
post Sep 16 2024, 11:43 AM

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QUOTE(ycktech @ Sep 16 2024, 11:43 AM)
Can inter transfer between ASNB member ahahaha.
Like OTC. tongue.gif
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very susah unless know that person very well..

later person who pays you cabut the money or accuse you no transfer money ... want to avoid those headache.

This post has been edited by Chrono-Trigger: Sep 16 2024, 11:45 AM
Chrono-Trigger
post Sep 16 2024, 12:05 PM

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QUOTE(nexona88 @ Sep 16 2024, 12:03 PM)
OTC ASNB counter
Fill up transfer form... Pay some fees (I think rm10 something)
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oh i see...

I read people charge 1% commission ?

Chrono-Trigger
post Sep 16 2024, 02:26 PM

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QUOTE(miyakochan89 @ Sep 16 2024, 02:21 PM)
i self contributed into the EPF. But it doesn't reflect in the account yet. How long does it take to reflect ya? hmm.gif
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2 working days

(minus weekend/Public holidays)

If deposit morning on the working day, usually by tomorrow afternoon it will be reflected in the account provided it's a working day.

Don't worry, it won't get lost. Got money trail one.
Chrono-Trigger
post Nov 2 2024, 06:09 PM

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ASM3 last few days like lots of units.

Just simply click 20K just now (no money btw just testing) also can get.

either they announced additional fund?
or many people selling

This post has been edited by Chrono-Trigger: Nov 2 2024, 06:09 PM
Chrono-Trigger
post Jan 18 2025, 07:22 AM

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QUOTE(nexona88 @ Jan 16 2025, 04:43 PM)
Thanks to rumours on Chinese media on Rates cuts...

So everyone is like rushing towards ASMx funds to locked their $$$ & get acceptable rates temporary 😁
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Rate cuts ?

Thought inflation is coming up this year
Chrono-Trigger
post Feb 18 2025, 09:53 AM

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Reject code 500 ?

What is that
Chrono-Trigger
post Mar 27 2025, 04:16 PM

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hmm... epf still higher

This post has been edited by Chrono-Trigger: Mar 27 2025, 05:08 PM
Chrono-Trigger
post Jul 7 2025, 09:46 AM

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My friend who works in asnb told me most deposits are from type C. Very rich oh

This post has been edited by Chrono-Trigger: Jul 7 2025, 09:52 AM
Chrono-Trigger
post Jul 7 2025, 02:47 PM

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Banks must be very upset losing 1billion deposit today
Chrono-Trigger
post Jul 8 2025, 05:42 PM

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QUOTE(lim47 @ Jul 8 2025, 05:27 PM)
user posted image

Good business
No stock liao, recommend buy other fund pulak 🤭
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epf
Chrono-Trigger
post Jul 18 2025, 10:16 PM

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QUOTE(MattSally @ Jul 18 2025, 10:07 PM)
I agree there is no shortage of demand but what I find interesting is the persistent 'need' for ASNB to continually attract new investment/investors. I may be overthinking it a little.
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they do it every year to get new funds in the past remember ?

just during the covid time, the new units actually frozen due to many people selling probably
Chrono-Trigger
post Aug 31 2025, 09:44 AM

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Will move some ASM to epf

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