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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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Chrono-Trigger
post Jan 2 2024, 11:13 AM

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Hi online withdrawal is 2500 per product (each of ASM,asm2) or combined everything limited to 2500 per month ?
Chrono-Trigger
post Jan 2 2024, 11:36 AM

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QUOTE(poweredbydiscuz @ Jan 2 2024, 11:18 AM)
2000 units combined.
*
Wow
Chrono-Trigger
post Feb 26 2024, 04:25 PM

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hi guys , the ASM 3 100,000 campaign still available?

Why people here aim for ASM1 , when ASM 3 still available , or most people already finish the 100K ASM 3 quota??

This post has been edited by Chrono-Trigger: Feb 26 2024, 04:26 PM
Chrono-Trigger
post Mar 25 2024, 05:14 PM

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am hoping will be 4.8%
Chrono-Trigger
post Mar 28 2024, 03:13 PM

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good news indeed.
Chrono-Trigger
post Mar 28 2024, 04:36 PM

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says they diversify to fixed asset income .. does this mean more into bonds/fixed deposits?

interest rate coming down soon, how?
Chrono-Trigger
post Mar 29 2024, 10:42 AM

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QUOTE(guy3288 @ Mar 28 2024, 06:04 PM)
whoa 4.75% !
sweet returns for my effort  pumping in
some 900k ASM 1 after 4.8% FD gone in 2023

like that can pump in more man
FD so low now..Rize also down
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So loaded but congrats 👍👍can buy iPhones
Chrono-Trigger
post Mar 30 2024, 05:40 PM

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hi guys, if i submit request to withdraw money online from ASNB, how long will it take to be reflected in registered bank account?
Chrono-Trigger
post Mar 31 2024, 12:49 AM

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QUOTE(nexona88 @ Mar 30 2024, 06:00 PM)
Normally 2 working days... Got problem with your CASA. Then could be longer...

If Maybank account... After 2pm
Other banks after 9pm

🙏
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1st day of the month best time to withdraw or 2nd ?
Chrono-Trigger
post May 6 2024, 03:04 PM

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QUOTE(lucifah @ May 6 2024, 11:58 AM)
Today's catch from some roadshow

user posted image
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RM5000 for one card.

You just deposited RM20,000 ?
Chrono-Trigger
post May 6 2024, 03:59 PM

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oh nice, can get another payung.

the foldable cup apa tu?

This post has been edited by Chrono-Trigger: May 6 2024, 04:05 PM
Chrono-Trigger
post May 10 2024, 10:22 AM

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looks like ASM3 no more free flow for subscription.

quota reached?
Chrono-Trigger
post May 28 2024, 04:07 PM

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QUOTE(plumberly @ May 27 2024, 04:08 PM)
Good planning.

Since I realised the mistake I made, I am now reducing my ASM to other places. And transfer parts to my family members now. Intended for them, so why not transfer now.
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put it in EPF, no fee right?
Chrono-Trigger
post May 28 2024, 04:16 PM

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QUOTE(plumberly @ May 27 2024, 10:02 AM)
Thanks.

If I knew about the high claim fee, I would have dropped that like a hot brick.
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the best way to avoid any lawyer , claim fee is to transfer your money to all your beneficiaries before you die, hoping they are not char-siew kids that send you to old folks home once you transfer money to them. (not unheard these days)

Another way is to leave it to your will, which will need a probate and high court order etc to execute your will. This, can take up to 1 to 2 years, from what I heard. It's worse your will is being contested by your next of kin (LOL) or someone make a claim to it, then the entire money in your ASM will be frozen until the disposal and final execution of your will. and if you still have unpaid loan, banks will also make a claim to your estate... which will take time to settle...

This ASM provides a direct transfer in 1-2 months, with some fee la.

and... you already dead at that time, what's 1% fee to your next of kin that receives 99%? I don't they think will complain....

This post has been edited by Chrono-Trigger: May 28 2024, 04:17 PM
Chrono-Trigger
post Aug 29 2024, 10:17 AM

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ASM1 and ASM3 like very easy to get these days.

People withdrawing money to put in Bursa Malaysia or in EPF ?
Chrono-Trigger
post Aug 29 2024, 11:08 AM

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QUOTE(roy_zu @ Aug 29 2024, 10:48 AM)
Both had additional fund allocations very recently. Those who been long term in ASNB funds might not take the whole lot and put in Bursa. Different risk tolerance.

For EPF, it got me thinking. For those already hit 1M, wouldn’t it be wiser to pump in max 100k into EPF before allocating the additional fund into ASNB?
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Oh , both ASM1 and ASM3 has additional 1 billion each?

For me, ASNB limit of online 2k withdrawal/month puts a layer of security. Online identity theft and fraud is real these days.

For EPF, some may not be comfortable with activation of online withdrawal... Imagine some scam took hold of both your EPF and Banking credentials... a large sum of money can disappear from EPF over few days.... (scammers transfer money from EPF into savings account, from there, they transfer to mule account)

This post has been edited by Chrono-Trigger: Aug 29 2024, 11:09 AM
Chrono-Trigger
post Aug 29 2024, 12:01 PM

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QUOTE(nexona88 @ Aug 29 2024, 11:38 AM)
Correction

Only ASM 3 have additional 1bil units (now only left around 200mil +/-)

ASM 1 have 500mil additional units (now around 300mil +/- left)
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oh no wonder, thought many people sell off ASM1.

This post has been edited by Chrono-Trigger: Aug 29 2024, 12:01 PM
Chrono-Trigger
post Aug 30 2024, 12:36 PM

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Hope 5%

If still no, will rebalance into EPF
Chrono-Trigger
post Aug 30 2024, 04:30 PM

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hmm.... planning to withdraw a bit to put inside EPF instead.

For the last 5 years ASNB has been underperforming lel
Chrono-Trigger
post Sep 3 2024, 12:59 PM

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QUOTE(chinkw1 @ Sep 3 2024, 08:45 AM)
Now onwards, if ASM1 give 5%, & kwsp give 6%, then it will be smooth & good returns.
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EPF-ASM 50-50 portfolio good?

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