Baru tahu.

ASNB Premier Service. Memang ada. Cuma ramai tak tahu. Minimum kena ada 1 juta dalam ASNB combined amount dalam akaun-akaun ASNB.

Kalau di ASNB HQ ada parking khas dan akan dibawa ke lounge special. Segala transaksi akan dilakukan di dalam lounge tersebut.
Kalau dekat branch ASNB, pergi sana tak perlu beratur ambil nombor.

Paling best ialah kalau nak keluar duit boleh call ASNB untuk datang rumah dan isi semua borang. Lepas tu ASNB akan transfer duit dari akaun ASNB ke akaun bank. Untuk first time, kena pergi ke ASNB HQ atau mana-mana branches untuk register akaun bank mana nak didaftarkan untuk duit masuk dari ASNB.

Ada dedicated mobile number PIC untuk kita contact.

if got >1M in EPF and put up to 60K in EPF voluntarily every year, then can withdraw anytime, isn't it? (have to leave 1m in EPF though)

Possibilities is there...
This time... Unit is non existent for first time since I invested years ago.... Maybe not my luck???

Until today i dare not put big amounts in sspn. Worry one day they might change withdrawal requirements and money get locked inside.

But once my SSPN sum getting a little larger than I should, i also started moving it to EPF now.  Sigh.  Need to move move move so much over the years just to earn a little more.

Does this prevent you from purchasing?

"Our record shows that your bank account information is pending verification. Please click "Bank Account Details" to check the status of your bank account."

Perhaps Nexona meant it for ASB2. ASB1 has an unlimited funds.

That is hard cap limit. Not the soft cap. Softcap limit will increase based on the dividend every year.

I forgot who says this before.
There are 2 capping.

1. Hard-cap, which is RM200k

2. Soft-cap, which is the total amount of dividend earned since the opening of the account

So if you are smart and start your ASB financing at 200k since you start working, after 5 years, your account would balloon to RM280k. If you take out RM80k for personal use, you can still put it back (the RM80k) into the account using cash.

I think a modest rise in Bank rate is not far away at all. This will be good news for net savers but not so good for net borrowers.

Officially that is anyone's guess but I have been told, by someone who should know, that there is a correlation (albeit not 100%) between Bank Rate (OPR) and PNB dividends. It makes sense. If OPR goes up then all other bank rates (including FD) go up and PNB needs to remain considerably more competitive than FD due to the different risk exposures - Low for PNB v Nil for FD.

Question:

Would you put your cash into your Full Flexi House Mortgage account to offset the interest?

OR

Would you rather put that cash into ASB?

No, maybe the difference between a 6 figure account and a 7 figure one...