Closing is completely optional, since Wahed has no fixed cost with no balance - I am just closing it so that its not possible for me to register here again, just in case I feel tempted to come back when I see someone post good returns, despite my due diligence has told me otherwise. hahaha.

I am personally committing to Stashaway - its my decision to commit there that I withdrew from MyTheo & Wahed. Their methods are more aligned with what I like and service/user experience is great.

This post has been edited by Hoshiyuu: Mar 23 2021, 03:19 PM

Great, I think I will register Stashaway and try with the highest risk portfolio available. Hopefully the registration process and deposit/withdrawal is not too complicated.

Registration, deposit/withdrawal is very straight forward, but depending on your financial situation, you may not have access to Risk level above 22%. (It goes up to 36%)
https://www.stashaway.my/faq/115007036867-h...o-risk-settings

In this case, you may want to contact them via WhatsApp, watch a few video, and get approval to higher risk, or take the SGX tutorial and exam. I did the latter but I recommend the former.

Also make sure you answer "correctly" for domestic ringgit borrowing. If you have more than 2 or more bank loans, Stashaway is legally not allowed to let you register, but I'm just saying no one checks what you declare properly...
https://www.stashaway.my/faq/900000198566-w...t-borrowing-drb

If you have a friend who uses SA, you should probably get a referral code from him/her so both of you get discount on fees for a few month. (up to RM30k for free for 6 months)

Further discussion should probably be done over at the SA thread.

This post has been edited by Hoshiyuu: Mar 23 2021, 04:17 PM

Unless HLAL ETF is dropping to 27.70 then the is time to reenergise

CUrrently at 34 forget about it

Thanks for the insight.
You are correct, I was allowed only up to 22% risk index portfolio. Let me try to follow your steps and contact them via whatsapp to unlock 36%.

Perhaps it's time to part ways with Wahed~

Wahed performing well in current yoyo market. I never see it goes negative value yet this month.

Market Commentary – February 2021
https://journal.wahedinvest.com/market-comm...-february-2021/


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Whoa my withdrawal reached my bank account in 2 working days. Very impressed.

Same here! Withdrawn requested on Mar 23th, got it on 25th evening. Say what you want about their investment choice, but their customer service and withdraw procedure is better than Akru/MyTheo.

My MyTheo withdraw request made on the same day is still in limbo...

This post has been edited by Hoshiyuu: Mar 26 2021, 08:19 AM

maybe you havent experienced the 2 weeks withdrawal last year before they switched over to HLAL

That's terrible well, happy to see them improve at least... even if I don't use them, I'd still like them to be around to provide competition.

If they manage to do something like "yeah we are lowering our fees to flat 0.3%" that'd be exciting.

Sukuk down 5.51% on Friday..
I believe VA cannot produce this kind of result in 1 day..
Anyone know what happened to this unit?

Bond yields went down all over the world

Ok noted..just try my luck on this portfolio (VC) since GOLD not moving this week..hope it will bounce back this year with good capital appreciated and dividend..

Bonds are gone case already with so much stimulus and buy backs all over the world

You better off buying gold ETF to hedge the inflation coming faster than ever

My sukuk is down RM300 ++

my sukuk down 500
wtf....
last time (early 2020) choose aggressive lost a lot
now i choose moderate same thing wtf laaa....

hold only lor. Sukuk is as a protection

yeah nothing can be done right now

I guess it's time for me to close my account