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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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cybpsych
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 Sep 18 2024, 12:34 PM
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QUOTE(leanman @ Sep 18 2024, 10:56 AM) so used to it by getting the statement T+1 in the email.  just taking things for granted but never missed paying the statement. Ever since there is GX Bank, i normally pay my statement T-1 before due date to make full use of the 3% pa daily interest. Previously, always settle on the day I got my pay as hate to see outstanding statement balance in my account haha i always maximize by paying on PDD (payment due date), sometimes PDD+1 day ... but in my Excel formula, i set it PDD-1 day ahead, just in case i forgot after having good sleep at night  |
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cybpsych
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Sep 19 2024, 08:03 AM
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QUOTE(RitzyHoke @ Sep 19 2024, 07:52 AM) hello folks, which card would you guys recommend? the Visa Signature seems like a pretty good card but not sure if I'm missing anything post here https://forum.lowyat.net/topic/4161836follow template in post #2 your 1-liner statement gives no context to what you want (benefit) from the card? which spending preference? how much spending? spend where? "good" card for you is subjective, cuz others may see it just an average card. they may have other cards that can be "better" that PB VS  |
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cybpsych
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Sep 28 2024, 03:09 PM
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QUOTE(Barricade @ Sep 28 2024, 02:08 PM) Haiya just say "loyalty cash back" to offset with SST payment. I get it every time. ppls just refused to understand the distinction between waiver and offset/cashback/rebate  asking bank to "waive sst" = asking bank to break the law by not charging SST (waiving it). this is WRONG. bank MUST CHARGE your card with SST. simple as that. you cant tell them to break the law, right? asking bank to "grant offset/cashback/rebate" for the SST amount = asking bank to give extra credit/$$ to offset the SST amount. it will eventually nett off to RM0.00 (sometimes you gain a bit). Bank still need to charge SST according to law. but bank also willing/conditionally to give extra $$ depending on their discretion because it is an extra cost to them. |
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cybpsych
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Oct 13 2024, 12:43 PM
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QUOTE(labtec @ Oct 13 2024, 11:32 AM) Hi, may I know what is the step to activate the new replacement credit card that public bank send me? They only ask me to login but nothing there to activate the card set card pin in pbe |
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cybpsych
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Oct 13 2024, 03:43 PM
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QUOTE(labtec @ Oct 13 2024, 02:38 PM) Yea, I did that, but it didn't mention the set card pin is for old or new card, so not sure I have done it correctly doesn't matter. it will work. if worried, just call cs. |
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cybpsych
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Oct 14 2024, 06:08 PM
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adoi doest matter la
just do whatever word or method you wish when interacting with pb cs
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cybpsych
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Oct 15 2024, 09:06 PM
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Apply & Enjoy 25% Cash Back on Fuel & Diesel EVERYDAY [ PBB | T&Cs ] 
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cybpsych
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Oct 16 2024, 02:46 PM
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QUOTE(hsiung @ Oct 16 2024, 01:43 PM) woopsy , educating mind required min spend 2k, i remembered last round was 1k ? diff rate, diff cb cap, diff spend same recycled image  |
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cybpsych
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Oct 16 2024, 08:09 PM
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QUOTE(joice11 @ Oct 16 2024, 07:19 PM) any idea is eu yan sang under grocery mcc and can get cb for visa? not grocery mcc |
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cybpsych
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Oct 18 2024, 05:46 PM
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QUOTE(cybpsych @ Jul 1 2024, 08:12 AM) Fuel Happy with 20% Cash Back on Petron Fuel and Diesel Transactions using PB-Petron Visa Card [ PBB | T&Cs ]  FUEL HAPPY 20% CASH BACK-MTH3 credited |
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cybpsych
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Oct 24 2024, 05:53 PM
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QUOTE(Wolgie @ Oct 24 2024, 04:48 PM) really not target it, but get cashback 40. check it, 2 Aug i use 1.5k+2.4k+1k+464(insurance, consider also, right?)= Over 4k get only RM40. SO mean really a lot player on high lvl  why not read the campaign t&c? |
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cybpsych
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Oct 24 2024, 08:17 PM
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QUOTE(Darren @ Oct 24 2024, 08:00 PM) i did try call CS today to waive SST on my quantum card + Visa signature but CS say no more waiver can only offset SST using point request for cancellation quantum mastercard n retain visa since got cashback usage/campaign but the CS ask me to request cancellation via email... no more phone call to cancel card..... so weird...... not weird, just the C's has no authority to grant rebate. call again. |
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cybpsych
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Oct 28 2024, 06:05 PM
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QUOTE(cybpsych @ Aug 1 2024, 11:01 AM) Service Your Vehicle & Have Fun with PB Visa Credit Cards [ PBB | T&Cs ]  // 28 OCT 28 OCT SERVICE VEHICLE & HAVE FUN C/BACK-MTH2 80.00 CR //car service on 18 Sep 2024 |
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cybpsych
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Oct 28 2024, 08:40 PM
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QUOTE(ideaplus @ Oct 28 2024, 06:56 PM) I noticed PBB VS is excluded from a lot of campaigns; why? list them here |
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cybpsych
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Oct 29 2024, 07:15 AM
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QUOTE(cybpsych @ Jun 30 2021, 07:26 PM) QUOTE(langstrasse @ Oct 28 2024, 09:07 PM) Hi all Does anyone know if PBB credit cards are eligible for points if used for paying for insurance premiums? announcement above for insurance, maybe you can target the edu/insurance promo ? |
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cybpsych
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Oct 29 2024, 05:33 PM
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QUOTE(Dyson Jin @ Oct 15 2024, 01:19 PM) Educating Minds, Protecting Futures 15 oct 2024 - 14 feb 2025 https://www.pbebank.com/en/promotions/lates...ecting-futures/[attachmentid=11504448] Makan Lokal Sama Sama with PB Visa Credit Card 15 oct 2024 -15 jan 2025 https://www.pbebank.com/en/promotions/lates...sa-credit-card/[attachmentid=11504449] QUOTE(langstrasse @ Oct 29 2024, 04:30 PM) sorry, cant open FB. refer above, which has been shared before.  This post has been edited by cybpsych: Oct 29 2024, 05:34 PM |
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cybpsych
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Oct 30 2024, 03:39 PM
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Super Grocery Sale with 25% Cash Back (By Invitation Only) [ PBB | T&Cs ]  Fuel Good with 25% Cash Back (By Invitation Only) [ PBB | T&Cs ] 
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cybpsych
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Oct 30 2024, 04:18 PM
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QUOTE(sjz @ Oct 30 2024, 03:58 PM) By Invitation Only maybe wait for later today or tomorrow for mass promo |
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cybpsych
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Nov 1 2024, 09:32 AM
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Unlock Exclusive VIP Points with PB Visa Infinite Credit Card [ PBB | T&Cs ] 
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cybpsych
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Nov 1 2024, 12:05 PM
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QUOTE(caesarx @ Nov 1 2024, 11:47 AM) I having issue with my PB VS, I want to do online transaction and got receive the push notification for securesign approval, however in my MyPB there is no pending transaction to approve. Had called CS but they also no idea what is the problem. This is my replacement card for my old expired VS card 2 months ago, previous card i used only for Lazada and TNB, and that time no securesign approval needed for transaction. After got the replacement card I had activated the securesign but cannot use for any online transaction until today, the CS also ask me to try physical swipe first then try to do online transaction again. try setup this  |
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