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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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cybpsych
post May 2 2024, 05:14 PM

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QUOTE(thinkhappy @ May 1 2024, 12:10 PM)
any one receive the Boost Your Rewards with PB Visa Credit Card  for Mar spending? it have been 8 week since Mar..
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QUOTE(thinkhappy @ May 2 2024, 05:05 PM)
hi

any one receive the Boost Your Rewards with PB Visa Credit Card for Mar spending? it have been 8 week since Mar..
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asking everyday wont get you the answer, right?


you still dont read the t&c carefully?

user posted image


April until now, already reached 8 weeks?

This post has been edited by cybpsych: May 2 2024, 05:15 PM
cybpsych
post May 2 2024, 05:49 PM

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QUOTE(!@#$%^ @ May 2 2024, 05:47 PM)
to further increase the chance of getting the rebate, what time did you all call the CS?  notworthy.gif
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better just after 9am

staffs are fresh, just starting work, mood still ok as they havent handled much calls yet laugh.gif
cybpsych
post May 4 2024, 12:13 PM

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QUOTE(celciuz @ May 4 2024, 11:57 AM)
Celaka LOL, no time to call so I just replied the email clarifying again. Sian get the same CS...

» Click to show Spoiler - click again to hide... «

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which card?


yesterday I requested for VS via call.

no outright grant rebate. same script of no more SST rebate this year.

however, cs offered spending criteria to earn the rebate. rm500 retail spending (no ewallets or bill payments) within 60 days.

still better than nothing. CS put a note for tracking later.


so far, my VS' SST rebates for past year or so, will need spending (higher criteria).

other cards like PIB can easily get rebate outright.


*update** made a retail spend, posted on 14 May. next day 15 May, cb automatic credited without calling back rclxm9.gif

user posted image

This post has been edited by cybpsych: May 15 2024, 03:53 PM
cybpsych
post May 4 2024, 12:29 PM

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QUOTE(celciuz @ May 4 2024, 12:22 PM)
This one is PiB... this Yoong CS betul2 stubborn.

Anyways, call center only weekdays or weekends also ada?
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call weekdays, working hours la

CS with proper LOA is available to authorize/approve.
cybpsych
post May 6 2024, 06:28 PM

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QUOTE(Lonelybird @ May 6 2024, 06:15 PM)
You are absolutely right.

today checked with branch officer again, found out they use pos laju to courier my document to HQ. bangwall.gif

they could be using the cheapest option which take forever to deliver.

Officer said it was out for delivery on 26/4 and HQ said haven't received. bangwall.gif

15/4 submit

26/4 courier out

6/5 called CS said still no application  bangwall.gif
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now you know why dont bother applying from branch...

they dont have authority to approve your application. they are just "collecting" your documents and pass to HQ where the card dept is.


cybpsych
post May 7 2024, 05:34 PM

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QUOTE(cybpsych @ Nov 1 2023, 12:17 PM)
new alternative (updated) design...

user posted image

user posted image

Green Points user posted image

10x Green Points for every RM1 spend on Green Category transactions
Expiry for Green Points is three (3) years
Green Points are redeemable for Air Miles, gift vouchers and Products from our Preferred Redemption Rewards Catalogue
Click here for list of Green Category merchant code

user posted image
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QUOTE(MGM @ May 7 2024, 05:01 PM)
What promo is this?
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Added on
QUOTE(pepper_mint2 @ May 7 2024, 05:28 PM)
QUOTE(pepper_mint2 @ May 7 2024, 05:09 PM)

i received a cashback of rm50 Monthly Prize, wondering which promo is this? so many promo ongoing so i get confused by which promo is which also as this one doesnt write month or week , and i only have one visa card with pbb now
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Visa signature,

credited 2nd May

just written MONTHLY PRIZE CASH BACK
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below?

QUOTE(cybpsych @ Feb 22 2024, 09:14 AM)
This post has been edited by cybpsych: May 7 2024, 05:36 PM
cybpsych
post May 8 2024, 04:27 PM

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QUOTE(Ramjade @ May 8 2024, 04:19 PM)
PB is a horrible bank. Cancel my PB QVC with balance of RM50 inside, they told me to credit to other bank need to pay RM2+ for IBG. Just to transfer a RM50.

Only way to avoid the paying RM2+, need to have PB account with them.
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spend with rm50 lah
cybpsych
post May 9 2024, 12:46 PM

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QUOTE(Human Nature @ May 9 2024, 12:32 PM)
The MCC for IPTA student fee is 8220  smile.gif
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how did you pay the ipta fee?
cybpsych
post May 9 2024, 01:07 PM

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QUOTE(confusedway @ Feb 23 2024, 09:57 AM)
QUOTE(Human Nature @ Feb 23 2024, 09:52 AM)
QUOTE(confusedway @ Feb 23 2024, 09:48 AM)

Hi Sir, just to update...

Recently i made payment to local university through online payment and didnt get 10X green points, after checking with customer service their reply was due to the payment method was through online, therefore it was treated as online spending (getting 3% CB instate of getting 10X Green point). Please take note mate.

PS i'm using Visa Signature...
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Public or private university?
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Private university (IXXi NiXXi)
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QUOTE(Human Nature @ May 9 2024, 12:58 PM)
QUOTE(Human Nature @ May 9 2024, 12:32 PM)
QUOTE(Human Nature @ May 7 2024, 02:28 PM)

Anyone used their VS to pay to IPTA and able to get 10x Green Points?

8220 Colleges, Universities, Professional Schools and Junior Colleges
https://www.pbebank.com/media/fzam0lyo/list...sasignature.pdf
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The MCC for IPTA student fee is 8220 smile.gif
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From the IPTA student fee portal itself
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hmm hope can get points instead of lumped as Online transaction.

This post has been edited by cybpsych: May 9 2024, 01:08 PM
cybpsych
post May 9 2024, 01:19 PM

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QUOTE(Human Nature @ May 9 2024, 01:09 PM)
Was worried about that as previously considered government transaction. But called CS and CS confirmed it is 8220.

Previously PBB replied me this:
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payment method != MCC

nvm, validate it from your statement later biggrin.gif
cybpsych
post May 9 2024, 05:55 PM

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QUOTE(cybpsych @ Mar 1 2024, 06:55 AM)
Enjoy 25% Cash Back Everyday with PB-Petron Visa Card [ PBB | T&Cs ]

user posted image
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here you go...

user posted image
cybpsych
post May 9 2024, 06:06 PM

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QUOTE(Human Nature @ May 9 2024, 06:02 PM)
From PDS, MCC 8220 is not under Government Related Payment (vi) Exclusion List for Card Rewards. So means the payment for IPTA can actually get 3% cashback  hmm.gif
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yes lor, why bother with green points? laugh.gif
cybpsych
post May 10 2024, 09:40 AM

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QUOTE(cybpsych @ Feb 28 2024, 06:28 PM)
EcoEmpower Cashback Celebration with PB Visa Credit Card [ PBB | T&Cs ]

user posted image
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QUOTE(Wolgie @ May 10 2024, 09:12 AM)
Received ECO EMPOWER 20% CASHBACK MTH1 - 42.00  rclxms.gif

but which campaign is this? EMPower?  hmm.gif
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cybpsych
post May 11 2024, 05:18 AM

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QUOTE(xiaomoon @ May 9 2024, 08:29 AM)
yeah, already email them
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QUOTE(MGM @ May 11 2024, 01:06 AM)
You called or by email?
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cybpsych
post May 12 2024, 09:43 AM

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QUOTE(tzxsean @ May 12 2024, 09:20 AM)
I will be receiving my PBB islamic VP next week.

based on what I know, the first statement will be more than 1 month later.

In this case, what should I do or don't do to maximise the RM30 cash back?
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1) do you have other pb cards? if yes, what's the statement date?

2) this Islamic card, when was the approval date?
cybpsych
post May 12 2024, 11:14 AM

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QUOTE(tzxsean @ May 12 2024, 11:10 AM)
1) no other PBB card

2) received approval sms on 10/5
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oic

just spend accordingly by the 1st statement date printed on the letter lo.
cybpsych
post May 12 2024, 01:59 PM

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QUOTE(tzxsean @ May 12 2024, 11:22 AM)
but I'm still capped at RM750 to get RM30 cash back right ...

since my 1st statement will be longer than 1 month, I have to wait until 1st statement is out to spend the next RM750?
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did you read the letter where the card is attached to?

your pre-determined statement date is printed there.


in pbe portal, it wont show cuz 1st statement not out yet.




cb capping yes .... rm750 eligible spend for rm30 cb .... from now until 1st statement date.

This post has been edited by cybpsych: May 12 2024, 02:00 PM
cybpsych
post May 14 2024, 07:48 PM

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QUOTE(Lonelybird @ May 14 2024, 06:12 PM)
Today PIBB rejected my application again.

They rejected me 2 times already.

12/11/23 - Rejected

14/5/ 24 -Rejected

Same answer. No reason.

will wait November 2024 then apply again.

Apply until they approve me.

I have no problem getting credit card from other banks.

RHB approved my application last month.
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you are high-risk/suspicious applicants

you've been heavily applying cards for the past few months

better cool off a bit and reapply later
cybpsych
post May 16 2024, 02:40 PM

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QUOTE(#Victor @ May 16 2024, 02:20 PM)
anyone got offer for SST rebate with condition where required to spend RM300 for retail purchases, wonder what is the T&C? understand that those fall under exclusion like government, utilities are not within spending criteria, how about online transactions like TNG or Boost?
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no wallets la

do actual retail spending
cybpsych
post May 16 2024, 04:32 PM

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QUOTE(cybpsych @ May 4 2024, 12:13 PM)
which card?
yesterday I requested for VS via call.

no outright grant rebate. same script of no more SST rebate this year.

however, cs offered spending criteria to earn the rebate. rm500 retail spending (no ewallets or bill payments) within 60 days.

still better than nothing. CS put a note for tracking later.
so far, my VS' SST rebates for past year or so, will need spending (higher criteria).

other cards like PIB can easily get rebate outright.
*update** made a retail spend, posted on 14 May. next day 15 May, cb automatic credited without calling back  rclxm9.gif

user posted image
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QUOTE(#Victor @ May 16 2024, 04:23 PM)
wallet is excluded from retail spending in T&C? hmm.gif lucky ask here, u were given this offer before?
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yep, including bill payments too confused.gif

dont think there is a fixed list of exclusions. it's up to the CS to spell out and note down in the system.

i'm also not sure how accurate is their tracking. but just follow as per stated by them.

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