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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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ZeneticX
post Apr 29 2022, 04:15 PM

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QUOTE(ronnie @ Apr 29 2022, 02:13 PM)
It seem from my latest 28/4 statement the >RM30 min spend to get cash back has not been activated.
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Basically the new TnC had not been effect since announcement, at least for the month of April. Need others to continue monitor and gamble for May
ZeneticX
post May 3 2022, 04:48 PM

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Sorry if this question sounded stupid, if lets say for Grab and Shopee, if I choose to check out directly using card (Quantum MC) instead of reload into their respective wallet, its still eligible for cashback as long >RM30 right? Since its considered online transaction instead of ewallet reload?
ZeneticX
post May 4 2022, 01:29 PM

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QUOTE(joshuaa85 @ May 3 2022, 11:25 PM)
for my quantum master. i still receive Rm30 CB for statement dated 27 Apr.

let's see for May statement. if CB gone then is time to say goodbye. this card earns me RM 360 CB every year cold and hard without miss for few years.
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You need to say goodbye to Quantum VS also if you decide to cancel.... unless someone tried and they allow to cancel individual card

This post has been edited by ZeneticX: May 4 2022, 01:29 PM
ZeneticX
post May 4 2022, 01:36 PM

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QUOTE(Human Nature @ May 4 2022, 01:30 PM)
Quantum Visa and MC can be cancelled separately
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Confirmed? I assume since they come in pairs cancellation have to be done in pairs also. Any particular reason to give for the cancellation? (Like last time can use SST as a reason to cancel off 1 card for Maybank 2 cards, now they dont allow anymore)

If really can cancel i would like to cancel and replace with PBB Islamic Platinum I also
ZeneticX
post May 4 2022, 01:41 PM

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QUOTE(Human Nature @ May 4 2022, 01:40 PM)
Yes, confirmed. Actually, can apply separately too.
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Never know about this.... always thought they come in pairs. Even all the promotional material show the card in pairs. The credit limit is also combined...

This post has been edited by ZeneticX: May 4 2022, 01:56 PM
ZeneticX
post May 4 2022, 05:56 PM

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Thanks for the confirmation. Hopefully they wont nerf Islamic Visa when it comes to ewallet as well...
ZeneticX
post May 5 2022, 01:26 PM

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anyone knows if topping up Zus balance is considered online transaction or ewallet? The payment gateway is Razerpay iinm
ZeneticX
post May 8 2022, 01:05 PM

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Since everyone is on the topic.... hopefully someone tried out with Grab as well
ZeneticX
post May 18 2022, 04:18 PM

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QUOTE(coolguy_0925 @ May 18 2022, 01:37 AM)
A rough checkpoint for e-wallet: If it stores money in the app then e-wallet that is
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i think still depends on the merchant code or category. For example Zus wallet (for the coffee) doesn't count as ewallet eventhough it stores money. Correct me if I'm wrong
ZeneticX
post May 25 2022, 12:13 PM

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QUOTE(propusers @ May 25 2022, 08:22 AM)
is "shopeepay later" also 50/50?
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Shopeepay later should be eligible for cashback since its considered online transaction, as long you spend > RM30
ZeneticX
post May 27 2022, 05:01 PM

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QUOTE(sben525 @ May 27 2022, 11:46 AM)
maybe it's time to terminate some cards from pbb
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Quantum VS is still good. Quantum MC also still quite decent but ewallet reload not eligible for cashback does make it less desirable compared to last time

I'm considering replacing Quantum MC with PBBi Visa Platinum.... unless they nerf ewallet reloads out of that as well

This post has been edited by ZeneticX: May 27 2022, 05:01 PM
ZeneticX
post Jun 1 2022, 01:07 AM

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Just wondering.... both my Quantum cards are charged SST on Feb this year. Is it still possible to reverse it if I call or email PBB now?
ZeneticX
post Jun 1 2022, 03:40 PM

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QUOTE(Human Nature @ Jun 1 2022, 01:21 AM)
No harm trying, ask for SST rebate
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QUOTE(ghost00 @ Jun 1 2022, 10:25 AM)
Call CS for this request, last time I was encountered a nice CS and got SST rebate instantly for both of my Quantum Cards and was having a nice conversation.

She told me that 1st year of using any credit card required to pay SST after I've asked for SST rebate for PiB Visa Card that I was applied this year.
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So i just called CS. Was given a short lecture by the guy on why i didnt called earlier sweat.gif i just came out with some BS that I didnt realised the SST etc. He "checked with management" and after a while told me my request was granted, still reminding me to call earlier next time
ZeneticX
post Jun 3 2022, 05:55 PM

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QUOTE(flyingturtle77 @ Jun 3 2022, 04:16 PM)
haih, last time got send sms to notify on changes on tnc, now no more
first is yolo card, now quantum and islamic visa

left affin duo and ambank true visa only
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islamic visa still having cashback for ewallets
ZeneticX
post Jun 16 2022, 07:38 PM

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QUOTE(Chiggah @ Jun 16 2022, 12:58 PM)
Thanks just applied this and Affin Duo

Will cancel Quantum and most likely VS too
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QUOTE(gedebe @ Jun 16 2022, 01:58 PM)
with no more ewallet cashback entitlement and even the minimum cashback for online is rm30, no more point of having both card
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QUOTE(LostAndFound @ Jun 16 2022, 02:05 PM)
What other card good for online shopping (non ewallet)?

Affin Duo is only 3% (and that one may as well go through ewallet since it is okay).
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Quantum Visa is still good for contactless transaction spending above RM30. Good for dining and groceries.

Quantum Master is also still good if you do online shopping above RM30. (Remember to check out using credit card instead of ewallet eg Shopeepay or Lazada wallet). For ewallet reloads then yes PIB Visa Platinum is the better option but be aware of the annual fee

This post has been edited by ZeneticX: Jun 16 2022, 07:42 PM
ZeneticX
post Jun 27 2022, 06:46 PM

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I remember someone mentioned before in this thread that installment using Quantum Visa or MC is eligible for cashback? For example i wanted to buy something worth RM6k and I opt for 24 months repayment, the RM250 per month payment is eligible for cashback as well is that correct?

anything I need to take note for the cashback to take effect?
ZeneticX
post Jun 27 2022, 10:30 PM

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QUOTE(Ramjade @ Jun 27 2022, 07:55 PM)
1. Does spaylater have free shipping?
2. How do I make payment to spaylater via public Bank cards?
3. Can I pay spaylater right after I make my purchase?

Sorry for asking such stuff as I don't trust all this buy now and pay later scheme.
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1. Free shipping depends on the TnC of the coupon. If Spaylater is valid as a payment option then yes you may get free shipping

2. When the time comes to settle your bill, you have payment options to pay via credit card, shopee wallet etc

3. Dont think this is an option as I tried doing so but cant find any option to make a payment. So I just wait till its time to settle the bill and pay it. You wont miss it easily as they will send SMS reminder few days prior to due date

This post has been edited by ZeneticX: Jun 27 2022, 10:31 PM
ZeneticX
post Jun 28 2022, 12:14 PM

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QUOTE(ZeneticX @ Jun 27 2022, 06:46 PM)
I remember someone mentioned before in this thread that installment using Quantum Visa or MC is eligible for cashback? For example i wanted to buy something worth RM6k and I opt for 24 months repayment, the RM250 per month payment is eligible for cashback as well is that correct?

anything I need to take note for the cashback to take effect?
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QUOTE(boonhan @ Jun 28 2022, 07:37 AM)
The month u spend, 6k eligible for cashback
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No I clearly remember installment amount eligible for cashback as well

[EDIT] Found it...

QUOTE(tan_aniki @ Mar 22 2022, 04:50 PM)
if you choose the pbb instalment during payment for shopee, yes
dun simply answer ppl if you didnt do it b4

user posted image
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QUOTE(skty @ Mar 22 2022, 06:07 PM)
you have to understand and find out how the installment works.

if the installment is done with the merchant, all subsequent installment charges will get cashback.

if the installment is done with the bank, all subsequent installment charges no cashback.

simple as this.
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QUOTE(dh13 @ Mar 22 2022, 11:00 PM)
Yes. You can get the cashback for Public bank. We can tally with the amount stated under LOYALTY & REWARD SUMMARY. It do mentioned the Purchase Amount. The same also for my Installment at Samsung Malaysia online store also..24 months installment.
user posted image
user posted image
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This post has been edited by ZeneticX: Jun 28 2022, 12:24 PM
ZeneticX
post Jul 1 2022, 05:16 PM

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QUOTE(cybpsych @ Jul 1 2022, 07:31 AM)
Apply & Get Rewarded [ PBB | T&Cs ]

user posted image
0% Balance Transfer for New-to-Bank Cardmembers [ PBB | T&Cs/Form ]

user posted image
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time to apply PIB Visa Plat and cancel Quantum MC

[EDIT] ops just saw TnC.... existing PBB card members are not eligible

This post has been edited by ZeneticX: Jul 1 2022, 06:06 PM
ZeneticX
post Jul 22 2022, 05:33 PM

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Regarding PIB Visa Plat

" First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months "


The 12 swipes meaning I need to spend using terminals? Or online transaction count as well eg: ewallet reloads?
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