QUOTE(jefftan4888 @ Aug 22 2019, 10:41 PM)
+1 PPL access only if you already have VS (2x).This post has been edited by ClarenceT: Aug 23 2019, 06:09 AM
Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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Aug 23 2019, 06:08 AM
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#121
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All Stars
14,970 posts Joined: May 2015 |
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Aug 24 2019, 01:07 PM
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#122
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14,970 posts Joined: May 2015 |
QUOTE(Holyboy27 @ Aug 24 2019, 01:02 PM) Called PBB this morning, was informed that PBB Quantum Mastercard Cashback has been changed to ONLINE only. No more for dining. QM - still Online and Dining till 31/8. Not removed yet till effective date (1/9).Recurring payments (autobilling) may not be counted as online payment so have to do the payment manually e.g pay through the website. Insurance and utilities as well. Auto billing / Direct Debit is obviously not online all the while. |
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Aug 24 2019, 05:29 PM
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#123
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14,970 posts Joined: May 2015 |
QUOTE(lhsu @ Aug 24 2019, 05:12 PM) Not many stores in post #1. Cracking head where to use QV to earn cashback while fulfilling the condition to spend RM300 for SST rebate... Before 30/8, Parkson, Isetan, Metrojaya, Aeon Departmental (excluding Supermarket).The 1st statement should be on 6th Sept. I just got my cards yesterday. So I still have more than 1 week to earn cashback. No problem at all for QM but not so easy for QV, even after 1/9 as there isn't many places equipped with paywave... From 1/9, same place but using paywave. + Giant, Cold Storage, Aeon Supermarket, Guardian, Watsons. Note: first transaction must be PIN. Haha most of us here are waiting for another new month to spend RM500 in 1 transaction to win 5%. (New spending campaign) This post has been edited by ClarenceT: Aug 24 2019, 05:33 PM |
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Aug 24 2019, 09:06 PM
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#124
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14,970 posts Joined: May 2015 |
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Aug 25 2019, 08:34 AM
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#125
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14,970 posts Joined: May 2015 |
QUOTE(CardNoob @ Aug 25 2019, 08:22 AM) Offline transaction. Approval code - VLP111.No realtime verification and no earmark of available credit limit till posting. (For Debit card, real-time verification is needed) This post has been edited by ClarenceT: Aug 25 2019, 09:48 AM |
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Aug 25 2019, 09:38 AM
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#126
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14,970 posts Joined: May 2015 |
QUOTE(kart @ Aug 25 2019, 09:25 AM) Why does offline credit card processing occur? It is because at the time of the credit card transaction, there is a temporary loss of internet connection experienced by credit card terminal? It is quite inconvenient to some of us, when such offline credit card processing occurs. As you said, there is no deduction from the available credit limit of the credit card. Calling the bank does not help at all, because the customer service officer cannot detect such transactions from their system. We can only check the transactions, only when the transactions are posted. Quite common at supermarkets, Mr DIY. But for debit card paywave, it will check if you have enough money in your CASA. |
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Aug 25 2019, 01:43 PM
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#127
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QUOTE(lhsu @ Aug 25 2019, 01:31 PM) Not much help even after 1/9 as I'm in Sabah, very little are relevant to me... 😔 Most of the card machines shall accept Paywave but the cashier stops it. So normally I will ask the cashier first. So far I used paywave ONCE ONLY at mcd. Have not noticed any other places accept paywave... As for the spending campaign, I plan to buy 2 sport shoes for my oversea trip. So I might participate... 😊 Pump petrol normally I'll use my m2 Amex & I'm pumping shell. FYI, you can use Paywave at Giant, Guardian, Watson's, Everrise, Parkson. |
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Aug 25 2019, 02:45 PM
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#128
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14,970 posts Joined: May 2015 |
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Aug 25 2019, 02:53 PM
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#129
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14,970 posts Joined: May 2015 |
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Aug 25 2019, 07:51 PM
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#130
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All Stars
14,970 posts Joined: May 2015 |
QUOTE(kart @ Aug 25 2019, 07:10 PM) So, to avoid offline processing, should I need to ensure that it is same bank, both at card issuer side, and card acquirer side? For example, I need to tap Public Bank credit cards at Public Bank terminals, for contactless transactions. Is my understanding correct? :confused: Don't make life difficult, not so crucial except sms notification. QUOTE(jefftan4888 @ Aug 25 2019, 07:19 PM) I made 2 contactless payment today. If online, you can find the 6-digit approval code on the slip. Uniqlo - Slip shows "Contactless"; I think this transaction is "Online" And check your available credit limit (modern m2u), the offline transaction doesn't reduce your available CL. QUOTE(lhsu @ Aug 25 2019, 07:36 PM) Some cashiers feel paywave is not secure to them as you don't key in the PIN. They are worried you use a lost/stolen card. So they insist you to use Chip and PIN. Very common in Kuching! |
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Aug 26 2019, 07:50 AM
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#131
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14,970 posts Joined: May 2015 |
QUOTE(WJTAN87 @ Aug 26 2019, 07:37 AM) Hi can I ask monthly direct debit insurance payment does it count into online category for public visa signature ? Online - you must have received OTP to complete the transaction (except Boost SSL-EC). Thanks So if you pay to a China or US site without OTP verification, you won't get Online CB though you may think it is an online transaction. |
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Aug 26 2019, 11:48 AM
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#132
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14,970 posts Joined: May 2015 |
QUOTE(megahertz @ Aug 26 2019, 11:27 AM) hi guys, i want to apply PB cc. Get Quantum Visa, Quantum Mastercard, Visa Signature. currently own maybank 2 platinum cards. the reason i want to apply pb cards because of cashback. most of my spending goes to groceries (giant), petrol( shell), bill( tnb, unifi) and etc like clinic( only accept visa n mc). with mbb2platinum amex, i only get cashback from groceries and petrol on weekend. the rest of spending, i didnt get any cash back. so would like to ask if the pb quantum mastercard is suitable for my need? paying the bills and others. seem only dining n online shopping will getting me the cash back. Quantum Visa - Paywave (at Groceries, Petrol, Utility, Clinic) RM600 -> RM30 CB. Quantum MC - Online RM600 -> RM30 CB. Visa Signature - Online/Dining/Groceries RM634 -> RM38 CB. |
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Aug 26 2019, 02:15 PM
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#133
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14,970 posts Joined: May 2015 |
QUOTE(megahertz @ Aug 26 2019, 02:08 PM) You won't get QV & QM by 31/8, so it is not relevant to you.effective 1 September 2019, the card features of PB Quantum Visa, PB Quantum Mastercard and PB-AIA Visa Gold Credit Cards will be revised. Follow the New Features. https://www.pbebank.com/Announcements.aspx This post has been edited by ClarenceT: Aug 26 2019, 02:16 PM |
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Aug 26 2019, 03:35 PM
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#134
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14,970 posts Joined: May 2015 |
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Aug 27 2019, 10:25 AM
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#135
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14,970 posts Joined: May 2015 |
QUOTE(HyourinMaru @ Aug 27 2019, 1f0:22 AM) Just got my Quantum cards yesterday and instantly cancelled the QV card, later only to read about the changes on Sep 1st (the CS didn't inform me about it). But on second thought, I can get indirect CB if I use QMC to top up BigPay so all is still well. Lol Lol you can get RM60 total instead of RM30. |
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Aug 27 2019, 10:44 AM
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#136
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14,970 posts Joined: May 2015 |
QUOTE(HyourinMaru @ Aug 27 2019, 10:38 AM) True, but I have rarely spent above QMC limit. Those larger amounts are loans which cannot be paid using CC. Hopefully I don't regret it You can use QM to topup Bigpay RM600 and withdraw (cost RM6)But I said wanna cancel because it applies for Entertainment and Departmental only, he just grinned and tease "Oo tak pergi entertainment, orang baik ni", and didn't mention the upcoming changes RM30 - RM6 = RM24 net gain. Use QV on real spendings! |
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Aug 27 2019, 06:22 PM
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#137
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All the bank's Apps will be refreshed with DuitNow QR (PayNet) by next year.
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Aug 29 2019, 03:48 PM
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#138
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14,970 posts Joined: May 2015 |
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Aug 29 2019, 04:31 PM
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#139
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14,970 posts Joined: May 2015 |
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Aug 30 2019, 08:59 AM
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#140
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Wah 5%/8% no need to use Bigpay to save forex lor.
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